Indusland
IndusIand Credit Card
With more than 2000 branches in India,INDUSIND Bank offers offers services across various banking verticals such as Retail Banking, Corporate and Wholesale Banking, Treasury Services, and many other banking solutions .INDUSIND Bank began its credit card business in the years 2011 and 2012. In 2013,and currently having good numbers of active user of credit card in India. From travel and shopping to entertainment and dining cards, INDUSIND Bank has credit cards suitable for all spends categories in its portfolio. INDUSIND Bank has credit cards suiting everyone’s needs. With a lot of INDUSIND Bank Credit Cards present today , it might be difficult for you to choose a card that fits you the best. To help you out in choosing the right credit card, we are here with the list of all INDUSIND Bank Credit cards in India so that you can go through all of them, their feature & benefits, fees & charges, and apply for the one that seems to be best suited for you.
- Age: To apply the credit card age is required 21 year to 60 year last
- Income: Your income should be minimum 20000 per month
- Occupation: All salaried and self employed can apply for the credit card
- Credit Score: Cibil score allowed for the credit card is 700, good cibil score enhance the chance of approval
- Valid Documents: applicant should have all valid document like income and residence address proof,also should be indian local resident
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Choose Your Credit Card
6E Rewards XL IndiGo HDFC Bank Credit Card
Best suited for: Rewards
Income Eligibility:- ₹50,000/-month
Joining Fees:- ₹500/-
Annual Fees:- ₹500/-
(Waived off on spending Rs. 50,000 in a year)
HDFC Millennia Credit Card
Best suited for: Cashback & Online Shopping
Income Eligibility:- ₹35,000/-month
Joining Fees:- ₹1000/-
Annual Fees:- ₹1000/-
(Waived off on spending Rs. 1 lakh in a previous year)
HDFC Moneyback Credit Card
Best suited for: Shopping
Income Eligibility:- ₹25,000/-month
Joining Fees:- ₹500/-
Annual Fees:- ₹500/-
(Waived off on spending Rs. 50,000 in a year)
HDFC Regalia Credit Card
Best suited for: Shopping & Travel
Income Eligibility:- ₹1,00,000/-month
Joining Fees:- ₹2,500/-
Annual Fees:- ₹2,000/-
(Waived off on spending Rs. 3 lakh in a year)
How to apply for Indusind Bank Credit Card?
Post-COVID-19 pandemic, the credit card application process has been digitized, making it simpler and faster.
Apply for an online Credit card & Get instant online approval.
You can Compare & Apply for a Credit Card on dealstohdekho by Following 3 Simple Steps:
Get you Credit Card in Just 3 Simple Steps
Step 1
Inupt your Details
Enter you details on application link received on your text message and lest us know your detail and card requirement
Step 2
Complete application
Complete your VKYC (Video Call Process),Sign the application digitally to get your card.
Step 3
Best offer for you
Basis your details we fetch best offer for you.
Documents & Eligibility For INDUSIND BANK Credit Card
Documents
Documents Required For Credit Card
Self-Employed & Salaried seeking Credit Card will have to furnish below mentioned documents to start the Credit card process.
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Last year Income Tax Return above 5 lac
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 20,000
For Self Employed
- Indian national
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹6 Lakhs per annum
Fees and Charges on the Indusland Credit Card
Fees & Charges
Amount/Rate
Joining & Renewal Fees
Varies for all Indusind Bank credit card
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Reward Redemption Fee
Rs 100* on every redemption request
Finance Charges/Cash Advance Fee
3.38% of the amount(46% p.a)
Over Limit Fee
2.50% of the amount( subject to minimum charges of 500)
foreign Currency Markup Fee
2.00% of the foreign currency amount
Fuel Surcharge Wavier
1% fuel surcharge waiver at all fuel stations
Late Payment Charges
For Amount
- Less Than Rs 100- Nil
- Rs 100 to to Rs 500 – Rs 100
- Rs 501 to Rs 1000- Rs 350
- Rs 1001 to Rs 10000- Rs 550
- Rs 10001 to Rs 25000- Rs 800
- Rs 25001 to Rs 50000- Rs 1100
- Over Rs 50000- Rs 1300
Add On Card Fee
Nil
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
Key Highlights of the INDUSIND BANK Credit Card
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Never Ending Reward Point
There is no expiration date on Indusind Bank reward points. The best thing is that you can earn your reward points and cash them in for the money you need to settle the balance due on your credit card statement.
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Dining and Entertainment benefit
With an Indusind Bank credit card, you can take advantage of amazing discounts and promotions on dining and entertainment, including free memberships and movie tickets.
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Welcome Benefits
Get exclusive benefit on successfully achieving spend base conditions
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Best Reward
Spending is now profitable. Get reward points each time you use your credit card, and you can also receive additional points for reaching certain spending thresholds. Enjoy the world of discounts and freebies like never before, whether you're dining out at your favourite restaurants, going to the movies with pals, or doing your weekly grocery shopping.
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Life Time Fee Wavier
Select from a variety of cards that have no joining or yearly fees. To enjoy them for the rest of your life without paying anything, apply for your own Indus Easy Credit Card right away!
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Higher limits
The bank provides some of the best credit limits to its applicants based on their profiles and CIBIL scores so that you can make the most of your credit card and increase your savings.
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Fuel Surcharge Wavier
You can save Rs 2400 yearly on fuel as bank offers 1% fuel surcharge wavier on Credit card at all fuel station across India
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Airport Lounge Access
Your Visa Signature credit card grants you free access to airport lounges in India, elevating your travel experience. Spend some time indulging in a magnificent breakfast, brunch, or fine dining experience. Snuggle up on plush couches, use the free Wi-Fi to catch up on email, or read a book.
Benefit Of Indusland Credit Card
- Welcome Benefit: INDUSIND Bank offers welcome benefit on activation of card to the card inform of voucher, complimentary membership of premium partners, bonus reward point, accelerated cashback gift voucher and much more.Card user can avail welcome benefit on successful payment of Joining fees.
- Reward points & Cashback: If Every time you use INDUSIND credit card you get reward points or cashback or sometimes in the form of intermiles as well.Cardholder can redeem earn reward point against endless option of their choice.
- Milestone benefit: Cardholder can avail the milestone benefit on successfully achieving the spend base condition on card .Milestone benefits are similar like welcome benefits like complimentary membership, gift vouchers, reward points, air ticket and much more.
- Travel benefit: INDUSIND credit card, also offer travel benefit like complimentary airport lounges domestic and international ,complimentary air ticket, stay voucher of premium hotel and many more.
- Movie and Dining benefit: To With INDUSIND credit card ,cardholder can enjoy a lots of Movie and Dining benefit, like complimentary discounts on movie ticket.
- Insurance Benefit:INDUSIND credit offers complimentary insurance cover incase of air accident death cover to secure your travel
- Road Side assistance benefit: With INDUSIND credit card, you will receive free roadside assistance service around-the-clock. If your car breaks down on the road due to a mechanical or electrical issue, Auto Help will arrange for a professional to come to the scene and fix it.
Core Features
Get the Best Benefit with Indusland credit Card
Apply for an instant credit card from IndusInd Bank to take advantage of unparalleled features and advantages created only for you.
Frequently Asked Questions
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How to apply for Indusind credit card?
You can apply Indusind credit card in just few simple steps, you can contact alternative channel like authorised channel partner of Bank, or you can alternatively can apply through Bank official website. You need to fill out and submit an application form along with the required documents. The bank will verify your details and process your application.
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What are the documents required for credit card application processing?
Pan card ,Addhar Card,Valid address proof and income documents are required to apply a credit card
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Why should you apply for a credit card from IndusInd Bank?
Different customers have various financial needs. To satisfy the unique demands of our consumers, we have created the greatest credit card range, which offers countless advantages and benefits. IndusInd Bank's credit card lineup maximises a variety of benefits, including rewards programmes, cashback rebates, dining and entertainment specials, and more. You may quickly apply for a credit card online and choose the card that best suits your needs.
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Can i check my credit card application status?
You can call Bank Helpline Number 18602677777 to check the status of IndusInd Bank credit card application. The bank will send an SMS to your registered cell phone number as soon as your application is processed.
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How to claim Indusind Credit Card reward points?
Holders of IndusInd Bank credit cards can call the Phone Banking service to seek the redemption of reward points. Users can also use www.indusmoments.com, the Indus Moments website, to redeem their reward points online.
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How do I pay my credit card bill?
There are various option available to make the payment of Credit Card,most perferable optoin is online payment from respective bank portal & netbanking application ,secondary is third party application like Paytm,Phone pay,Cred,aur mobikiwik..etc…
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How can I increase the limit on my credit card?
There is no cap on the number of times the limit can be changed,it depends on the repayment history of your credit card
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