About Card
Indusind Bank Aura Edge Credit Card
IndusInd Platinum Aura Edge Credit Card is a lifetime free credit card offering you plenty of shopping offers, and flexible reward plans- shop plan, travel plan, home plan, and party plan on various categories such as departmental store spending, consumer durable spends, movie ticket bookings, bill payments and more. To know more about Aura edge read given below articles.
Card
Joining Fees
Rewards
Best Suited For
What you'll love
- Get movie ticket 2*200,worth Rs 400
- 1% cash back on all spend
1% Fuel surcharge wavier
1% Railway Surcharge Waiver (Railway Tickets Booking of Rs.5,000 per quarter
- 4 reward point for every Rs 100 spent( 1 reward point *0.50)
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility For Aura Edge Card
For Salaried
Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 25,000For Self Employed
Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹6.0 Lakhs per annum
You'll also love
Reward Point Benefit
- Earn 4 Reward points for Rs 100, on Shopping in Departmental Stores
- Earn 2 Reward points for Rs 100, Purchase of consumer durables or electronic items
- Earn 1.5 Reward points for Rs 100, Restaurant bills & books
- Earn 0.5 Reward points for Rs 100, All other spend on your card.
Reward Redemption: Cardholders can redeem a maximum of 10,000 reward points in one statement cycle for IndusInd Bank Platinum Aura EdgeCredit Card for Cash Credit option.
- 100 Reward point is equal to 50 miles on Partner Airmiles
- 1 Reward point is equal to 0.40 of Cash value.
- Get 1% cash back on all spend on retail purchases. Rs 10,000 will be eligible for cash back on spending.
Auto Assitance Benefit
Get Complimentary Roadside assistance
- Roadside repair service
- Emergency fuel supply
- Flat tire service
- Emergency towing service
- Accident management and medical assistance.
Fuel Surcharge Waiver Benefit
Get a fuel surcharge waiver for transactions between Rs 400 to 4000.
Priority Pass Benefit
Priority Pass benefit for Primary and addon card holders with 700+ lounge access across the world.
Air Accident Insurance Cover Benefit
complimentary Air accident insurance cover benefits worth Rs 25 lakh.
Online Offers
Get Complementary online offers on, Shoppers stop, Jabong, shopclues, firstcry, ferns N petals, Ajio, Lenskart & Many more
Travel Offers
Get Complementary travel offers on Thomas cook, Make my trip, Sterling holidays, Expedia Many more
Dining Offers
Get Complementary Bon Vivant, Cyber hub Gurgaon, and Many more
EMI Offers
Convert your big purchase into small emi at flexible roi and period from 3 to 60 months
Entertainment Offer Benefit
Get 1 movie ticked in 6 months up to Rs 200 complimentary
Why Should You Choose This Card?
IndusInd Bank Platinum Aura Edge Credit Card is a good option for the credit card user who wants to use a card with no charges of Joining and annual fees, cardholder can earn reward points on transactions at departmental stores, restaurants, and bill payments. This credit card also offers good benefits for travel and shopping. So this credit card is best for you if you are planning to start your credit journey as it comes with relaxed eligibility
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 25,000
For Self Employed
- Indian national
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹6 Lakhs per annum
Fees and Charges on the Indusind Bank Aura Edge Credit Card
Fees & Charges
Amount/Rate
Joining Fees
Rs 500
Renewal Fees
NIL
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Finance Charges/Cash Advance Fee
3.83% of the amount
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Less Than Rs 100- Nil
- Rs 100 to to Rs 500 – Rs 100
- Rs 501 to Rs 5000- Rs 350
- Rs 5001 to Rs 10000- Rs 550
- Rs 10001 to Rs 25000- Rs 800
- Rs 25001 to Rs 50000- Rs 1100
- Over Rs 50000- Rs 1300
Add On Card Fee
Nil
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
FAQs on Indusind Bank Aura Edge Credit Card
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How can I contact to Indusind bank Credit card customer Care?
You can contact to Indusind bank customer care via different platform like, customer care no 1860 267 7777(Toll-Free for Mobile & Landlines in India)
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How can I apply for a credit card with the IndusInd Platinum Aura Edge?
By going to the bank's official website, you can apply for this credit card online. You only need to find this credit card and submit the application. You can also apply for this card in person at any of the bank's nearby branches. You can click here to apply for this credit card, which is also offered on our site.
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Does the IndusInd Platinum Aura Edge Credit Card give any fuel benefits?
1% of your fuel expenses are waived with this credit card's fuel fee waiver. Only your transactions between Rs. 400 and Rs. 4,000 are affected by this, though.
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In the event that I misplace my IndusInd Platinum Aura Edge Credit Card, what should I do?
You must contact the bank right once if you discover the loss of your card or a fraudulent transaction by calling the customer service line at 1860 267 7777. After a few confirmation questions, the person will block your card.
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How can I find out whether my IndusInd Platinum Aura Edge Credit Card application has been approved?
Visit the bank's official website to find out the status of your card application. To check on your application status, you must provide the application number. A text message about the progress of your application is also sent by the bank to the registered mobile number associated with it.
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What is the credit limit on the IndusInd Platinum Aura Edge Credit Card?
The credit limit differs for each application. Your credit limit is determined by the bank after carefully reviewing your application. Your credit limit is determined by factors such your income, debt, payment history, and more. As a result, when your credit card is delivered, you will learn what your credit limit is.
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What is the forex markup fee charged on IndusInd Platinum Aura Edge Credit Card?
Your foreign currency transaction with the IndusInd Platinum Aura Edge Credit Card will be assessed a 3.5% forex markup fee. Thus, this is not a good choice for international transactions. If you want to save money on your overseas transactions, you might search the market for different credit cards.
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