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About Card

Yes Wellness Plus Credit Card

The YES Bank Wellness Plus Credit Card is a unique card for cardholders who really like to stay updated on health & fitness. You Can get 6 Reward points per Rs. 200 spent, and 5x Reward Points if you spend these Rs. 200 on Pharmaceuticals/chemist stores with this Credit Card. This Card also offers 2 complimentary fitness sessions every month, and complimentary preventive health checkups through the Aditya Birla Multiply app, you also get 2 complimentary access to domestic lounges quarterly in India.

Card

1st Year Fee

Rewards

Best Suited For

4.5/5

₹ 1499+ taxes as applicable

Reward Point

Health & Fitness

What you'll love

  • Get 30 Reward Points for every Rs. 200 you spend on pharmaceutical/chemist stores.
  • Get 6 Reward Points for every Rs. 200 you spend on other purchases.
  • 1000 Reward Points on YES PayNow successful registrations.
  • 2 domestic lounge visits each calendar quarter.
  • Every month, you get 12 complimentary fitness sessions.
  • Get complimentary preventive health checkups.
  • Life insurance cover worth Rs. 1 Crore.
  • Great offers across shopping, wellness, travel, etc.

Documents

  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Wellness Plus Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5.0 Lakhs per annum

You'll also love

Rewards Benefit

  • Get 30 Reward Points for every Rs. 200 you spend on pharmaceutical/chemist stores.
  • Get 6 Reward Points for every Rs. 200 you spend on other purchases.
  • 1000 Reward Points on YES PayNow successful registrations.

Rewards Redemptions: 

  • Redemption of Reward points for Hotel & and flight booking ( 1 Rp= Rs 0.25 )
  • Redemption  of Reward points for gift voucher & catalog ( 1Rp= Rs 0.10) 
  • Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point

  • These reward points can also be redeemed on the dedicated website. Yes, rewards.

Travel & Lounges Benefit

  • Get  Complimentary Domestic Lounge access (limited to 2 visits per quarter) for Primary cardholders across 30 + Lounges in India

Insurance Benefit

  • Coverage of insurance cover worth Rs 1 Crore in case of death of Primary card holder in an Air accident.
  • Coverage of medical insurance covers worth Rs 25 lakh in case of emergency hospitalization while traveling abroad.
  • Credit Shield cover in case of accidental death of Primary Cardmember

Fuel Surcharge Waiver

  • Get a 1% Fuel surcharge waiver  at all fuel stations across India for transactions between INR 400 to INR 5,000

Contactless Card Technology

  • Experience the Contactless transaction on the Card enabled with NFC Technology
  • Yes, the bank Wellness Plus Credit Card is enabled with contactless technology, facilitating fast, convenient, and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards.

Why Should You Choose This Card?

This credit card is a good option for that customers who want to benefit from health and fitness. This card provides not only extraordinary health benefits and offers to the customer but also several other exciting offers too. You can get extra reward points on every to spend on Pharmaceutical and chemist stores with this card. Also, you get 12 complimentary fitness sessions at a leading fitness club in India, & you also get discounts on health checkups. Moreover, you get complimentary lounge access, and great offers on travel, dining, and shopping through Yes Privileges. So from health checkups, and fitness to dining & traveling offers, this card is best for your lifestyle.

Eligibility

For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

For Self Employed

  • Indian national
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5 Lakhs per annum

Fees and Charges on the Yes Wellness Plus Credit Card

Fees & Charges

Amount/Rate

Joining & Renewal Fees

1499+ Taxes

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Foreign Exchange Markup

3.5% on all international spend

Finance Charges/Cash Advance Fee

3.60% of the amount

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Below  or equal to Rs. 100- Nil
  • From Rs. 101 to Rs. 500- Rs. 150
  • From Rs. 501 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 20,000- Rs. 750
  • Above Rs. 20,000- Rs. 1,000

Add On Card Fee

This C

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

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FAQs on Yes Wellness Plus Credit Card

  • You can contact to Yes bank customer care via different platform like, custmore care no 1800 103 1212 (Toll-Free for Mobile & Landlines in India) +91 22 4935 0000 (When Calling from Outside India) Email us at [email protected]

  • No. YES Bank Wellness Credit Card does not offer international lounge access to the users. However you can avail Domestic Lounge access up to 2 visits per quarter. This is applicable for primary cardholders only.

  • YES Bank provides the instant EMI privilege on this credit card. Via this facility, you can convert purchases above Rs. 2,500 into easy EMIs for a repayment tenure of 3 to 24 months. The interest rate charged on the EMIs range from 12% to 15% per annum.

  • It is good to make a payment on time against your card,but if you skipped aur forget to pay the bill on time,bank will charge the late fee as per your outstanding amount

  • Yes, the reward points you earn using your UES Bank Wellness Plus Credit Card are redeemable against flight and hotel bookings through the dedicated website for rewards, i.e., Yes Rewardz.

  • No, for the YES Bank Wellness Plus Credit Card, you can’t get your joining or renewal fee waived off.