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About Card


The AU BANK VEETA credit card is a lifestyle credit card that offers premium benefits to cardholders. It has an annual fee of Rs 2999, which can be waived with certain spending requirements. With Veeta, you also get free domestic and international airport and train lounge access, a personal concierge, comprehensive insurance coverage, and many other extra benefits. For more information on VEETA, continue reading the articles provided below.


Joining Fee


Best Suited For

life time free credit card



2999+Applicable taxes

Reward Points

Shopping | Travel

What you'll love

  • Rs. 2,000 in vouchers for minimum purchases of Rs. 30,000 made within six months of card activation.
  • 10 reward points for every 100 rupees spent on utility bills, 4 reward points for every 100 rupees spent on groceries and department stores, and 2 reward points for every 100 rupees spent on all other retail purchases. With purchases of fuel, there are no reward points gained.
  • Zomato Pro annual subscription on monthly spending of Rs. 50,000 (applicable only once in a year).
  • 500 Bonus Reward Points for every Rs. 50,000 spent on retail during a calendar quarter, with an additional 1,000 Reward Points for every Rs. 1 lakh spent throughout the quarter.
  • Rs. 1,000 in vouchers from renowned companies when you spend a minimum of Rs. 2.5 lakh during an anniversary year.
  • On your birthday, earn 1,000 Bonus Reward Points by completing 1 retail transaction.
  • Complimentary access to domestic and international airport lounges.
  • Free admission to IRCTC lounges at a few Indian train stations.
  • A dedicated 24-hour concierge service for help with reservations for restaurants and golf outings.
  • Elimination of the 1% fuel surcharge at all gas stations in India.
  • Complete insurance coverage, which includes Credit Shield coverage, liability protection for stolen cards, air accident insurance, and numerous other travel-related insurance covers.


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Altura Plus Credit Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 35,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5.0 Lakhs per annum

You'll also love

Rewards Benefit

  • 10 Reward Points per Rs. 100 on utility bill
  • 4 Reward Points per Rs. 100 on grocery and departmental store
  • 2 Reward Points per Rs.100 spends done across all other merchant categories


Rewards Redemption

  • Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25

Fuel Surcharge Waiver benefit

  • Get  1 % surcharge waiver on fuel for transaction amount  400 to 5000. The maximum fuel surcharge waiver that can be received on any transaction is Rs. 250 per statement cycle

Fee Waiver benefit

  • Joining fee waived off on expenditure of Rs. 40,000 within 90 days of card setup, renewal fee (second year onwards) waived off on expenditure of Rs. 1.5 lakh in the preceding year

Welcome benefit

  • Vouchers from renowned brands worth Rs. 2,000 on a minimum purchase of Rs. 30,000 within 60 days after card setup.


Lounges access benefit

  • 1 per quarter under Visa domestic lounge program & 1 international per quarter with Priority Pass membership

Dining & Movie benefit

  • NA

Zero Liability Protection

  • Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank.

Insurance Benefit

  • A wide range of travel-related insurance coverage, including Credit Shield, lost card liability, and air accident insurance


Why Should You Choose This Card?

AU Bank With a solid reward rate of 2.5% on utility bill payments and a respectable reward rate of 1% on purchases at grocery and department stores, the VEETA credit card stands out among mid-range credit cards and sets it apart from other bank credit cards. In addition to reward incentives, the card also provides free access to lounges, insurance protection, concierge service, etc. When compared to the HDFC Regalia & SBI Credit Card Prime, Veeta also provides a strong alternative for both Banks. Being new to the card sector.

Fees and Charges on the AU BANK VEETA Credit Card

Fees & Charges


Joining Fees

2999+ Applicable taxes

Renewal Fees

2999+ Applicable taxes

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Foreign Exchange Markup

2.99% of the transaction amount

Finance Charges/Cash Advance Fee

2.50% of the amount

Over Limit Fee

2.50% of the amount

Add on Card Fee


Late Payment Charges

For Amount

  • Less than or equal to Rs 100- Nil
  • From Rs. 100 to Rs. 500- Rs. 100
  • From Rs. 500 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 10,000- Rs.700
  • From Rs. 10,000 to -Rs 20,000 -Rs.800
  • From Rs. 20,000 to Rs 50,000 – Rs .900
  • Above Rs 50,000-Rs.1100

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

FAQs on AU BANK VEETA Credit Card

  • By visiting the AU Bank Vetta Credit Card page on the bank's website and using the "Apply Now" option, you can submit an application. To move forward with the application, you will need to present a few documents, including an identity proof, an address proof, and a proof of income (such as a pay stub or an audited ITR acknowledgment).

  • With this credit card, you may benefit from features like 2X points on online purchases, welcome gifts, access to train lounges, waivers of fuel surcharges, and more.

  • Yes, you get an air accident cover of Rs. 50 lakh with Veeta Credit Card.

  • Yes, you can use VEETA Credit Card for contactless payments for amounts up to Rs. 5,000.

  • You are charged a mark-up fee of 2.99% of the transaction amount of foreign currency transactions made with the AU Bank Vetta Credit Card.

  • Yes, you get 1 complimentary IRCTC lounge access per quarter with AU Bank Veeta Credit Card.

Core Features

Get the Best Benefit with VEETA Credit Card

AU Bank has credit cards suiting everyone’s needs.You can compare and apply for an AU BANK credit card that best matches your spending preferences.

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