DealstohdekhoSBI Bank


SBI Credit Card

SBI Card has become the second-largest card issuer in the country,Operating from Gurugram, Haryana, Sbi card has its branches across more than 100 cities in the country. From the entry card to the super-premium category, SBI Card offer more than 70 credit cards with different exciting privileges and rewards benefits. With a lot of SBI Bank Credit Cards present today , it might be difficult for you to choose a card that fits you the best. To help you out in choosing the right credit card, we are here with the list of all SBI Bank Credit cards in India so that you can go through all of them, their feature & benefits, fees & charges, and apply for the one that seems to be best suited for you.



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Get you Credit Card in Just 3 Simple Steps

Step 1

Inupt your Details

Enter you details on application link received on your text message and lest us know your detail and card requirement

lifetime free credit card

Step 2

Complete application

Complete your VKYC (Video Call Process),Sign the application digitally to get your card.

Step 3

Best offer for you

Basis your details we fetch best offer for you.

Documents & Eligibility For SBI Credit Card


Documents Required For Credit Card

Self-Employed &  Salaried  seeking Credit Card  will have to furnish below mentioned documents to start the Credit card process.


For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 20,000

For Self Employed

  • Indian national
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹6 Lakhs per annum

Fees and Charges on the SBI Credit Card

Fees & Charges


Joining & Renewal Fees

Varies for all SBI credit card

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Reward Redemption Fee

Rs 99 on every redemption request

Finance Charges/Cash Advance Fee

3.60% of the amount

Over Limit Fee

2.50% of the amount( subject to minimum charges of 500)

foreign Currency Markup Fee

2.00% of the foreign currency amount

Fuel Surcharge Wavier

1% fuel surcharge waiver at all fuel stations

Late Payment Charges

For Amount

  • Less Than Rs 100- Nil
  • Rs 100 to to Rs 500 – Rs 100
  • Rs 501 to  Rs 5000- Rs 500
  • Rs 5001 to Rs 10000- Rs 600
  • Rs 10001 to Rs 25000- Rs 800
  • Rs 25001 to  Rs 50000- Rs  1100
  • Over Rs 50000- Rs 1300

Add On Card Fee


Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

Key Highlights of the SBI Credit Card

  • Sbi Credit offers you to save your money with just transfer your other card outstanding with Sbi.

  • Avail Pre approved cash facility with in 48 hrs credited to your account

  • Withdram money from your Credit Card in emergency at any SBI credit card ATM

  • Convert you Card transaction into small emi for amount above Rs 2500

  • Simply tap your Contactless SBI Credit Card to make instant & safe payments

  • Insure yourself against uncertainties in life with a range of Insurance solutions brought to you by SBI Card.

  • Access your SBI Card account anytime, anywhere with Stay updated with Simply SMS or download the SBI Card mobile app.

  • Leverage revolving credit facilities at nominal interest rates on SBI Bank Credit Cards

Benefit Of SBI Credit Card

  • Welcome Benefit:  SBI Bank offers welcome benefit on joining the card membership, inform of  voucher, complimentary membership of premium partners, bonus reward point, accelerated cashback gift voucher and much more.Card user can avail welcome benefit on successful payment of Joining fees.
  • Reward points & Cashback:   Every time  you use SBI  credit card you get reward points or cashback or sometimes in the form of intermiles as well.Cardholder can redeem earn reward point against endless  option of their choice.
  • Milestone benefit: Cardholder can avail the milestone benefit on successfully achieving the spend base condition on card .Milestone benefits are similar like welcome benefits like complimentary membership, gift vouchers, reward points, air ticket and much more.  
  •  Travel benefit:  SBI credit card, also offer travel benefit like complimentary airport lounges domestic and international ,complimentary air ticket, stay voucher of premium hotel and many more.
  •  Movie and Dining benefit:  With SBI credit card ,cardholder can enjoy a lots of Movie and Dining benefit, like  complimentary discounts on movie ticket, membership of premium food chain,like Dineout passport, EazyDiner  prime membership etc
  •  Fuel Surcharge waiver benefit:  SBI credit card you can get 1% fuel surcharge wavier across India. 

Core Features

Get the Best Benefit with SBI credit Card

SBI Bank has credit cards suiting everyone’s needs.You can compare and apply for an HDFC credit card that best matches your spending preferences.

Frequently Asked Questions

  • You can apply SBI credit card in just few simple steps, you can contact alternative channel like authorised channel partner of Bank, or you can alternatively can apply through Bank official website. You need to fill out and submit an application form along with the required documents. The bank will verify your details and process your application.

  • Pan card ,Addhar Card,Valid address proof and income documents are required to apply a credit card

  • Minimum age at the time of application should be 21 years Maximum age should be 60 years or retirement age whichever is earlier. Minimum net monthly income should be Rs.20000 Should have completed minimum 2 years in employment and minimum 1 year in the current organisation. Should have completed minimum 1 year of stay at the current residence, if rented.

  • Now you can get instant online approval in just few minutes,after approval done card delivery takes 3 to 7 working days.

  • There are various option available to make the payment of Credit Card,most perferable optoin is online payment from respective bank portal & netbanking application ,secondary is third party application like Paytm,Phone pay,Cred,aur mobikiwik..etc…

  • There is no cap on the number of times the limit can be changed,it depends on the repayment history of your credit card

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