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About Card

SBI Pulse Credit Card

The SBI bank has recently launched a card that is specially designed for customer who wants to stay updated about health and fitness. It comes with a joining fee of Rs 1499 and offers an exclusive complimentary smartwatch worth Rs. 5,000 as a welcome gift including complimentary Fitpass Pro & Netmeds. Card holders can earn 2 Reward Points for every Rs. 100 spent and 5x Reward Points on selected categories. The same can be redeemable against a collection of categories and even against your statement balance. If we talk about travel benefits You get complimentary domestic airport lounge access and free Priority Pass membership for the first two years. 


Joining Fee


Best Suited For

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SBI Pulse Credit Card


₹ 1,499 (plus applicable taxes)

Reward Points


What you'll love

  • Get a Complimentary  Smart Watch as a welcome gift.
  • Get Complimentary FitPass Pro membership.
  • Complimentary Netmeds First membership.
  • Earn 10 Reward Points on every health-related spend of Rs. 100 & on movies & dining.
  • Earn 2 Reward Points per Rs. 100 spent.
  • Get a Complimentary Priority Pass membership for the first two years.
  • Get Complimentary airport lounge visits at select airports in India.
  • Get e-gift vouchers worth Rs. 1,500 annually on reaching the milestone spend.
  • Spend-based annual membership fee waiver.
  • Air accident insurance coverage worth Rs. 50 lakhs.


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

You'll also love

Rewards Benefit

  • Get 10 Rewards points per 100 Rs spent on Pharmacy, Chemist,movie, Dinning
  • Get 2 Rewards point per 100 Rs spending on other categories 

Reward Redemption:

  • Reward points can be on Sbi Rewardz portal,,,, 1 Reward point is equal Rs .025 

Welcome Benefit

  •  SBI Card Pulse offers  Noise ColorFit Pulse 2 Max Smartwatch on the payment of the joining fee.

Milestone Benefit

  • SBI Card Pulse offers, Netmeds vouchers worth Rs. 1,500 on spending Rs. 4 lacks (retail expenditure) in a year

Health Benefit

  • Complimentary FITPASS PRO and Netmeds membership for card users which can be renewed every year with card renewal.

Lounges Access

  • Card holder gets 2 complimentary domestic lounge visits per quarter.

Fee Waiver

  • Get a Renewal  fee waiver on spending 2 lacks or more in the previous year

Fuel surchager wavier

  • Get a 1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 4,000.

Insurance benefit

  • Get 50 lakh insurance cover in case of an Air accident, 1 lakh cover as zero liability in case of loss of baggage, delayed baggage, loss of travel documents, etc.

Why Should You Choose This Card?

If you are a health and fitness-conscious person than Sbi Pluse can be a great option for you, it offers complimentary FitPass Pro and Netmeds First memberships that get renewed every year, which means that you are getting memberships for a lifetime free for you. And if you travel it also offers complimentary access to domestic lounges annually and a complimentary Priority Pass, One of the best attractive benefits of the card is if you pay to join fee, Card gives you a Smartwatch of Noise free of cost. You can also earn 2.5% on your movie & dining spending every time you when using your SBI Pulse Credit Card. So overall you get a great deal with this card and you will really love to use this.

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Fees and Charges on the SBI Pulse Credit Card

Fees & Charges


Joining fee

1499+ taxes

Renewal Fees

1499+ Taxes, Renewal fee waiver on spending 2 lahks or more in the previous year

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Foreign Exchange Markup


Finance Charges/Cash Advance Fee

2.50% of the amount

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Up to Rs. 500: Nil
  • Rs. 500 up to Rs. 1,000: Rs. 400
  • Rs. 1,000 up to Rs. 10,000: Rs. 750
  • Rs. 10,000 up to Rs. 25,000: Rs. 950
  • Rs. 25,000 up to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

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FAQs on SBI Pulse Credit Card

  • No, you don’t need to any charges for smart wathc, you get free of cost after paying you joining fee

  • No you can redeem the voucher after your existing membership expires.

  • Sbi offers you to convert you all transcation in small flexible emi which is called flexi pay option by the bank

  • No , you only get domestic lounges access with this card

  • The value of 1 RP is Re. 0.25, i.e, 4 Reward Point = Re. 1.