About Card
Yes First Preferred Credit Card
YES First Preferred credit card gives you premier reward point offers and several other exciting benefits such as travel benefits including domestic as well as international travel lounge access, you get 2 domestic lounge access every quarter and 4 exclusive complimentary international lounge access every year also you earn 4 reward points every time you spend Rs. 200 on tax payments, utilities, groceries, etc, and 8 reward points on any other retail purchases. To know more about Preferred credit cards read given below articles
Card
1st Year Fee
Rewards
Best Suited For
₹ 999+ taxes as applicable
Rewards Point
Shopping
What you'll love
- Get 2 complimentary access to domestic lounges every quarter and 4 complimentary access to international lounges in a year.
- Earn 4 reward points per Rs. 200 spent on utilities, groceries, tax payments, insurance sales, etc, and 8 reward points per Rs. 200 you spent on every other retail purchase.
- Foreign markup fee of 1.75%
- The renewal fee can be waived if you spend over Rs. 4 lakhs in the preceding year.
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility For First Preferred Card
For Salaried
Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 2,00,000For Self Employed
Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹24 Lakhs per annum
You'll also love
Rewards Benefit
- 10000 Reward points on marking the first transaction within 90 days & Get 7,500 extra reward points on each renewal.
- Spend 250000 Rs in a year and earn 20,000 bonus reward points.
- 8 reward points on every Rs.200 spent on all categories (except select categories)
- 4 reward points for every Rs.200 spent on selected categories
- 5X reward points on the first three transactions of the biller registered on YES PayNow
Rewards Redemptions:
- Redemption of Reward points for Hotel & and flight booking ( 1 Rp= Rs 0.25 )
- Redemption of Reward points for gift voucher & catalog ( 1Rp= Rs 0.10)
- Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point
- These reward points can also be redeemed on the dedicated website. Yes, rewards.
Travel & Lounges Benefit
- Get Complimentary 2 Domestic Lounge access & 4 international lounges access, for Primary cardholder
Insurance Benefit
- Coverage of insurance cover worth Rs 1 Crore in case of death of Primary card holder in an Air accident.
- Coverage of medical insurance covers worth Rs 25 lakh in case of emergency hospitalization while traveling abroad.
Fuel Surcharge Waiver
- Get a 1% Fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000
Contactless Card Technology
- Experience the Contactless transaction on the Card enabled with NFC Technology
- Yes bank preferred Credit Card is enabled with contactless technology, facilitating fast, convenient, and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards.
Why Should You Choose This Card?
If you want to get maximum benefits with low annual fees as low as Rs 999, then YES First Preferred Credit Card is the right choice for you, exciting reward point offers, insurance benefits, travel benefits, and low foreign markup fees are some of the best reasons to choose the YES First Preferred credit card. The Good thing about this card is that it allows you to earn 20,000 bonus reward points on the spending of Rs. 7.5 lakh or more in each anniversary year, it also offers lounge access in India and abroad, golf sessions, insurance benefits up to Rs. 1 crore for flight accident cover, and much more, so less pay and enjoy more you can say good terms for a credit card like Yes bank preferred credit card
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 2,00,000
For Self Employed
- Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹24 Lakhs per annum
Joining and Renewal Fee Waiver
The Joining fee of Rs. 999 can be waived if you spend Rs. 50,000 in first 90 days.
The renewal fee of Rs. 999 can be waived off on spending Rs. 4 lakhs or more in the preceding year.
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Fees and Charges on the Yes First Preferred Credit Card
Fees & Charges
Amount/Rate
Joining & Renewal Fees
999+ Taxes Renewl fees waived, on the spending of 400000 in 12 months from the date of activation
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Foreign Exchange Markup
1.75%
Finance Charges/Cash Advance Fee
2.50% of the amount ( Subject to a minimum amount of Rs 500)
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Below or equal to Rs. 100- Nil
- From Rs. 101 to Rs. 500- Rs. 150
- From Rs. 501 to Rs. 5,000- Rs. 500
- From Rs. 5,001 to Rs. 20,000- Rs. 750
- Above Rs. 20,000- Rs. 1,000
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
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FAQs on Yes First Preferred Credit Card
-
What is reward redemption fees?
It is Rs. 100 on every redemption request.
-
How can I get my annual fee wavied?
The renewal fee can be waived off on spending over Rs. 4 lakhs in the previous year.
-
What is reward redemption charges on card?
It is Rs. 100 on every redemption request.
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How to avail the Priority Pass Membership on my YES FIRST credit card?
To avail the service, you need to download the YES Bank Priority Pass Application Form. Fill the form and send it to the address mentioned on the form.
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How to reach the golf concierge service of YES Bank?
Golf benefit on this card is offered by Mastercard and VISA. For bookings or any other assistance related to golf concierge, you can call on YES Bank credit card customer care number i.e. 1800 103 1212.