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Indusind Bank Aura Edge Credit Card

IndusInd Platinum Aura Edge Credit Card is a lifetime free credit card offering you plenty of shopping offers, and flexible reward plans- shop plan, travel plan, home plan, and party plan on various categories such as departmental store spending, consumer durable spends, movie ticket bookings, bill payments and more. To know more about Aura edge read given below articles.



Joining Fees


Best Suited For


Rs 500

Reward Point


What you'll love

  • Get movie ticket 2*200,worth Rs 400
  • 1% cash back on all spend
  • 1% Fuel surcharge wavier

  • 1% Railway Surcharge Waiver (Railway Tickets Booking of Rs.5,000 per quarter

  • 4 reward point for every Rs 100 spent( 1 reward point *0.50)


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Aura Edge Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹6.0 Lakhs per annum

You'll also love

Reward Point Benefit

  • Earn 4 Reward points for Rs 100, on Shopping in Departmental Stores
  • Earn 2 Reward points for Rs 100, Purchase of consumer durables or electronic items
  • Earn 1.5 Reward points for Rs 100, Restaurant bills & books
  • Earn 0.5 Reward points for Rs 100, All other spend on your card.

Reward Redemption: Cardholders can redeem a maximum of 10,000 reward points in one statement cycle for IndusInd Bank Platinum Aura EdgeCredit Card for Cash Credit option.

  • 100 Reward point is equal to  50 miles on Partner Airmiles
  • 1 Reward point is equal to 0.40 of Cash value.
  • Get 1% cash back on all spend on retail purchases. Rs 10,000 will be eligible for cash back on spending.

Auto Assitance Benefit

Get Complimentary Roadside assistance

  • Roadside repair service
  • Emergency fuel supply
  • Flat tire  service
  • Emergency towing service
  •  Accident management and medical assistance.

Fuel Surcharge Waiver Benefit

Get a fuel surcharge waiver for transactions between Rs 400 to 4000.

Priority Pass Benefit

Priority Pass benefit for Primary and addon card holders with 700+ lounge access across the world.

Air Accident Insurance Cover Benefit

complimentary Air accident insurance cover benefits worth Rs 25 lakh.

Online Offers

Get Complementary online offers on, Shoppers stop, Jabong, shopclues, firstcry, ferns N petals, Ajio, Lenskart &  Many more

Travel Offers

Get Complementary travel offers on Thomas cook, Make my trip, Sterling holidays, Expedia   Many more

Dining Offers

Get Complementary Bon Vivant, Cyber hub Gurgaon, and Many more

EMI Offers

Convert your big purchase into small emi at flexible roi and period from 3 to 60 months

Entertainment Offer Benefit

Get 1 movie ticked in 6 months up to Rs 200 complimentary

Why Should You Choose This Card?

IndusInd Bank Platinum Aura Edge Credit Card is a good option for the credit card user who wants to use a card with no charges of Joining and annual fees, cardholder can earn reward points on transactions at departmental stores, restaurants, and bill payments. This credit card also offers good benefits for travel and shopping. So this credit card is best for you if you are planning to start your credit journey as it comes with relaxed eligibility


For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

For Self Employed

  • Indian national
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹6 Lakhs per annum

Fees and Charges on the Indusind Bank Aura Edge Credit Card

Fees & Charges


Joining Fees

Rs 500

Renewal Fees


Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Finance Charges/Cash Advance Fee

3.83% of the amount

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Less Than Rs 100- Nil
  • Rs 100 to to Rs 500 – Rs 100
  • Rs 501 to  Rs 5000- Rs 350
  • Rs 5001 to Rs 10000- Rs 550
  • Rs 10001 to Rs 25000- Rs 800
  • Rs 25001 to  Rs 50000- Rs 1100
  • Over Rs 50000- Rs 1300

Add On Card Fee


Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

FAQs on Indusind Bank Aura Edge Credit Card

  • You can contact to Indusind bank customer care via different platform like, customer care no 1860 267 7777(Toll-Free for Mobile & Landlines in India)

  • By going to the bank's official website, you can apply for this credit card online. You only need to find this credit card and submit the application. You can also apply for this card in person at any of the bank's nearby branches. You can click here to apply for this credit card, which is also offered on our site.

  • 1% of your fuel expenses are waived with this credit card's fuel fee waiver. Only your transactions between Rs. 400 and Rs. 4,000 are affected by this, though.

  • You must contact the bank right once if you discover the loss of your card or a fraudulent transaction by calling the customer service line at 1860 267 7777. After a few confirmation questions, the person will block your card.

  • Visit the bank's official website to find out the status of your card application. To check on your application status, you must provide the application number. A text message about the progress of your application is also sent by the bank to the registered mobile number associated with it.

  • The credit limit differs for each application. Your credit limit is determined by the bank after carefully reviewing your application. Your credit limit is determined by factors such your income, debt, payment history, and more. As a result, when your credit card is delivered, you will learn what your credit limit is.

  • Your foreign currency transaction with the IndusInd Platinum Aura Edge Credit Card will be assessed a 3.5% forex markup fee. Thus, this is not a good choice for international transactions. If you want to save money on your overseas transactions, you might search the market for different credit cards.

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