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About Card

HDFC Infinia Credit Card

The HDFC bank has introduced the most premium credit card “ INFINIA”in the metallic variant.This card is exclusively made for High net worth individual on basis of invitation by bank only. This card offers luxurious lifestyle with exclusive privileges like 24*7 concierge services, access to premium golf destinations, and attractive dining benefits at some of the country’s most premium restaurant chains.INFINIA credit card offers a lower foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program. HDFC INFINIA Metal is a Reward Points-based card: you get 5 Reward Points for every Rs. 150 spent using this card. 


1st Year Fee


Best Suited For


₹ 12500+ taxes as applicable

Reward Point

Travel | Dinning

What you'll love

  • Get 1 year complimentary Club Marriott membership.
  • Get 12,500 Reward Points as an introductory benefit.
  • Unlimited access to airport lounges across the globe for both primary & add-on cardholders.
  •  5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
  • 24×7 global concierge service.
  • Get Unlimited golf games at leading golf destinations in India and abroad.
  • Low foreign currency markup of 2% on card.
  • Dining benefits with the Good Food Trail program on the card.
  • Get a 1+1 complimentary buffet on weekends at participating ITC hotels.
  • Get a 2+1 complimentary night stay at participating ITC hotels.
  • Spend-based waiver annual membership fee.
  • Get a 1% fuel surcharge waived at all fuel stations.


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Infinia Card

  • HDFC Bank Infinia Credit Card Metal Edition (previously named Infinia Credit Card) is a super-premium card that is offered to selected customers on a special invite from HDFC Bank.

You'll also love

Rewards Benefit

  • Get5 reward points on every Rs. 150 on retail spends, except for fuel and wallet reload
  • Get 10 times reward points on your travel and shopping spends on SmartBuy.
  • Get a Renewal benefit of 12,500 reward points* (applicable only after the membership fee is realized and not applicable when the fee is waived off)
Rewards Redemptions: 
  • 1 reward point is equal to Rs. 1 on Smart Buy ( Hotel/ flight booking)
  • 1 reward point is equal to 1 Airmiles
  • 1 reward point is equal to Rs 0.50 on the product catalog
  • For Apple and Tanishq vouchers through net banking and smart buy ( 1RP= 1Rs)
  • 1 reward point is equal to Rs 0.30 cash back, and 100 reward points are equal to Rs 30 cash back.

Welcome Benefit

  • Get a Welcome Bonus on Infinia of 12,500 Reward Points and complimentary Club Marriott membership for the first year.

Travel Benefit

  • Get Unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges under the Priority Pass Program*

Golf Benefit

  • GetUnlimited complimentary golf games at leading courses across India and selected courses across the world
  • Get Unlimited complimentary golf coaching at selected golf courses across India.

Insurance Benefit

  • Accidental air death cover worth Rs. 3 crores for Cardholder
  • Emergency overseas hospitalization of up to Rs. 50 lakh in case of emergency to Cardholder
  • Credit shield cover of up to Rs. 9 lahks for Cardholder

Dining Benefit

  • Flat 25% discount at 2,000+ premium restaurants
  • Get 1+1 on the buffet at 200+ restaurants
  • Get 1+1 on food/ drinks at select restaurants
  • Zero convenience fee
  • Get early access to events and festivals such as GIRF
  • An additional 15% off on all your bill payments via Dineout Pay

Fuel Surcharge Waiver Benefit

  • Get a 1% fuel surcharge waiver of up to Rs. 1,00000 each month

Why Should You Choose This Card?

HDFC Bank Infinia credit card offers plenty of benefits to its customers including lifestyle benefits like a 24×7 concierge service, complimentary access to the leading golf destinations, dining and travel benefits like unlimited complimentary lounge access across the world with the Priority Pass membership, flight/hotel bookings using Reward Points and, You get shopping benefit of 5 Reward Points per Rs. 150 spent with the card. since it’s a premium credit card, although the bank has not mentioned it explicitly in their terms and conditions, your net worth must be fairly high to be eligible for this card.


  • HDFC Bank Infinia Credit Card Metal Edition (previously named Infinia Credit Card) is a super-premium card that is offered to selected customers on a special invite from HDFC Bank.


Fees and Charges on the HDFC Infinia Credit Card

Fees & Charges


Joining & Renewal Fees

12500+ Taxes (waiver applicable 1on spending 10lakh in first year )

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Reward Redemption Fee

Rs 99 on every redemption request

Finance Charges/Cash Advance Fee


Foreign Markup Fee

2%+ taxes

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Less Than Rs 100- Nil
  • Rs 100 to to Rs 500 – Rs 100
  • Rs 501 to  Rs 5000- Rs 500
  • Rs 5001 to Rs 10000- Rs 600
  • Rs 10001 to Rs 25000- Rs 800
  • Rs 25001 to  Rs 50000- Rs  11000
  • Over Rs 50000- Rs 1300

Add On Card Fee


Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

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FAQs on HDFC Infinia Credit Card

  • You can contact to Hdfc bank customer care via different platform like, custmore care no 1800 202 6161/1860 202 6161 (Toll-Free for Mobile & Landlines in India) +91 22 61606160 (When Calling from Outside India) Email us at [email protected]

  • Earned reward points on card are valid for a period of 3 years from the date of accumulation.

  • Yes, your travel and life is sucure with insurance cover worth Rs 2 cr , in case of Air accident.

  • No Reward Points are earned on fuel purchases. Rest you get reward points every time you make a purchase using your card.

  • No, there is a Joining fee of RS 12500+taxes per year

  • Infinia Credit Card comes with a credit limit of a minimum of Rs. 8 to 10 lakhs. Howevever card is based on NPSL (No pre-set credit limit) feature that allows you to get your credit limit increased by informing the Infinia HDFC team.