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BPCL SBI Card Ocatane

 BPCL SBI Card Octane is the updated version of the Bpcl sBI card, it comes with a higher annual fee of 1499, but BPCL,  SBI Card Octane gives you 7.25% value back on fuel purchases at Bharat Petroleum fuel stations: 6.25% as a reward point &  1% as fuel surcharge waiver. Apart from the fuel benefit you get 10x reward points for spending on dining and movie tickets. Keep Reading more to know about the card


Joining Fee


Best Suited For


₹ 1,499 (plus applicable taxes)

Fuel Points


What you'll love

  • Get 6,000 Bonus RPs on the realization of the annual membership fee as a welcome benefit.
  • 25 reward points on spending Rs. 100 for fuel purchases at BPCL refill stations (maximum 2,500 reward points per month).
  • 10 reward points per Rs. 100 spent on groceries, departmental stores, and movie ticket purchases (maximum 7,500 reward points per month).
  • 1 reward point per Rs. 100 you spend on other retail purchases, except mobile wallet uploads and expenditures on non-BPCL fuel stations.
  • 1% fuel surcharge waived on all petrol transactions up to Rs. 4,000.
  • 4 complimentary access to domestic lounges annually (1 per quarter).
  • Gift Vouchers worth Rs 2,000 from Aditya Birla Fashion or Yatra or Urban Ladder or Hush Puppies or Bata on an annual expenditure of Rs. 3,00,000 or above.
  • Renewal fee waived off if Rs. 2,00,000 were spent in the last year.
  • Complimentary Fraud Liability cover of Rs. 1 Lakh


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For BPCL SBI Card Ocatane

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5.0 Lakhs per annum

You'll also love

Rewards Benefit

  • 6000 welcome bonus points on making annual fee payments.
  • Earn25X reward points = 6.25% reward points + 1% fuel surcharge waiver on every transaction up to Rs. 4,000
  • Maximum of 2,500 reward points can be accumulated per billing cycle
  • Maximum surcharge waiver of Rs. 100 in a statement cycle, which is equivalent to an annual saving of Rs. 1,200
  • 1 reward point = Re. 0.25

Up to 25x Reward points

  • 25 reward points on every Rs. 100 spent at BPCL fuel, lubricants & Bharat Gas website, and application
  • 10 reward points on every Rs. 100 spent at groceries, departmental stores, movie tickets, and dining
  • 1 reward point for every Rs. 100 spent on non-fuel retail purchases, excluding mobile wallet upload & non-BPCL fuel spends
  • 4 reward points = Re. 1 | 1 reward point = Re. 0.25

Reward redemption

  • 4 Reward Points are equivalent to Re. 1.
  • The reward points earned expire after 2 years (24 months) from the date of accumulation.

Fuel Surcharge Waiver benefit

  • Get a 1 % surcharge waiver on fuel at all stations in India for transaction amount  400 to 4000.

Fee Waiver benefit

  • Get an annual fee waiver on spending 200000 in 365 days from the date of card issuance

Milestone benefit

  • Get an E-gift voucher worth Rs. 2,000 from Aditya Birla Fashion/ Yatra/ Urban Ladder/ Hush Puppies/ Bata on annual spends of Rs. 3 lakh.

Lounges access benefit

  •  4 complimentary visits per calendar year to domestic VISA lounges in India (Maximum 1 visit allowed per quarter).

Dining & Movie benefit

  • You earn reward points at a 10x rate on dining bills at select restaurants. (Up to 7500 Reward Points every month)

Why Should You Choose This Card?

As compared to other bank fuel credit cards no doubt BPCL Credit Card Octane by SBI is 0ne of the great options available in the market as far as fuel credit cards are concerned, the more you spend on fuel, the more value-back you will get. Not just on fuel, but you can also earn rewards on grocery, dining, shopping, and movie tickets & Complimentary lounge access and milestone privileges are some of the additional benefits which can be availed. So if you are ready to pay little high annual fee of Rs 1499,  you can receive value-back on your fuel purchases and benefit from accelerated rewards across categories with this card.

Fees and Charges on the BPCL SBI Card Ocatane

Fees & Charges


Joining Fees

1499+ Taxes Renewl fees waived, on spending of 20000 in anniversary year

Renewal Fees

1499+ applicable taxes

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Foreign Exchange Markup

3.50% of the transaction amount

Finance Charges/Cash Advance Fee

2.50% of the amount

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Below  or equal to Rs. 500- Nil
  • From Rs. 501 to Rs. 1000- Rs. 400
  • From Rs. 10001 to Rs. 10,000- Rs. 750
  • From Rs. 10,001 to Rs. 25000- Rs. 950
  • From Rs. 25,000 to -Rs 50000 Rs. 1100

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

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