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About Card

HDFC Shoppers Stop Credit Card

Shoppers Stop HDFC Bank Credit Card is a Best card for people who love to shop at Shoppers Stop and like to stay updated on fashion trends. It offers complementary Shoppers Stop Membership to card holder. The cards also offer benefits on card activation, milestone benefits, lounge access, and insurance cover. Apart from rewards points, cardholders also get special discounts offers on delivery and grocery platforms such as Swiggy, Zomato and BigBasket. This is a lifetime free card by Hdfc bank. Read more below to know more details about Shopper stop credit cards.


Joining Fees


Best Suited For

HDFC Shoppers Stop Credit Card



Reward Point

Shopping | Dinning

What you'll love

  • Lifetime FREE card
  • Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month
  • Earn 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet)
  • Complimentary Shoppers Stop membership
  • The points will be converted into cashback only in multiples of 500


  1. Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
  2. Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
  3. Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Shopper Stop

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 20,000

  • For Self Employed

    Indian national
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹6 Lakhs per annum

You'll also love

Rewards Benefit
Get 6 First Citizen Points on every Rs.150 spent on Private Label Brands and 2 First Citizen Points on every Rs.150 spent on all other retail transactions except fuel and wallet.
Reward Redemption Reward points can be redeemed on purchases made in the Shoppers Stop Outlet or online through the Shoppers Stop website.

Milestone Benefit
Earn 2000 First Citizen Points as a welcome benefit on spending 2 lacks in a year.

Welcome Benefit
Worth Rs 500 Shopper Stop vouchers 3 each total benefit RS 1500, Redeemable on Minimum shopping of Rs 3000 at Shoppers Stop Outlet.

Fuel Surcharge Wavier
1% fuel surcharge waiver for Rs 250 per statement cycle at all fuel stations in India

Lounge Benefit
Get lounge 50+ lounges access in India, for Domestic 4 lounges access per quarter and international 2 lounge access allowed per quarter.

Insurance Benefit
Get insurance benefits as mentioned below

  • Accidental air death cover worth Rs 3 crore
  • Emergency overseas hospitalization worth Rs 50 lac
  • Credit liability cover worth Rs 9 lacs

Online Benefits

Get Some additional by Shopper stop as mentioned below

  • Payzapp offer on Swiggy, Zomato, Groffers,Big basket, Dominos etc, worth Rs 1500 Per month
  •  The benefit of Worth Rs 2500 per month on travel by Smartbuy

Emi Benefit
Convert your Big transaction with a small flexible EMI option

Why Should You Choose This Card?

HDFC Shoppers Stop Credit card is specially designed with attractive shopping benefits. This card is for customers who love to shop at Shoppers stop outlets and stay updated on fashion. It comes with a complimentary membership to Shopper Stop. Cardholders can earn reward points on shopping and later on can redeem them in cash. Apart from the reward point card also offers some amazing deals on Swiggy, Zomato, Big basket, etc. The best part of the card is, it comes with the lifetime free benefit,with no Joining & renewal fee, so if you are looking to avail more benefits without paying any fee on the card you must go for the Shooper Stop Credit Card

Fees and Charges on the HDFC Shoppers Stop Credit Card

Fees & Charges


Joining & Renewal Fees

Life time free

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Finance Charges/Cash Advance Fee

3.60% of the amount

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Less Than Rs 100- Nil
  • Rs 100 to to Rs 500 – Rs 100
  • Rs 501 to  Rs 5000- Rs 500
  • Rs 5001 to Rs 10000- Rs 600
  • Rs 10001 to Rs 25000- Rs 800
  • Rs 25001 to  Rs 50000- Rs  11000
  • Over Rs 50000- Rs 1300

Add On Card Fee


Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

Forigen Currency Markup

3.50% on conversions amount ( plus taxes)

FAQs on HDFC Shoppers Stop Credit Card

  • You can contact to Hdfc bank customer care via different platform like, custmore care no 1800 202 6161/1860 202 6161 (Toll-Free for Mobile & Landlines in India) +91 22 61606160 (When Calling from Outside India) Email us at [email protected]

  • Shoppers Stop Private Brands, other brands at Shoppers Stop, and all other retail spending can earn rewards points with the Shoppers Stop HDFC Credit Cards. But take note that no reward is given for buying gold coins and jewellery, using EMI, loading your wallet, or paying account fees. Furthermore keep in mind that occasionally, even on qualified transactions, you might not receive reward points. This occurs when a product's MCC (Merchant Category Code) is not accepted by Visa's Partner Network.

  • Within a year of the date the reward points were issued, you can apply reward points you've accrued using these credit cards against purchases you make at Shoppers Stop physical locations or online.

  • If you meet the requirements for age and income, you may apply for this credit card. You automatically become a member of Shoppers Stop once you receive this credit card

  • You can redeem reward ponts into cash by using netbanking, Under the redemption portal after loggin in you will find an option of converting points into cash.You can click on that to redeem your point,& cash will be credited with in 7 working days.

  • Yes, you can apply for the Shoppers Stop HDFC Bank Credit Card provided you are eligible.

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