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About Card

YES Prosperity Rewards Credit Card

YES BANK Prosperity Rewards credit card is a card that gives you rewards on every single penny spent. The card offers generous reward points with each shopping along with accelerated rewards on grocery and supermarket spending. Apart from rewards points, you can also get a fuel surcharge waiver across all the refilling stations in
India. Here are all the details regarding this credit card's features and benefit


1st Year Fee


Best Suited For


₹ 399+ taxes as applicable

Reward Point


What you'll love

  • 2 Reward Points for every Rs 200 spent on all categories other than select categories
  • Annual fee of Rs 399 plus applicable taxes
  • 1 Reward Point for every INR 200 on Select categories
  • Annual fee waiver on annual spend of Rs 25,000/ using your credit card
  • 1% surcharge waiver on fuel transactions across all fuel stations
  • On each registration on YES PayNow, you will get 500 Reward Points.
  • Accelerated Reward Points on selected purchases done through YES cart.


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Prosperity Rewards Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5.0 Lakhs per annum

You'll also love

Rewards Benefit

  • Get 2 Rewards points per 200 Rs spent on a Retail purchase
  • Get 1 Rewards point per 100 Rs spending on selected categories 
  • Get  5x Rewards points on the first 3 transactions on registration on YesPay
  • 10000 Rewards point on spending 180000 in 12 months

Reward Redemption

  • Exclusuive Yes bank reward catalogue of Product
  • Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)

Welcome Benefit

  • N/A

Movie & Dining Benefit

  • N/A

Travel  Benefit

  • N/A

Golf  Benefit

  • N/A

Lounge Access  Benefit

  • N/A

Fuel Surcharge Waiver Benefit

  • Get a 1 % surcharge waiver on fuel at all stations in India for transactions amounts 400 to 5000.

Fee Waiver Benefit

  • Get a Joining fee waiver on spending 5000 in 90 days from the date of card issuance
  • Annual fee waiver on spending 25000 in the previous year

Insurance Cover Benefit

  • In case of the accidental death of the primary cardholder, a credit shield cover is provided

Zero Liability Protection

  • Zero liability of the cardholder against any inappropriate transaction that takes place if the card is lost or stolen and the same is reported to the bank within the prescribed time frame.



Why Should You Choose This Card?

Yes Bank Prosperity card is the best choice for those who want to earn more rewards while saving on their expenditures. It comes with the minimum joining fee, which can be waived with spending of 25,000 on card. Earned reward points can be easily redeemed against various categories. You also get benefits on shopping and travelling through Yes Privilege, which is another great feature of this card.


For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

For Self Employed

  • Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5 Lakhs per annum

Fees and Charges on the YES Prosperity Rewards Credit Card

Fees & Charges


Joining & Renewal Fees

399+ Taxes Renewl fees waived, on spending of 5000 in 3 months from the date of activation

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Foreign Exchange Markup


Finance Charges/Cash Advance Fee

3.50% of the amount

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Below  or equal to Rs. 100- Nil
  • From Rs. 101 to Rs. 500- Rs. 150
  • From Rs. 501 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 20,000- Rs. 750
  • Above Rs. 20,000- Rs. 1,000

Add On Card Fee

Nil (Upto 3 card can be issue)

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

Get Assured Gift On Your Card With Us

FAQs on YES Prosperity Rewards Credit Card

  • You can contact to Yes bank customer care via different platform like, custmore care no 1800 103 1212 (Toll-Free for Mobile & Landlines in India) +91 22 4935 0000 (When Calling from Outside India) Email us at [email protected]

  • Yes there is renewal fee of Rs 399+taxes,but if you spend 25000 in a year your renewal fee waiver will be applicable on your card.

  • The cash advance fee charged on YES Prosperity Rewards Credit Card is 2.5% of the withdrawn amount or minimum Rs. 300 (whichever is higher). These charges will be levied on the amount withdrawn and would be billed to your next monthly statement.

  • After carefully reviewing your application, the bank determines the credit limit. The bank takes into account a number of elements when determining your credit limit, including your credit score, capacity for repayment, monthly income, and more. As a result, you won't learn your credit limit until after you've applied for a credit card.

  • he maximum eligible age to apply for the YES Prosperity Rewards Plus Credit Card is 60 years.

  • The Reward Redemption fee on this card is Rs. 100 per redemption request.