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About Card

Yes Bank Wellness Credit Card

YES Bank Wellness Credit Card is A co-branded credit card, in collaboration between YES Bank and Aditya Birla Wellness Pvt Ltd., this is a quite similar version of YES Bank Wellness Plus Credit Card, which comes with a higher fee and greater benefits this credit card provides various health benefit offers such as complimentary health checkups, doctor consultation, and other lifestyle benefits. The card users can earn a lot of benefits from self-care, medical check ups, consultations, and fitness sessions. To know in-detail features and benefits of this  Yes Bank Wellness Credit Card, read more.


1st Year Fee


Best Suited For


₹ 749+ taxes as applicable

Reward Point

Health & Fitness

What you'll love

  • You get a complimentary preventive health check-up every year.
  • 6 Complimentary fitness sessions every month (Gym, Zumba, Yoga, etc).
  • Get unlimited health benefit offers & Earn Reward Points across multiple categories.
  • Earn 20 Reward Points on every Rs 200/- spent on Chemist/ Pharmaceutical stores
  • You get Credit Shield coverage in the event of the accidental death of the primary cardholder
  • 1% fuel surcharge waiver across all fuel stations in India.


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Wellness Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5.0 Lakhs per annum

You'll also love

Reward Benefit

  • Get 20 Reward Points for every Rs. 200 you spend on pharmaceutical/chemist stores.
  • Get 4 Reward Points for every Rs. 200 you spend on other purchases.
  • Get 5x reward points on the first 3 transactions on billers registered     with YesPAy( Only valid for first 5 billers)

Reward Redemptions: 

  • Redemption of Reward points for Hotel & and flight booking ( 1 Rp= Rs 0.25 )
  • Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point
  • These reward points can also be redeemed on the dedicated website. Yes, rewards.

Health Benefit

  • Get Complimentary eye and dental checkups
  • Get 6 complimentary sessions of Zumba, Yoga, and Gym
  • Complimentary annual preventive health check-ups for up to 25 parameters
  • Get Unlimited consultations with Nutritionists, General Practitioners, and Specialists via the Aditya Birla Multiply App

Welcome Benefit

  • N/A

Travel Benefit

  • N/A

Golf Benefit

  • N/A

Lounge Access Benefit

  • N/A

Insurance cover Benefit

  • You get a Credit Shield coverage in case of accidental death of Primary cardholder.

Fuel Surcharge waiver Benefit

  • 1% fuel surcharge waiver at all fuel stations in India on transactions between INR 400 to INR 5,000

Other Benefit

  •  Get great offers and discounts on movies, shopping, travel, and wellness at participating locations on YES Privileges.
  • Get Credit shield cover in case of accidental death of Primary Cardholder
  • EMI conversion for transactions above 2500 Rs


Why Should You Choose This Card?

The primary purpose of the Yes Bank Wellness Credit Card is to educate its users on the value of taking care of their own emotional, mental, and physical health. For a little card fee, this card offers a 25-parameter health exam and six sessions of fitness classes. Customers who are seriously concerned about their health and fitness and who want to earn rewards on their purchases should use this card. You will undoubtedly enjoy this card if you often attend Zumba and the gym.


For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

For Self Employed

  • Indian national
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5 Lakhs per annum

Fees and Charges on the Yes Bank Wellness Credit Card

Fees & Charges


Joining & Renewal Fees

749+ Taxes

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Foreign Exchange Markup

3.5% on all international spend

Finance Charges/Cash Advance Fee

3.50% of the amount

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Below  or equal to Rs. 100- Nil
  • From Rs. 101 to Rs. 500- Rs. 150
  • From Rs. 501 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 20,000- Rs. 750
  • Above Rs. 20,000- Rs. 1,000

Add On Card Fee


Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

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FAQs on Yes Bank Wellness Credit Card

  • You can contact to Yes bank customer care via different platform like, custmore care no 1800 103 1212 (Toll-Free for Mobile & Landlines in India) +91 22 4935 0000 (When Calling from Outside India) Email us at [email protected]

  • No. YES Bank Wellness Credit Card does not offer any airport lounge access. You can get 2 complimentary domestic lounge visits with the Wellness Plus variant.

  • No, you only get 6 complimentary fitness sessions for Gym, Yoga, Zumba, etc. per month. With the Wellness Plus variant, you will get 12 complimentary sessions.

  • It is good to make a payment on time against your card,but if you skipped aur forget to pay the bill on time,bank will charge the late fee as per your outstanding amount

  • The annual Fee charged by the bank is Rs 749 plus tax and No, the card doesn’t come with any spend-based waiver.

  • Yes Bank charges Rs 100/- GST per redemption request

  • You can generate password following the below steps To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

  • No, You can take fitness session only on selected partner with Yes bank

  • Get Unlimited Consultation from General Practitioners, Nutritionist, and Specialist through Aditya Birla Multiply App