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Need immediate funds for your business?
Financial crises can occur anytime in life. There are times when you need money to run your business expenses, need money for emergency medical bills, wedding at home, house renovation or may be some educational expense.Your Own car can help you a lot in this time, You can get 200% of insured value of your car if you are running a car loan with clean repayment history, just on the basis of few simple formalities and paperworks.Keep reading our article to know more about “Car N Cash -BT- Topup Loan” facility provided today by all Bank & Nbfc.
Car N Cash BT-Topup loan key Points
- Maximum Funding
- No Financial till 30 lac
- Instant approval
- Quick Disbursement
- Lowest Rate of interest
Overview
What is Car N Cash-BT Topup loan?
Car N Cash-BT Topup loan is a type of facility or loan by Bank & Nbfc on existing car loan. Car N Cash-BT Topup used car loans only have one important requirement: the loan should be active and with less failure of emi. Car N Cash-BT Topup car loan is a sort of facility offered by banks and nbfc for obtaining financing for your current vehicle.If you want some surplus money and unable to manage, you can avail cash loan facility on your active car loan by transferring your loan from one to another bank, the advantage of loan transfer is you can get 125 to 250% funding on your insurance value of the vehicle,which can be higher than current market value of the vehicle if you meet the desired creteria,Funding for the Car N Cash-BT Topup is determined by the applicant's credit history, verifiable income, and employment and housing stability. Loan amounts for Car N Cash-BT Topup loans depend on the state of the vehicle and its current insurance value. Therefore, if you need money, all you have to do is apply for a Car N Cash-BT Topup facility on your current car and the money will be credited to your account without having to go to anyone.
Loan amount
Get maximum loan amount on your existing vehicle insurance value between 125 % to 250%
Unmateched services
Get Complete end to end support and advisory from research to Hypothecation, and finalising a best deal
Flexible tenure and interest rate
Repay your loan with flexible emi from 12 to 72 month at lowest annually interest rate onwards 12%*
Smooth and Quick disbursement
Save your precious time by smooth and fast processing with less involvement of paperwork, get disbursment within 48 working hours in your account.
Get the Best Deal on Used Car with Us
Why Choose Us?
At “Dealstohdekho”, we strive to provide our customers with the best possible used car loan experience. With a wide selection of high-quality vehicles and a knowledgeable team of experts, we make sure that our customers find the right car to fit their needs and budget. Our focus on transparency, honesty, and fairness sets us apart from other used car loan service providers. From start to finish, we are here to guide and assist you in finding the perfect used car to meet your needs and budget. We provide the best customer service, fast and easy car financing process, competitive rates with no hidden fees and 24/7 help. We are best used car loan provider, our main mission is to get you a vehicle that meets your needs.We offer you the best used car financing options and terms, so that you don't have to worry about finding a lender by yourself. We believe that our customers deserve an exceptional experience, so we put all of our resources behind making sure you get what you need when you need it.
Work Process
How to apply Car N Cash -BT Topup loan?
Eligibility
Car N Cash- BT Topup Loan Eligibility Criteria
One needs to meet the eligibility standards set by the lenders to avail a Car N Cash-BT Topup Loan. Depending upon individual capacities and automobile valuations, eligibility criteria for financing a car loan are as follows
- Should be Indian Resident
- Age :21 to 60 years
- Income: Minimum 20k required
- Minimum 12 Emi paid of active car loan or Loan should be finished within Six month
- Should be Indian Resident
- Age :21 to 60 years
- Income: Minimum 250000 annual income required
- Minimum 12 Emi paid of active loan or Loan should be finished within six month
Features
Car N Cash-BT Topup Loan Feature
A used car refinance is much simpler to obtain than any other loan; for your reference, below are a few important points about used car refinance loans. Refinance loans act as a backup plan for you when you run out of money or need money in an emergency but lack any immediate resources.
Affordable Finance
"Dealstohdekho"well-known Banks and NBFCs as partners in the quest to offer you affordable finance as a used car loan. Some of our partners even offer you 250% finance.
Low EMIs
Availing a used car loan means availing finance lesser than what's required for a new car loan, and this makes for low monthly EMIs.
Flexible Loan Tenure
Car n Cash-BT Topup Loan offers you longer loan tenure of maximum 84 month for repayment.
Smooth and Quick disbursement
Save your precious time by smooth and fast processing with less involvement of paperwork, get disbursment within 48 working hours in your account.
Benefits
Car N Cash Loan Benefits
One needs to meet the eligibility standards set by the lenders to avail a Used Car Loan. Depending upon individual capacities and automobile valuations, eligibility criteria for used car finance are as follows:
Get instant funding up to 15lac in just 48 hrs after submitting your formalities.
With Car N Cash-BT Topup car loan you can get maximum funding on your car insurance value from 125 to 250% you can get maximum amount as compare to current value of car..
Car N Cash-BT Topup car loan does not required lots of paper work like other type of loan as Homeloan , business loan,Personal loan,you can get loan upto 30 lac without submitting any financial to the bank
Car N Cash-BT Topup car loan comes with the flexible tenure starting from 12 to 84 months, which reduce the burden on emi on your shoulder.
Rate of interest for Car N Cash-BT Topup car loan starts onward 12 to 16% depend on the bank& Nbfc,for premium segment high ticket cars it starts onward 10.50% which is lower than any other loan today.
Additional Documents
Required Documents For Car N Cash-BT Topup Loan
Self-Employed, Non-Salaried and SMEs seeking funds as Car N Cash-BT Topup Loan will have to furnish additional documents listed below to start the loans process.
- KYC documents
- PAN Card
- 2 Photographs
- Last 2 years ITR as proof of income
- Bank account statement (latest 6 months)
- Signature Verification Proof
- Copy of RC & insurance of the car
- Statement of Account(SOA) of BT loan
- Noc required if existing loan has recently closed ( Loan closure period should be within in Six month)
- KYC documents
- PAN Card
- 2 Photographs
- Last 3 month salary slip as proof of income
- Bank account statement (latest 6 months)
- Signature Verification Proof
- Copy of RC & insurance of the car
- Statement of Account(SOA) of BT loan
- Noc required if existing loan has recently closed ( Loan closure period should be within in Six month)
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR
- Last 6 Months Bank Statements
- KYC of the Authorized Partner
- Ownership Proof
- Copy of RC & insurance of the car
- Copy of PAN of Firm
- Partnership Deed
- Firm Address Proof
- 2 Photographs
- Statement of Account(SOA) of BT loan
- Noc required if existing loan has recently closed ( Loan closure period should be within in Six month)
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR
- Last 6 Months Bank Statements
- KYC of Main/Authorizing Director
- Company Address Proof
- Copy of RC & insurance of the car
- Memorandum of article
- 2 Photographs
- Statement of Account(SOA) of BT loan
- Noc required if existing loan has recently closed ( Loan closure period should be within in Six month)
EMI Calculator
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Frequently Asked Questions
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Who Can apply for Car N Cash-BT Top up?
Any Indian local resident,having valid income ,Residence and employment stability, who own a car and running a car loan with clean repayment can apply for Car N Cash-BT Topup.
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Can we take loan without Financial or salary slips?
Funding of loan is depend on the applicant repayment history, still till 15lac bank can fund without financial, still if required bank can demand for financial or salary for the eligibility purpose.
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Will i pay any prepayment charges on loan?
Prepayment charges is subject to bank which can be vary, generally you need to pay prepayment charges as mentioned in Loan agreement terms and condition agreed by you.
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What is the max tenure for Car N Cash-BT Topup loan?
You can avail Car N Cash -BT Topup loan tenure onwards starting from 12 to 84 month,depends on lenders.
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What is the minimum cibil score required for Car N Cash-BT Topup loan?
Generally bank/Nbfd need 700+ cibil to fund Car N Cash-BT Topup loan,but with the proper justification, if bank/nbfc feel comfortable,loan can be sanctioned.
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Is Hypothecation is compulsory in Car N Cash-BT Topup loan?
Yes, hypo is must in Car N Cash-BT Topup loan, without hypo you can not apply No due after loan closer from bank
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