About Card
HDFC Regalia Credit Card
HDFC Regalia credit card is exclusively suited for people who want to avail luxurious benefits on travel, such as lounge access and Priority Pass membership. The regalia credit card comes with various travel and luxury rewards. It is one of the most popular & demanding Credit cards by HDFC with all such benefits To keep their promise of luxury & travel benefits, Card provides you with free Airport Lounge Access within India & outside India. With annual charges of Rs 2,500, this card comes with 2,500 bonus Reward Points.
Card
1st Year Fee
Rewards
Best Suited For
₹ 2500+ taxes as applicable
Reward Point
Travel | Shopping
What you'll love
- Get a welcome bonus of 2,500 Reward Points.
- Get 4 Reward Points for every Rs. 150 you spend.
- Earn 15,000 bonus Reward Points on spending Rs. 8 lakhs in an anniversary year.
- Get exciting offers with the exclusive Dineout Passport Membership.
- Complimentary membership to the Priority Pass program for the primary card holders.
- Get 6 complimentary Lounge Access at airports outside India and 12 within India.
- Low international transaction charges of 2%.
- Spend over 3 lakhs in the previous year & get the renewal fee waived.
- Get travel insurance benefits in case air accident worth up to Rs. 1 crore.
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility For Regalia Card
For Salaried
Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 100000For Self Employed
Indian national
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹12 Lakhs per annum
You'll also love
Rewards Benefits
With Hdfc Regalia credit card you can earn 15000 bonus reward point on completing milestone as mentioned below points. With Regalia you can earn 4 reward points on every Rs. 150 spent across retail purchase including insurance, utilities bill payments, rent and education fees etc
- Earn 10000 reward points on spending 5 lakh in an anniversary year.
- Earn 5000 extra reward point on spending 8 lakh in an anniversary year.
- 4 reward on every time spend Rs 150
Reward Redemption
- 1 reward point is equal to Rs. 0.50, on flight & hotel booking via Smart buy.
- 1 reward point is equal to 0.50, air miles, on Airmiles conversion through net banking
- 1 reward point is equal to Rs 0.35 up to, against products and vouchers via Netbanking or Smartbuy
- 1 reward point is equal to Rs 0.20, against cash back,, 100 point is equal to Rs 20 cash back.
Welcome Benefits
- Get 2,500 Reward Points after successful realization of the joining fee.
Fuel Surcharge Benefits
- Get 1% fuel surcharge waiver at all fuel stations in India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.
Movie & Dinning Benefits
- Complimentary dine-out passport membership, 5% off additionally, and early access to several festivals & events
International & Domestic Airport lounge Benefits
- Get 12 Complimentary lounges access to domestic and international airport terminal ( 6 each.
Insurance coverage Benefits
- Complimentary insurance cover of worth Rs 1 Crore in case of Air Accident,
- Complimentary emergency Overseas Hospitalization protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country
- Lost Card Liability Cover : Upto Rs 9 lakhs
Spend base waiver fee Benefits
- Spend over 3 lakhs in the previous year & get renewal fee waived off
Zero liability Protection benefit
- Get zero liability protection cover up to Rs 9 lacs in case of misuse or loss of card.Report your loss or any fraudulent transaction immediately to avail this facility.
Low foreign currency Markup fee benefits
- Low foreign currency markup fee of 2% on your transactions
Concierge Services benefits
- Get 24×7 concierge services for a convenient travel experience.
Why Should You Choose This Card?
Hdfc Regalia credit card is a premium credit card by Hdfc bank, this card is loaded with multiple benefits on travel and retail spends, if you travel regularly you can earn more benefits as reward points on this card in form of cash back, and you can get complimentary international lounges access as well as domestic lounge access every year along with a low forex markup fee. So if you can pay a high annual fee than Hdfc Regalia is the best option for you.
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 100,000
For Self Employed
- Indian national
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹12 Lakhs per annum
Fees and Charges on the HDFC Regalia Credit Card
Fees & Charges
Amount/Rate
Joining & Renewal Fees
2500+ Taxes (waiver applicable on spending 3Lakh in the previous year )
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Finance Charges/Cash Advance Fee
3.60% of the amount
Foreign Currency Markup Fee
2% on all foreign currency transactions.
Reward Redemption Fee
Rs 99 on every redemption request
Finance Charges/Cash Advance Fee
3.60% of the amount
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Less Than Rs 100- Nil
- Rs 100 to to Rs 500 – Rs 100
- Rs 501 to Rs 5000- Rs 500
- Rs 5001 to Rs 10000- Rs 600
- Rs 10001 to Rs 25000- Rs 800
- Rs 25001 to Rs 50000- Rs 11000
- Over Rs 50000- Rs 1300
Add On Card Fee
Nil
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
Get Assured Gift On Your Card With Us
FAQs on HDFC Regalia Credit Card
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How can I contact to Hdfc bank Credit card customer Care?
You can contact to Hdfc bank customer care via different platform like, custmore care no 1800 202 6161/1860 202 6161 (Toll-Free for Mobile & Landlines in India) +91 22 61606160 (When Calling from Outside India) Email us at [email protected]
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Is there are any renewal Fee waiver?
Yes,Get the annual fee waived off (second-year onwards) by spending more than 3 lakh in the previous year.
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How can I apply for the Hdfc Regalia credit card?
You can apply Offline & Online ,Now bank has introduced VKYC Digital Process for credit card application, now you can apply any time from any where in India through online procces, for offline you need to visit your nearest branch to apply a credit card of Hdfc bank. Alternatively, requests can also be made through net banking.
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Who can apply for Regalia credit Card?
Customer who is above the age of 21, whether salaried or self-employed, can apply for this credit card, provided that they meet the income criteria and other card-specific requirements. The maximum age requirement to apply for this credit card is 60 years for salaried and 65 years for self employed.
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How can I get Priority Pass membership with HDFC Regalia Credit Card?
Only Card holder after 4 successful retail transaction can apply for priority pass membership, You can avail Priority Pass membership for yourself as well as for add-on card members. With this membership benefit, you can get 6 complimentary lounge access every calendar year at lounges outside India.
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How can I check my Regalia transaction statements?
You can check your transaction statements by Netbanking aur Registering mobile banking.All you need to do is log in to your account and go to ‘Cards’ and select the ‘Enquire’ option to view your statement.
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What is the value of Regalia rewards points?
1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 for redemption against products and vouchers, 1 RP = Rs 0.20 for cash, and Air miles conversion at a value of 1RP = 0.5 air mile.
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Is lounges access free for Regalia credit card?
Yes, you get 12 complimentary domestic lounge access and 6 complimentary international lounge access with the HDFC Regalia card.
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What is the Card limit for Regalia?
The HDFC Bank Regalia Credit card’s credit limit generally lies between Rs. 2 to Rs. 5 lakhs.