SBI
SBI Credit Card
SBI Card has become the second-largest card issuer in the country,Operating from Gurugram, Haryana, Sbi card has its branches across more than 100 cities in the country. From the entry card to the super-premium category, SBI Card offer more than 70 credit cards with different exciting privileges and rewards benefits. With a lot of SBI Bank Credit Cards present today , it might be difficult for you to choose a card that fits you the best. To help you out in choosing the right credit card, we are here with the list of all SBI Bank Credit cards in India so that you can go through all of them, their feature & benefits, fees & charges, and apply for the one that seems to be best suited for you.
- Age: To apply the credit card age is required 21 year to 60 year last
- Income: Your income should be minimum 15000 per month
- Occupation: All salaried and self employed can apply for the credit card
- Credit Score: Cibil score allowed for the credit card is 700, good cibil score enhance the chance of approval
- Valid Documents: applicant should have all valid document like income and residence address proof,also should be indian local resident
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Pick Your Card
SBI BPCL Credit Card
Joining Fees:- ₹499/-
Annual Fees:- ₹499/-
Best Suited for:- Fuel
2000 Bonus RP,5X Reward Points on departmental stores, groceries, dining, 13X Reward Points on fuel,1% fuel surcharge waiver, spend base annual fee waiver
SBI Simply Click Credit Card
Joining Fees:- ₹499/-
Annual Fees:- ₹499/-
Best Suited for:- Shopping
Amazon gift voucher worth rs 500,Clear trip E voucher worth rs 2000,annual fee spend base waiver,fuel surcharge waiver,10x reward point
SBI Simply Save Credit Card
Joining Fees:- ₹499/-
Annual Fees:- ₹499/-
Best Suited for:- Shopping
2000 Bonus RP,10x reward points, annual fee spend base waiver, 1% fuel surcharge waiver,Zero Liability Protection,1 Reward Point for Rs. 100 spent
SBI BPCL Octane Credit Card
Joining Fees:- ₹1499/-
Annual Fees:- ₹1499/-
Best Suited for:- Fuel
6000 Bonus RP,Aditya Birla gift voucher of Rs 2k,Lounges, spend base annual fee waiver,Fuel surcharge waiver, Fraud Liability cover
SBI Prime Credit Card
Joining Fees:- ₹2999/-
Annual Fees:- ₹2999/-
Best Suited for:- Shopping | Travel
Gift Voucher of Rs 3k, Yatra & Pantaloon gift voucher worth Rs 7k,Pizzahutt voucher of Rs 1k,Lounges,Club Vistara Silver &Trident Privilege Red Tier Membership
SBI Pluse Credit Card
Joining Fees:- ₹1499/-
Annual Fees:- ₹1499/-
Best Suited for:- Shopping
Noise colorFit smart watch,FitPass & Netmeds First membership,Lounges,Insurance cover worth Rs 50 lakh
Get you Credit Card in Just 3 Simple Steps
Step 1
Inupt your Details
Enter you details on application link received on your text message and lest us know your detail and card requirement
Step 2
Complete application
Complete your VKYC (Video Call Process),Sign the application digitally to get your card.
Step 3
Best offer for you
Basis your details we fetch best offer for you.
Documents & Eligibility For SBI Credit Card
Documents
Documents Required For Credit Card
Self-Employed & Salaried seeking Credit Card will have to furnish below mentioned documents to start the Credit card process.
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Last year Income Tax Return above 5 lac
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 20,000
For Self Employed
- Indian national
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹6 Lakhs per annum
Fees and Charges on the SBI Credit Card
Fees & Charges
Amount/Rate
Joining & Renewal Fees
Varies for all SBI credit card
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Reward Redemption Fee
Rs 99 on every redemption request
Finance Charges/Cash Advance Fee
3.60% of the amount
Over Limit Fee
2.50% of the amount( subject to minimum charges of 500)
foreign Currency Markup Fee
2.00% of the foreign currency amount
Fuel Surcharge Wavier
1% fuel surcharge waiver at all fuel stations
Late Payment Charges
For Amount
- Less Than Rs 100- Nil
- Rs 100 to to Rs 500 – Rs 100
- Rs 501 to Rs 5000- Rs 500
- Rs 5001 to Rs 10000- Rs 600
- Rs 10001 to Rs 25000- Rs 800
- Rs 25001 to Rs 50000- Rs 1100
- Over Rs 50000- Rs 1300
Add On Card Fee
Nil
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
Key Highlights of the SBI Credit Card
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Lower itnerest option
Sbi Credit offers you to save your money with just transfer your other card outstanding with Sbi.
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Encash facility
Avail Pre approved cash facility with in 48 hrs credited to your account
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Money Simplified
Withdram money from your Credit Card in emergency at any SBI credit card ATM
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Emi Facility
Convert you Card transaction into small emi for amount above Rs 2500
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Contactless Payments
Simply tap your Contactless SBI Credit Card to make instant & safe payments
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Insurance Benefits
Insure yourself against uncertainties in life with a range of Insurance solutions brought to you by SBI Card.
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Easy Access Channel
Access your SBI Card account anytime, anywhere with sbicard.com. Stay updated with Simply SMS or download the SBI Card mobile app.
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Revolving Credit Facility
Leverage revolving credit facilities at nominal interest rates on SBI Bank Credit Cards
Benefit Of SBI Credit Card
- Welcome Benefit: SBI Bank offers welcome benefit on joining the card membership, inform of voucher, complimentary membership of premium partners, bonus reward point, accelerated cashback gift voucher and much more.Card user can avail welcome benefit on successful payment of Joining fees.
- Reward points & Cashback: Every time you use SBI credit card you get reward points or cashback or sometimes in the form of intermiles as well.Cardholder can redeem earn reward point against endless option of their choice.
- Milestone benefit: Cardholder can avail the milestone benefit on successfully achieving the spend base condition on card .Milestone benefits are similar like welcome benefits like complimentary membership, gift vouchers, reward points, air ticket and much more.
- Travel benefit: SBI credit card, also offer travel benefit like complimentary airport lounges domestic and international ,complimentary air ticket, stay voucher of premium hotel and many more.
- Movie and Dining benefit: With SBI credit card ,cardholder can enjoy a lots of Movie and Dining benefit, like complimentary discounts on movie ticket, membership of premium food chain,like Dineout passport, EazyDiner prime membership etc
- Fuel Surcharge waiver benefit: SBI credit card you can get 1% fuel surcharge wavier across India.
Core Features
Get the Best Benefit with SBI credit Card
SBI Bank has credit cards suiting everyone’s needs.You can compare and apply for an HDFC credit card that best matches your spending preferences.
Frequently Asked Questions
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How to apply for SBI credit card?
You can apply SBI credit card in just few simple steps, you can contact alternative channel like authorised channel partner of Bank, or you can alternatively can apply through Bank official website. You need to fill out and submit an application form along with the required documents. The bank will verify your details and process your application.
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What are the documents required for credit card application processing?
Pan card ,Addhar Card,Valid address proof and income documents are required to apply a credit card
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Who is eligible to avail a Credit Card?
Minimum age at the time of application should be 21 years Maximum age should be 60 years or retirement age whichever is earlier. Minimum net monthly income should be Rs.20000 Should have completed minimum 2 years in employment and minimum 1 year in the current organisation. Should have completed minimum 1 year of stay at the current residence, if rented.
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How long does it take to get the card?
Now you can get instant online approval in just few minutes,after approval done card delivery takes 3 to 7 working days.
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How do I pay my credit card bill?
There are various option available to make the payment of Credit Card,most perferable optoin is online payment from respective bank portal & netbanking application ,secondary is third party application like Paytm,Phone pay,Cred,aur mobikiwik..etc…
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How can I increase the limit on my SBI credit card?
There is no cap on the number of times the limit can be changed,it depends on the repayment history of your credit card
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