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About Card

HDFC Millenia Credit Card

HDFC Millennia Credit Card is one of the best credit cards suited for millennials who frequently shop online and want to earn significant value back on all their spending. Being a basic credit card, this card has an annual fee of Rs. 1,000 (taxes extra). HDFC Bank offers a 5% cashback on Amazon, BookMyShow, and Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato, and a cashback of 1% on all other online and offline spends. Cashback earned on this card can be redeemed later on cash points in the statement, Hdfc Millennia card offers great gift vouchers up to reaching the milestone achievement every quarter.

Card

1st Year Fee

Rewards

Best Suited For

HDFC Millenia Credit Card

4.5/5

₹ 1000+ taxes as applicable

Cashback

Shopping

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What you'll love

  • Get 1,000 CashPoints as a welcome benefit on card setup (subject to realization of the joining fee).
  • Get 5% Cashback on Amazon, BookMyShow, and Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • Get 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
  • Get up to 20% discount on partner restaurants via Dineout.

Documents

  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Millenia Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 35,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹6.0 Lakhs per annum

You'll also love

Rewards Benefit

  • 1000 cash Points as a welcome benefit on the making payment for the Joining fee
  • 5% cash back as cash points on online shopping at Amazon, Bookmyshow, and Cult.fit,Flipkart,Myntra, Sony liv, Swiggy,Tata Cliq, Uber & Zomato
  • 1% Cashback on all other spending except fuel

Rewards Redemptions: 

  • Maximum cashback capped worth Rs 1000 for each category |  1 Cash point = Rs 1
  • Unredeemed Cash Points will expire/lapse within 2 years of accumulation
  • Cashback  in Millennia will be given in the form of Cash Points, which can be redeemed against the statement balance (on request only)
  • The minimum cash point balance required for redemption against the statement balance is 500 Cash Points (redeemable in multiples of Rs. 500 only)

Fuel Surcharge Benefit

  • 1% Waiver of fuel Surcharge for amounts of 400 to 5000, Maximum cashback offered is Rs 250 per billing cycle.

Lounge Access Benefit

  • Complimentary  Domestic lounge access per calendar year  8  ( 2 in a quarter)

Revolving Benefit

  • Get the revolving credit facility by paying normal interest

Zero Lost Card Benefit

  • Report your loss or any fraudulent immediately to avail of this facility

Why Should You Choose This Card?

HDFC Millennia Credit Card is best suited for customers who frequently shop online and want to earn significant value back on all their spending. This card offers benefits on everyday brands like Zomato, Uber, Flipkart, Amazon, etc. which turns out to be its unique selling proposition. Also, this card offers great gift vouchers up to meeting the milestone achievement every quarter. It also offers dining discounts of up to 20% and a fuel surcharge waiver as well. Customers can also enjoy the welcome benefits as well as the renewal fee waiver offer associated with the card.

Eligibility

For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 35,000

For Self Employed

  • Indian national
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹6 Lakhs per annum
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Fees and Charges on the HDFC Millenia Credit Card

Fees & Charges

Amount/Rate

Joining & Renewal Fees

1000+ Taxes (waiver applicable on spending 100000 in first year )

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Finance Charges/Cash Advance Fee

3.60% of the amount

Foreign currency markup fee

3.50% of the amount

Reward Redemption fee

Rs. 99 per redemption request (plus applicable taxes)

Over Limit Fee

2.50% of the amount

Fuel Surcharge waiver

1% Fuel surcharge which is waived if you spend minimum Rs 400 in single transaction

Late Payment Charges

For Amount

  • Less Than Rs 100- Nil
  • Rs 100 to to Rs 500 – Rs 100
  • Rs 501 to  Rs 5000- Rs 500
  • Rs 5001 to Rs 10000- Rs 600
  • Rs 10001 to Rs 25000- Rs 800
  • Rs 25001 to  Rs 50000- Rs  11000
  • Over Rs 50000- Rs 1300

Add On Card Fee

Nil

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

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FAQs on HDFC 6E Indigo Rewards Credit Card

  • You can contact to Hdfc bank customer care via different platform like, custmore care no 1800 202 6161/1860 202 6161 (Toll-Free for Mobile & Landlines in India) +91 22 61606160 (When Calling from Outside India) Email us at [email protected]

  • Ye you can upgrade you exising Hdfc Credit card, However, there may be certain terms and conditions on it,you can contact to the nearest branch or customer care.

  • Maximum Credit limit for any card is always depend on the repayment history with the bank,if you maintain good records with bank, and carry a suitable income as per bank norms,bank can offer you maximum limit on your credit cards as per your eligibilty.

  • You can check all current offer by loging into your net banking account under section of ” offers”.Under this section, you’ll be able to see all the available offers on your credit card.

  • You can redeem reward ponts into cash by using netbanking, Under the redemption portal after loggin in you will find an option of converting points into cash.You can click on that to redeem your point,& cash will be credited with in 7 working days.

  • You can track your credit card application status by bank’s official website.After loging the website you will find an option Credit Card’ under the ‘Products’ tab and then click on the ‘Track your Credit Card Application Status’ option.Fill the asked details and the status of your application will be shown on the screen.

  • Yes Hdfc bank offers you to convert your big into small emi for period 3 to 60 months with flexible rate of interest .

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