26 years of working experience
Planning to Buy New Car?
Are Looking to buy a New car aur planning to avail of a New car loan? If yes then you are in the right direction to choose the New car loan at the best rate of interest with the lowest deal available from all leading banks and Nbfc all over India. No matter your city or location we provide you New car loan with a smooth and hassle-free process, having full transfer support and less involvement of paperwork. Dealstohdekho.com ( formally registered as AD Finance) is a car loan service provider in Pan India, with a strong Banking experience of the last 15+ years. We currently provide you u quick disbursement whether you are looking to buy a new car or you planning to buy a Used car, we help you to choose a loan with the lowest and most fair deal.
Why Choose Us?
- Easy finance
- Door Step Services
- Assured Availability
- Best Discounts & Deals
Overview
What is New Car loan?
A new car loan is a type of personal loan that is used to finance the purchase of a brand-new vehicle. When taking out a new car loan, it's important to consider the interest rate, loan term, and repayment schedule, as these factors can significantly impact the overall cost of the loan. It's also important to consider the total cost of the car, including taxes, fees, and any additional costs associated with the loan, such as an extended warranty or gap insurance. The terms of a new car loan will vary depending on the lender and the borrower's credit history and financial situation. Some factors that may affect the terms of a loan include the amount borrowed, the length of the loan, the interest rate, and any fees associated with the loan. New car loans have a lower interest rate compared to other types of consumer loans, as the vehicle being purchased serves as collateral for the loan. The loan term can vary from 12 to 84 months, and the interest rate starts onward at 7.75 to 9.50% either fixed or adjustable.
Loan amount
Get maximum funding in new car loan basis of valid income documents submitted for application
Unmateched services
Get Complete end to end support and advisory from research to Hypothecation, and finalising a best deal
Flexible tenure and interest rate
Repay your loan with flexible emi from 12 to 84 month at lowest annually interest rate onwards 7.75%
Smooth and Quick disbursement
Save your precious time by smooth and fast processing with less involvement of paperwork, get disbursment within 48 working hours in your account.
Get the Best Deal on New Car with Us
Why Choose Us?
At “Dealstohdekho”, we strive to provide our customers with the best possible New car loan experience. With a wide selection of high-quality vehicles and a knowledgeable team of experts, we make sure that our customers find the right car to fit their needs and budget. Our focus on transparency, honesty, and fairness sets us apart from other New car loan service providers. From start to finish, we are here to guide and assist you in finding the perfect New car to meet your needs and budget. We provide the best customer service, a fast and easy car financing process, competitive rates with no hidden fees, and 24/7 help. We are the best New car loan provider, our main mission is to get you a vehicle that meets your needs. We offer you the best New car financing options and terms so that you don't have to worry about finding a lender by yourself. We believe that our customers deserve an exceptional experience, so we put all of our resources behind making sure you get what you need when you need it.
Best Deals & Discounts offer
Get best deals and discounts offer on booking of Car loan with us.
Expert Guidance
Get the expert guidance from selecting your Car to Delivery process
Door Step Delivery
Choose your Dream car while enjoying a cup of tea at home with our Door Step Delivery process
Trusted lender
Finance available by all leading Bank & Nbfc across India
Work Process
How to Apply New Car loan?
Features & Benefits
New Car Loan Feature
Purchasing a car used to be a sign of social standing, but today, everyone needs a car to go around the city from one end to the other. Everyone finds it difficult to purchase a car with cash, therefore a family can realise their dream of having a car with the aid of a new car loan. There are a few key reasons why getting a new car loan is in your best interests.
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100% On Road funding
Now buying a new car is possible even if you do not have funds at the moment.
Road Side assitance
Drive your dream car with peace of mind,get complimentary RSA service from maker
Less paper work
Get Instant approval with our Digital process
Low EMIs
Avail a New car loan at lower rate of interest starts onwards 7.75%
Things you must know
New Car loan Benefit
Eligibility
New Car Loan Eligibility Criteria
One needs to meet the eligibility standards set by the lenders to avail a new Car Loan. Depending upon individual capacities and automobile valuations, eligibility criteria for used car finance are as follows:
- Should be Indian Resident
- Age :21 to 60 years
- Income: Minimum 20k required
- Should be Indian Resident
- Age :21 to 60 years
- Income: Minimum 250000 annual income required
Additional Documents
Docuement Required For New Car Loan
Self-Employed, Non-Salaried and SMEs seeking funds as New Car Loan will have to furnish additional documents listed below to start the loans process.
- KYC documents
- PAN Card
- 2 Photographs
- Last 2 years ITR as proof of income
- Bank account statement (latest 6 months)
- Signature Verification Proof
- Copy of RC & insurance of the car
- KYC documents
- PAN Card
- 2 Photographs
- Last 3 month salary slip as proof of income
- Bank account statement (latest 6 months)
- Signature Verification Proof
- Copy of RC & insurance of the car
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR
- Last 6 Months Bank Statements
- KYC of the Authorized Partner
- Ownership Proof
- Copy of RC & insurance of the car
- Copy of PAN of Firm
- Partnership Deed
- Firm Address Proof
- 2 Photographs
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR
- Last 6 Months Bank Statements
- KYC of Main/Authorizing Director
- Company Address Proof
- Copy of RC & insurance of the car
- Memorandum of article
- 2 Photographs
EMI Calculator
Monthly EMI ₹
Total Interest ₹
Total Amount Payable ₹
Apply For LoanOur Lending Partner
We Are an Authorized Channel Partner Of All Leading Bank & Nbfc, Providing Financial Services In Pan India
We as AD Finance, corporate with all leading banks & Nbfc, and provide financial services in pan India. Customers can choose and compare lenders from an exhaustive list of 25+ Banks & Nbfc according to financial need.
Frequently Asked Questions
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1. What is a new car loan?
A new car loan is a type of loan offered by financial institutions to individuals who wish to purchase a new car.
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What is the interest rate for a new car loan?
The interest rate for a new car loan can vary based on the lender, the loan amount, and the individual's credit score average new car loan onwards is 7.75% offered by Banks & Nbfc.
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How much time take a approval in new car loan?
New car loan is speedy process,post submitting your all required documents,and if founds all okay,you can get your dream car in 48 working hours
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Can in foreclose my new car loan?
You can foreclouse your loan when you have extra inflow of cash and don’t want to pay EMIs, thereby saving up on interest payable. foreclouser charges and fee will be applicable as agreed while sanctioning the loan by lender.
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Is a guarantor required in new car loan?
You no need to provide any guarantor aur co applicant in used car loan,but if you fail to fulfill required condition bank can take guarantor aur co applicant in new car loan.
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What is the max tenure for new car loan?
You can avail new car loan tenure onwards starting from 12 to 84 month, depends on lenders.
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Can i get loan amount up to 100% value of my car?
Loan amount in new car can be fund up to 80 to 90% of on road price,but still few banks are offering today 100% funding of the car value.
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Can i take top up on new car loan?
You can take top up after clearnce of 12 Emi, bank will fund you top up as depend on your eligbilty
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Can i get new car loan on low cibil score less than 650?
Generally bank/Nbfc need 700+ cibil to fund a new car loan,but with the proper justification, if bank/nbfc feel comfortable ,loan can be sanctioned.
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Is Hypothecation is compulsory in New car loan?
On the new or used car loan ,bank/Nbfc hypothecated the vehicle ,without hypothecation bank can not mortgage the vehicle ,so it is must in new car loan.
Ride your Dream Car
The road to your dream car starts here
Applying for a car loan is now hassle-free, easy, and paperless. Just make a few clicks, and you can submit the car loan application form online
Get Assured Gift On Your Car With Us
