26 years of working experience
Looking to apply Top up Used car loan?
Need funds,but unable to manage,now no need to worry more,turn your car as financial friend,apply a topup loan on your existing car loan and get funds into your account without any lengthy process.No matter about your cities aur location we provide you Topup loan with smooth and hassle free process ,no RC transfer required, less involvement of paperwork.Dealstohdekho.com ( formally registered as AD Finance) is a car loan service provider in Pan India, with a strong Banking experience of last 15+ year.We currently provide you u quick disbursement whether you are looking to buy a new car aur you planning to buy Used car ,we help yo to choose a loan with lowest and faire deal.
Why Choose Us?
- Easy finance
- Faire Deal
- Dedicated team
- Best offers & Deals
Overview
What is Used Car Topup loan?
Topup used car loan is a type of facility or loan by Bank & Nbfc for existing carloan user. Topup used car loan only have one important requirement: the loan account holder must have paid 12 emi of existing car loan with good credit & no bounce. Funding for the Topup loan is determined by the applicant's credit history, verifiable income, and employment and housing stability. Loan amounts for Topup loan depend on the state of the vehicle and its current insurance value. Typically, Bank & Nbfc fund refinance used car loans between 125 and 160% of insurance value, with variable interest rates across lenders. Therefore, if you need money, all you have to do is apply for a Topup facility on your current car and the money will be credited to your account without having to go to anyone.
Loan amount
Get maximum loan amount on your existing vehicle insurance value between 125 to 160%
Unmateched services
Get Complete end to end support from Login to Disbursement by our dedicated sales team
Flexible tenure and interest rate
Repay your loan with flexible emi from 12 to 48 month at lowest annually interest rate onwards 13%*
Smooth and Quick disbursement
Save your precious time by smooth and fast processing with less involvement of paperwork, get disbursment within 48 working hours in your account.
Get Top up loan in just few simple step with us
Why Choose Us?
At “Dealstohdekho”, we strive to provide our customers with the best possible used car loan experience. With a wide selection of high-quality vehicles and a knowledgeable team of experts, we make sure that our customers find the right car to fit their needs and budget. Our focus on transparency, honesty, and fairness sets us apart from other used car loan service providers. From start to finish, we are here to guide and assist you in finding the perfect used car to meet your needs and budget. We provide the best customer service, fast and easy car financing process, competitive rates with no hidden fees and 24/7 help. We are best used car loan provider, our main mission is to get you a vehicle that meets your needs.We offer you the best used car financing options and terms, so that you don't have to worry about finding a lender by yourself. We believe that our customers deserve an exceptional experience, so we put all of our resources behind making sure you get what you need when you need it.
Work Process
How to Apply Topup Car loan?
Eligibility
Topup Used Car Loan Eligibility Criteria
One needs to meet the eligibility standards set by the lenders to avail a topup UsedCar Loan. Top up loan facility is available by the bank/Nbfc for existing car loan customers, Depending upon individual capacities and automobile valuations, eligibility criteria for Refinance car loan are as follows:
- Should be Indian Resident
- Age :21 to 60 years
- Income: Minimum 20k required
- 12 Emi clearence of existing car loan
- Should be Indian Resident
- Age :21 to 60 years
- Income: Minimum 250000 annual income required
- 12 emi clearnce of existing car loan
Features
Topup Used Car Loan Feature
A Topup used car loan is much simpler to obtain than any other loan; for your reference, below are a few important points about Topup used car loans. Topup used car loans act as a backup plan for you when you run out of money or need money in an emergency but lack any immediate resources.
Build Portfolio
As an existing customer of bank,Top up loan helps you to build your portfolio strong in terms of credit history with bank
No Hypo Cost
No Rc transfer cost involved in Top up process
No extra cost
Get parallelly amount with your existing car loan without foreclosing the same
Smooth and Quick disbursement
Save your precious time by smooth and fast processing with less involvement of paperwork, get disbursment within 48 working hours in your account.
Benefits
Top up Used Car Loan Benefits
One needs to meet the eligibility standards set by the lenders to avail a Used Car Loan. Depending upon individual capacities and automobile valuations, eligibility criteria for used car finance are as follows:
Get instant funding with used car loan in just few hours into your account,some leading Banks like Hdfc offers loan within 5mintues a service called “Jaldi 5” without submitting any major formalities
With Topup Used car loan you can get maximum funding 125 to 160% depends on the current condition of your vehicle.
Being an existing customer of the bank,Top Bank does not demands lots of paper work ,submitting your current income and kyc you can get Top up loan from your bank.
Topup Used car loan comes with the flexible tenure starting from 12 to 60 months, which reduce the burden on emi on your shoulder.
Rate of interest for Topup used car loan starts onward 12 to 16% depend on the bank& Nbfc
Additional Documents
Required Documents For Topup Used Car loan
Self-Employed, Non-Salaried and SMEs seeking funds as Topup Used Car Loans will have to furnish additional documents listed below to start the loan process.
- KYC documents
- PAN Card
- 2 Photographs
- Last 2 years ITR as proof of income
- Bank account statement (latest 6 months)
- Signature Verification Proof
- Copy of RC & insurance of the car.
- KYC documents
- PAN Card
- 2 Photographs
- Last 3 month salary slip as proof of income
- Bank account statement (latest 6 months)
- Signature Verification Proof
- Copy of RC & insurance of the car.
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR
- Last 6 Months Bank Statements
- KYC of the Authorized Partner
- Ownership Proof
- Copy of RC & insurance of the car
- Copy of PAN of Firm
- Partnership Deed
- Firm Address Proof
- 2 Photographs.
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR
- Last 6 Months Bank Statements
- KYC of Main/Authorizing Director
- Company Address Proof
- Copy of RC & insurance of the car
- Memorandum of article
- 2 Photographs.
EMI Calculator
Monthly EMI ₹
Total Interest ₹
Total Amount Payable ₹
Apply For LoanOur Lending Partner
We Are an Authorized Channel Partner Of All Leading Bank & Nbfc, Providing Financial Services In Pan India
We as AD Finance, corporate with all leading banks & Nbfc, and provide financial services in pan India. Customers can choose and compare lenders from an exhaustive list of 25+ Banks & Nbfc according to financial need.
Frequently Asked Questions
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What are the major benefit of Topup Used car loan ?
Topup Used car loan works like a backup resource of funds for you, you can apply with your bank post 12emi clearance of your existing car loan and can avail Topup loan without submitting any major formalities.
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What are the documents required for Topup used car loan application?
Being an existing car loan customer bank does not demands any major formalities, sometime bank offers Topup loan on Pre approval basis to the customer.
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Can in foreclose my Topup used car loan?
You can foreclouse your loan when you have extra inflow of cash and don’t want to pay EMIs, thereby saving up on interest payable. foreclouser charges and fee will be applicable as agreed while sanctioning the loan by lender.
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Is a guarantor required in Topup used car loan?
Yes,if you have taken anyone Co app & guarantor in your deal, bank can demand to for the co app of same person in Topup used car loan
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What is the max tenure for Topup used car loan?
You can avail Topup used car loan l tenure onwards starting from 12 to 60 month, depends on lenders.
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can I get Topup used car loan on low cibil score less than 650?
Generally bank/Nbfd need 700+ cibil to fund a Topup used car loan but with the proper justification, if bank/nbfc feel comfortable, loan can be sanctioned.
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Will bank charge any Hypothecation in Topup used car loan?
No Bank never charge any Hypothecation from the customer in Topup loan.As an active loan Hypo always display in Vahan books,so bank never demand to pay any hypo charges for the same again.
Recharge with Topup loan
Let your car fund your needs with Topup loan
Running out of funds,Refil your account with Topup loan on your car is as simple as you fill fuel in your tank.
Get Assured Gift On Your Topup Used Car loan With Us
