Reduce your Emi burden with Flexi overdraft loan facility!
A common person already has a lot of pressure on his or her shoulders managing a monthly budget on a limited income, so paying a loan EMI every month turns into a task to pay every month. However, with a flex loan, you are free from the burden of paying a high loan EMI and can save a significant amount of money each month by doing so. One can save a significant amount of money each month by paying only for the amount that has been used in a flex loan. Another benefit is that we can withdraw money from a flex loan whenever we need it. to know more about the flexi loan keep reading our articles
Flexi Overdraft loan key Points
- Maximum Funding
- Flexibilty
- Instant approval
- Quick Disbursement
- Unlimited Part payment & Withdraw
Bank List
- Bajaj Finserv
Overview
What is Flexi Over Draft loan?
flexi overdraft loan is very unique type of loan facility based on dropline balance . A flexi loan overdraft is a type of credit facility that provides borrowers with a pre-approved line of credit that they can use to withdraw money as needed. Borrowers are only required to pay interest on the amount of money they use, rather than the entire amount of credit available. This means they can borrow what they need and pay it back as quickly as they can, without incurring additional fees or charges. Borrowers can access the funds at any time without having to go through the application process again.Loan amount of flexi overdraft loan depend on applicant eligibility and repayment history with other bank.So If you want to apply flexi loan we give you the best available option with lowest rates today
Affordable interest Rate
Get Affordable interest rate less than 1.25% which cost arround 42 Rs per lac a day
2 unique varient
Pick the loan variant that suits you best,flexi overdraft loan,flexi hybrid loan
Flexible tenure
Repay your loan with flexible emi from 12 to 84 month at lowest annually interest rate
Smooth and Quick disbursement
Save your precious time by smooth and fast processing with less involvement of paperwork, get disbursment within 48 working hours in your account.
Get the Best Deal on Flexi Overdraft loan with Us
Why Choose Us?
At “Dealstohdekho”, we strive to provide our customers with the best possible personal loan experience. With a wide selection of Term & Flexi overdraft loan and a knowledgeable team of experts, we make sure that our customers find the right loan to fit their needs and budget. Our focus on transparency, honesty, and fairness sets us apart from other personal loan service providers. From start to finish, we are here to guide and assist you in finding the perfect personal loan to meet your needs and budget. We provide the best customer service, fast and easy loan financing process, competitive rates with no hidden fees and 24/7 help. We are best personal loan provider, our main mission is to get you a loan that meets your needs.We offer you the best personal financing options and terms, so that you don't have to worry about finding a lender by yourself. We believe that our customers deserve an exceptional experience, so we put all of our resources behind making sure you get what you need when you need it.
Work Process
How to apply flexi Overdraft loan?
26 years of working experience
Benefits
Flexi Overdraft Loan Benefits
One needs to meet the eligibility standards set by the lenders to avail a Used Car Loan. Depending upon individual capacities and automobile valuations, eligibility criteria for used car finance are as follows:
Get instant funding up to 25lac in just 48 hrs after submitting your formalities.
You can make unlimited part payment without any extra charges , no capping on amount in flexi loan
Get Freedom of submitting physical documents,feel the experience of digital process
Fleix overdraft loan comes with the flexible tenure starting from 12 to 84 months, which reduce the burden on emi on your shoulder.
You can online access your loan account, no need to go for top up for loan,whenever you want to use the fund you can digital place request for fund trf.
Features
Flexi Overdraft Loan Feature
A Flexi overdraft loan is much simpler to obtain than any other loan; for your reference, below are a few important points about Flexi overdraft loan. Flexi loan act as a backup plan for you when you run out of money or need money in an emergency but lack any immediate resources.
No Charges on Part payment
Repay your loan without any charges ,You can make part payment as many time you want.
Low EMIs
Pay emi only on used amount and save a good amount every month
Withdraw Option
You can access the funds at any time without having to go through the application process again
Line of Credit
You can use the fund up to your approved limit and pay back as much you want to pay,rest amount remain Line of Credit.
Eligibility
Flexi Overdraft Loan Eligibility Criteria
One needs to meet the eligibility standards set by the lenders to avail a Flexi overdraft Loan. Depending upon individual repayment history, eligibility criteria for financing ovar draft loan are as follows
- Should be Indian Resident
- Age :21 to 60 years
- Income: Minimum 36 k aobve required
- Job vintage minimum 1 year
Additional Documents
Required Documents For Flexi Overdraft loan
Salaried person seeking funds as Flexi Overdraft Loan will have to furnish additional documents listed below to start the loans process.
- KYC documents
- PAN Card
- 2 Photographs
- Last 3 month salary slip as proof of income
- Bank account statement (latest 3 months)
- Company Id Card- if available
- Form 16- if available
Our Lending Partner
We Are an Authorized Channel Partner Of All Leading Bank & Nbfc, Providing Financial Services In Pan India
We as AD Finance, corporate with all leading banks & Nbfc, and provide financial services in pan India. Customers can choose and compare lenders from an exhaustive list of 25+ Banks & Nbfc according to financial need.
Frequently Asked Questions
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Why Should you choose Flexi overdraft loan?
Best Reason to choose Flexi loan is the Flexibility than traditional term loan, it reduce the burden on heavy emi by paying interest on used amount only.
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How often may I take money out of my flexi loan?
There are no limitations on withdrawing money from a flexi loan. No matter how many times you make a withdrawal in a month, you can always get your money.
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Will i pay any foreclosure charges on loan?
foreclosure charges is subject to bank which can be vary, generally you need to pay foreclosure charges as mentioned in Loan agreement terms and condition agreed by you.
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What is the minimum cibil score required for Flexi Overdraft loan?
Generally bank/Nbfd need 700+ cibil to fund Flexi overdraft loan,but with the proper justification, if bank/nbfc feel comfortable,loan can be sanctioned.
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Can i merge my term loan & Credit Card outstanding with flexi loan?
Yes you can convert your term loan and credit card outstanding into one loan under balance transfer facility of flexi loan
Flexi Loan,Think it Done it
Make your life More Flexible with Flexi Overdraft Loan
Get the funds you need today, so you can live the life you want tomorrow – with our flexible loans
Get Assured Gift on your Flexi loan With Us
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