ICICI Bank HPCL Super Saver Card

About Card

ICICI BANK HPCL Super Saver Credit Card

In 2021, ICICI Bank launched a co-branded card in partnership with Hindustan Petroleum Chemical (HPCL). The ICICI Bank HPCL Super Saver Card has a special feature that allows you to receive cash back and reward points benefits on all types of purchases, in contrast to most other co-branded cards that only offer these benefits on a single category of purchases. It has a cheap registration fee of Rs. 500 per year and provides cash back and reward points in conjunction with HPCL. You can save up to 5% on all of your purchases, get access to lounges with incredible dining and movie savings, and avoid paying the annual fee if you fulfil the card's spend-based requirements. Continue reading our articles below for more information on this card

Card

Joining Fee

Rewards

Best Suited For

5/5

500+Applicable taxes

Reward Point

Fuel | Shopping

What you'll love

  • A welcome bonus of 2,000 reward points is available when the card’s membership fee is paid within two months of card setup and a minimum spending threshold of Rs. 5,000 is met during the first 45 days.
  • For the first purchase made through the app, a cashback of Rs. 100 will be credited to your HPPay wallet.
  • 5% off on fuel purchases at HPCL stations (4% cashback with a monthly cap of Rs. 200) (4% cashback + 1% fuel surcharge waiver).
  • 1.5% more cashback is available when using the HP Pay app to purchase petrol at HPCL outlets.
  • 1% in addition to the previously announced 4% cashback, fuel surcharges are waived.
  • On utility, grocery, and department store purchases, you can receive 5% cashback in Reward points.
  • 2 Reward Points per Rs. 100 spent on all other purchases.
  • Complimentary 24×7 Road Assistance Service (RAS).
  • Complimentary domestic airport lounge access.
  • 25% off on movie tickets on BookMyShow and Inox movies. Maximum discount capped at Rs. 100 per transaction.
  • Discount at partnered restaurants with the ICICI Bank’s exclusive Culinary Treats Program.

Documents

  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Altura Credit Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5.0 Lakhs per annum

You'll also love

Rewards Benefit

  • 5% back in reward points on grocery, departmental stores and utility bill spends
  • 4% cashback on fuel spends at HPCL fuel pumps
  • Additional 1.5%  back in reward points  on fuel spends on payment at HPCL fuel outlets via the HP Pay app.
  • 2 reward points on every Rs. 100 spent on retail purchases expect fuel

Rewards Redemption

  • The Rewards you earn can be redeemed against cashback or some other options at a conversion rate of 1 Reward Point = Rs. 0.25

Fuel Surcharge Waiver benefit

  • You get a fuel surcharge waiver of 1% across all petrol stations in India.

Fee Waiver benefit

  • Waiver of annual fees (starting in the second year of membership) for those who spent Rs. 1.5 lakh the year before. 

Welcome benefit

  • When the membership cost is paid within two months and at least Rs 5,000 is spent within the first 45 days of card issuance, you will receive 2,000 bonus reward points, as well as Rs 100 in HP Pay app cashback on your first fuel purchase of Rs 1,000 or more.

Lounges access benefit

  •  1 complimentary domestic airport lounges access in each quarter.

Dining & Movie benefit

  • A 25% discount (capped at Rs. 100 per transaction) on cinema tickets purchased separately through BookMyShow and Inox, as well as dining incentives through the ICICI Bank Culinary Treats Program.

Zero Liability Protection

  • Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank

24X7 Roadside Assistance Service: 

  • The card offer the following 24X7 Road Side Assistance service under the Automobile Associated Privileges as complimentary benefit:
  • 24X7 toll free helpline
  • On site roadside repair for flat tyre, dead battery, minor fuse problem, etc.
  • Towing of Vehicle in case of electrical issues, wrong fueling, mechanical failure, road accidents, etc. You also get custody service, if towing of the vehicle takes time and you are in hurry
  • Taxi services for up to 50 kms in case of breakdown or accidents
  • All service are assisted under the customer conference calling with assistance provide and Partners
  • Fuel delivery in case of empty fuel tanks up to 5 litres
  • Locked/Lost key benefits that provides the assistance to get the spare key from your residence
  • Accomodation/Emergency assistance for arranging hotel or medical service in case of accident or breakdown
  • Vehicle Repatriation service on case the card repair takes more than two days after towing. You can get your car repatriated back to your hometown for a distance of up to 100 Kms.  For places beyond 100kms, the service is provided on a  chargeable basis.
  • You can also get a replacement car for local use at prevalent market rates

Why Should You Choose This Card?

The ICICI Bank HPCL Super Saver card offers a very good reward rate of 5% on fuel purchases (4% cashback and 1% surcharge waiver), and you also earn ICICI Reward points on all other purchases. It is an entry-level card with the lowest joining fees of Rs 500, which can also be waived with spending requirements. The Visa Domestic Lounge programme offers free domestic lounge visits as one of this card’s main features. Nevertheless, if you want to use your card for regular fuel purchases, you should think about the HPCL Super Savings credit card from the ICICI bank.

Fees and Charges on the ICICI BANK HPCL SUPER SAVER Credit Card

Fees & Charges

Amount/Rate

Joining Fees

500+ Applicable taxes

Renewal Fees

500+ Applicable taxes

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Reward redemption Fee

Rs. 99 per redemption request

Foreign Exchange Markup

3.49% of the transaction amount

Finance Charges/Cash Advance Fee

2.5% of the transaction amount or subject to a minimum fee of Rs.300

Over Limit Fee

2.50% of the amount

Add on Card Fee

Nil

Late Payment Charges

For Amount

  • Less than or equal to Rs 100- Nil
  • From Rs. 100 to Rs. 500- Rs. 100
  • From Rs. 500 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 10,000- Rs.750
  • From Rs. 10,001 to -Rs 25,000 -Rs.900
  • From Rs. 20,001 to Rs 50,000 – Rs .1000
  • Above Rs 50,000-Rs.1200

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

FAQs on ICICI BANK CORAL Credit Card

  • Unfortunately, add-on cardholders do not qualify for this card's 2,000 reward point welcome bonus. Only holders of primary cards are eligible.

  • If you spend more than Rs. 1.5 lakh with this card during the anniversary year, you are entitled for a 500 rupee yearly fee waiver starting in the second year.

  • Yes, the card offers a fuel surcharge waiver of 1% over and above the cashback benefit of 4%

  • You can exchange your earned reward points for cashback or gifts by getting in touch with the ICICI Bank Credit Card customer service.

  • The card offers 2 pay back points per Rs. 100 on international transactions.

  • No, you don’t get any golf benefits with this credit card.

Core Features

HPCL Super Saver Credit Card-Saving with extra Benefit

ICICI  Bank has credit cards suiting everyone’s needs.You can compare and apply for an ICICI BANK credit card that best matches your spending preferences.

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