Apply Loan against Property at 8.45% Now!
A common man's life is constantly filled with responsibilities, including those for providing for daily household needs, raising children, building a good financial foundation, and occasionally covering medical emergencies that can happen at any time and result in significant medical expenses that are difficult for a common person to afford. In this situation, our home as assets plays a crucial role in rescuing us from all these stressful situations by enabling us to take out a loan against property, which is relatively inexpensive. Compared to other unsecured loans, loans against property enable us to receive the needed funds at a lower interest rate. And provide us freedom from undesirable, dire financial collapse scenarios. Continue reading our post for more information on Loan Against Property.To know more about Loan against property keep reading our articles.
Loan against Property loan key Points
- Lowest Rate of Interest 8.25%
- Minimum documentation
- High loan Amount
- Longer tenure
- Different product categories
Bank List
- Axis Bank
- Kotak Mahindra Bank
- ICICI Bank
- Bajaj Finserv
- HDFC Bank
- Indusland Bank
- HBD Financial Services
- IDFC First Bank
- TATA Capital Finance
- Aditya Birla Finance LTD
Overview
What is New Car loan?
A new car loan is a type of personal loan that is used to finance the purchase of a brand-new vehicle. When taking out a new car loan, it's important to consider the interest rate, loan term, and repayment schedule, as these factors can significantly impact the overall cost of the loan. It's also important to consider the total cost of the car, including taxes, fees, and any additional costs associated with the loan, such as an extended warranty or gap insurance. The terms of a new car loan will vary depending on the lender and the borrower's credit history and financial situation. Some factors that may affect the terms of a loan include the amount borrowed, the length of the loan, the interest rate, and any fees associated with the loan. New car loans have a lower interest rate compared to other types of consumer loans, as the vehicle being purchased serves as collateral for the loan. The loan term can vary from 12 to 84 months, and the interest rate starts onward at 7.75 to 9.50% either fixed or adjustable.
Loan amount
Get maximum funding in new car loan basis of valid income documents submitted for application
Unmateched services
Get Complete end to end support and advisory from research to Hypothecation, and finalising a best deal
Flexible tenure and interest rate
Repay your loan with flexible emi from 12 to 84 month at lowest annually interest rate onwards 7.75%
Smooth and Quick disbursement
Save your precious time by smooth and fast processing with less involvement of paperwork, get disbursment within 48 working hours in your account.
Get the Best Deal on New Car with Us
Why Choose Us?
At “Dealstohdekho”, we strive to provide our customers with the best possible New car loan experience. With a wide selection of high-quality vehicles and a knowledgeable team of experts, we make sure that our customers find the right car to fit their needs and budget. Our focus on transparency, honesty, and fairness sets us apart from other New car loan service providers. From start to finish, we are here to guide and assist you in finding the perfect New car to meet your needs and budget. We provide the best customer service, a fast and easy car financing process, competitive rates with no hidden fees, and 24/7 help. We are the best New car loan provider, our main mission is to get you a vehicle that meets your needs. We offer you the best New car financing options and terms so that you don't have to worry about finding a lender by yourself. We believe that our customers deserve an exceptional experience, so we put all of our resources behind making sure you get what you need when you need it.
Best Deals & Discounts offer
Get best deals and discounts offer on booking of Car loan with us.
Expert Guidance
Get the expert guidance from selecting your Car to Delivery process
Door Step Delivery
Choose your Dream car while enjoying a cup of tea at home with our Door Step Delivery process
Trusted lender
Finance available by all leading Bank & Nbfc across India
Work Process
How to Apply New Car loan?
Features
Loan against Property Feature
A Loan against property is much simpler to obtain than any other loan; for your reference, below are a few important points about Loan against property loan. It act as a backup plan for you when you run out of money or need money in an emergency but lack any immediate resources.
Urgent and large funds required
A lap is the best option in the urgency of funds, whether you need to raise fund, repay debt, cater to a financial emergency or simply scale your venture, you can use a LAP as per your wishes.
Lower rate of interest
LAP usually have a lower rate of interest when compared to unsecured others loan.Also if you have a good credit score and credit history, the chances of you getting a loan at a low rate of interest goes up.
Flexible Loan Tenure
LAP offers you longer loan tenure of maximum 240 month for repayment.
Simple documentation and approval process
A loan against property typically has a straightforward documentation and approval process. In this instance, the collateral is the property used to secure the loan. Lenders are now able to go forward with a simple paperwork procedure.
Benefits
Loan against property Benefits
Loan against property (LAP) is a type of secured loan that allows borrowers to borrow money by pledging their property as collateral. Here are a few benefits of loan against property:
Get instant funding up to 15lac in just 48 hrs after submitting your formalities.
With Loan against property loan you can get maximum funding upto 5 Cr depending on the valution of the asset
A loan against property typically has a straightforward documentation and approval process. In this instance, the collateral is the property used to secure the loan. Lenders are now able to go forward with a simple paperwork procedure.
Loan against property comes with the flexible tenure upto to 20 year, which reduce the burden on emi on your shoulder.
You have the option to pre-close your loan against property if you wish to do the same. If the loan that you have availed comes with a variable interest rate, you will not be required to pay any penalties for the pre-closure of the loan.
Location List
- Ahmedabad
- Bangalore
- Bharuch
- Bhopal
- Daman
- Delhi
- Diu
- Gujrat
- Hazira
- Hyderabad
- Indore
- Jaipur
- Jodhpur
- Kevadiya
- Kolkata
- Lucknow
- Mangalore
- Mumbai
Additional Documents
Required Documents For Car N Cash-BT Topup Loan
Self-Employed, Non-Salaried and SMEs seeking funds as Car N Cash-BT Topup Loan will have to furnish additional documents listed below to start the loans process.
- KYC documents
- PAN Card
- 2 Photographs
- Last 2 years ITR as proof of income
- Bank account statement (latest 6 months)
- Signature Verification Proof
- Copy of RC & insurance of the car
- Statement of Account(SOA) of BT loan
- Noc required if existing loan has recently closed ( Loan closure period should be within in Six month)
- KYC documents
- PAN Card
- 2 Photographs
- Last 3 month salary slip as proof of income
- Bank account statement (latest 6 months)
- Signature Verification Proof
- Copy of RC & insurance of the car
- Statement of Account(SOA) of BT loan
- Noc required if existing loan has recently closed ( Loan closure period should be within in Six month)
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR
- Last 6 Months Bank Statements
- KYC of the Authorized Partner
- Ownership Proof
- Copy of RC & insurance of the car
- Copy of PAN of Firm
- Partnership Deed
- Firm Address Proof
- 2 Photographs
- Statement of Account(SOA) of BT loan
- Noc required if existing loan has recently closed ( Loan closure period should be within in Six month)
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR
- Last 6 Months Bank Statements
- KYC of Main/Authorizing Director
- Company Address Proof
- Copy of RC & insurance of the car
- Memorandum of article
- 2 Photographs
- Statement of Account(SOA) of BT loan
- Noc required if existing loan has recently closed ( Loan closure period should be within in Six month)
Our Lending Partner
We Are an Authorized Channel Partner Of All Leading Bank & Nbfc, Providing Financial Services In Pan India
We as AD Finance, corporate with all leading banks & Nbfc, and provide financial services in pan India. Customers can choose and compare lenders from an exhaustive list of 25+ Banks & Nbfc according to financial need.
Frequently Asked Questions
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Why Should you choose Flexi overdraft loan?
Best Reason to choose Flexi loan is the Flexibility than traditional term loan, it reduce the burden on heavy emi by paying interest on used amount only.
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How often may I take money out of my flexi loan?
There are no limitations on withdrawing money from a flexi loan. No matter how many times you make a withdrawal in a month, you can always get your money.
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Will i pay any foreclosure charges on loan?
foreclosure charges is subject to bank which can be vary, generally you need to pay foreclosure charges as mentioned in Loan agreement terms and condition agreed by you.
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What is the minimum cibil score required for Flexi Overdraft loan?
Generally bank/Nbfd need 700+ cibil to fund Flexi overdraft loan,but with the proper justification, if bank/nbfc feel comfortable,loan can be sanctioned.
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Can i merge my term loan & Credit Card outstanding with flexi loan?
Yes you can convert your term loan and credit card outstanding into one loan under balance transfer facility of flexi loan
Flexi Loan,Think it Done it
Make your life More Flexible with Flexi Overdraft Loan
Get the funds you need today, so you can live the life you want tomorrow – with our flexible loans
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