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About Card

ICICI BANK CORAL Credit Card

The ICICI Bank Coral Credit Card, offered by ICICI Bank, is a customer-friendly card with the lowest annual joining cost of Rs 500. It also gives special incentives and discounts for eating, entertainment, and travel. With this card, you can receive 2 reward points for each purchase and, if you meet the spending requirements, you can receive a milestone benefit of 10,000 bonus reward points. In addition to rewards, movie tickets on Innox and BookMyShow are discounted. You also get access to domestic airport and train lounges once every three months from the perspective of travel. Read our articles below for more information on this card.

Card

Joining Fee

Rewards

Best Suited For

ICICI BANK CORAL Credit Card

5/5

500+Applicable taxes

Reward Point

Movie | Dinning

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What you'll love

  • 1 reward point for every rupee (Rs. 100) spent on utilities and insurance-related purchases.
  • 2 reward points for every Rs. 100 spent (except Fuel).
  • Under the Milestone Program, you can receive up to 10,000 bonus RPs each year.
  • Get one domestic aiport lounge visit every quarter for free.
  • Get one free pass to a railway lounge each quarter.
  • Get up to a 25% discount when purchasing movie tickets on BookMyShow and INOX.
  • By using your ICICI Bank Coral credit card, you can receive exclusive dining offers through the ICICI Bank Culinary Treats Program.
  • Waiver of the 1% surcharge cost at all HPCL gas stations in India.

Documents

  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Altura Credit Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5.0 Lakhs per annum

You'll also love

Rewards Benefit

  • 1 reward  on per 100 spend on utilities & insurance related spends
  • 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.

Rewards Redemption

  • Reward Points have a wide range of categories to which they can be applied, and they also earn cash back at a rate of 1 Reward Point = 0.25 Re.

Fuel Surcharge Waiver benefit

  • You get a fuel surcharge waiver of 1% across all HPCL petrol stations in India. This offer valid for transaction up to Rs 4,000/-

Fee Waiver benefit

  • In the event that your annual spending exceeded Rs150,000 in the preceding year, you are granted a spend-based waiver

 Welcome benefit

  • N/A

Lounges access benefit

  •  1 complimentary airport lounges access in each quarter on a minimum spend of Rs 5000 in the previous calendar quarter.

Dining & Movie benefit

  • BookMyShow and INOX provide a 25% discount on movie ticket purchases up to Rs. 100 twice a month. Receive discounts on eating of up to 15%.

Zero Liability Protection

  • Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank

Why Should You Choose This Card?

If you’re a first-time credit card user and don’t want to pay a large annual fee, the ICICI BANK CORAL credit card is an excellent option for you. With Coral, you can take advantage of a number of benefits, including savings on cinema tickets, access to airport lounges, and rewards programme. In addition, the card also offers lounge access, making it a superior choice to the ICICI Platinum Credit Card, which is its counterpart. You can reduce your regular expenditure by using an ICICI Coral credit card. Aside from these characteristics, further advantages like the waiver of the fuel price and discounts on eating and other expenses make it even more appealing to check this card out once.

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Fees and Charges on the ICICI BANK CORAL Credit Card

Fees & Charges

Amount/Rate

Joining Fees

500+ Applicable taxes

Renewal Fees

500+ Applicable taxes

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Reward redemption Fee

Rs. 99 per redemption request

Foreign Exchange Markup

3.49% of the transaction amount

Finance Charges/Cash Advance Fee

2.5% of the transaction amount or subject to a minimum fee of Rs.300

Over Limit Fee

2.50% of the amount

Add on Card Fee

Nil

Late Payment Charges

For Amount

  • Less than or equal to Rs 100- Nil
  • From Rs. 100 to Rs. 500- Rs. 100
  • From Rs. 500 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 10,000- Rs.750
  • From Rs. 10,001 to -Rs 25,000 -Rs.900
  • From Rs. 20,001 to Rs 50,000 – Rs .1000
  • Above Rs 50,000-Rs.1200

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

FAQs on ICICI BANK CORAL Credit Card

  • Yes, using an ICICI Bank Coral credit card to conduct offline transactions is completely safe because the card has an integrated chip that adds an extra layer of security for transactions made at merchant locations or ATMs.

  • Yes, you can use this credit card to purchase two movie tickets each month with BookMyShow and Inox.

  • As cash withdrawal fees on credit cards, ICICI Bank levies 2.50% on the advanced amount or a minimum of Rs. 300 (whichever is higher).

  • Yes, you can use CORAL Credit Card for contactless payments for amounts up to Rs. 5,000.

  • The reward points can be redeemed by contacting ICICI Bank Credit Card customer care.

  • Interest charge on the ICICI Bank coral credit is 40.80% per annum ( 3.4% per month)

Core Features

Unlock the power of convenience and flexibility with CORAL

Swipe smarter, not harder – enjoy convenience, rewards, and peace of mind with a credit card

Lowest Annual Fees

Lounge Access

Fuel Surcharge Waiver

Milestone Benefit

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