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About Card

SBI SimplyCLICK Credit Card

SBI Simply CLICK Credit Card is an entry-level credit card that is best suited for that customers who are frequent online shoppers, for online shopping as you get a high reward rate of 2.5% at some of the most popular online shopping platforms/travel websites including Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dineout, and Lenskart, you get a decent reward rate of 1.25% on other online spends and 0.25% on all offline spends on Simply click know more about this card keep reading the below articles


Joining Fee


Best Suited For

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SBI SimplyCLICK Credit Card


₹ 499 (plus applicable taxes)

Reward Points


What you'll love

  • Avail of Gift vouchers worth Rs. 500 from Amazon as a welcome benefit.
  • Avail an E-voucher from ClearTrip worth Rs 2,000 on net annual spends of Rs 1,00,000 and Rs 2,00,000 each.
  • Earn 10X Reward Points on online spending at partner merchants including popular websites like Amazon, BookMyShow, Apollo24x7, etc.
  • Earn 5X Reward Points on all other online spends using your SBI SimplyClick Credit Card.
  • Earn 1 Reward Point per Rs. 100 on all offline spends except fuel.
  • Annual fee waiver of Rs. 499 on the annual spending of Rs 1,00,000.
  • 1% fuel surcharge waived for all purchases of fuel between Rs. 500 and Rs. 3,000.


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

You'll also love

Rewards Benefit

  • Earn 10 reward points per Rs. 100 spent on online purchases made on Apollo24X7/ BookMyShow/ Cleartrip/ Eazydiner/ Lenskart/ Netmeds
  • Earn 5 reward points per Rs. 100 spent on all other online purchases
  • Earn 1 reward point per Rs. 100 spent on other categories

Reward Redemption:

  • Reward points can be redeemed on the Sbi Rewardz portal, 1 Reward point is equal to 0.25 paisa

Welcome Benefit

  • Get an Amazon e-voucher worth Rs. 500 as a welcome benefit after paying the annual fees.

Fee Waiver

  • Get a Renewal  fee waiver on spending 1 lakh or more in the previous year

Fuel surchager wavier

  • Get a 1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 3,000. ( max waiver capped Rs 100)

Insurance benefit

  • NIL

Why Should You Choose This Card?

Sbi Simply clicks card is one of the most demanding cards in the market because of its feature and benefits, with an annual fee of Rs. 500, you can earn up to 10X reward points on your purchases at merchants, complimentary e-gift vouchers on achieving successfully milestones, you also get a gift voucher worth Rs 500 on making payment for annual fees, so if you don’t want to pay high annual fees, but want to get maximum benefits of the credit card, Sbi simply click is one of the best options for you.

Fees and Charges on the SBI SimplyCLICK Credit Card

Fees & Charges


Joining Fees

499+ Taxes

Renewal Fees

499+ Taxes, Renewal fee waiver on spending 1 lakh or more in the previous year

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Foreign Exchange Markup


Finance Charges/Cash Advance Fee

2.50% of the amount

Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Rs.500 –  Nil
  • Rs. 500 – Rs. 1000 – Rs. 400
  • Rs. 1000 – Rs. 10,000 – Rs. 750
  • Rs. 10,000 – Rs. 25,000 – Rs. 950
  • Rs. 25,000 – Rs. 50,000 – Rs. 1100
  • Rs. 50,000 – Rs. 1300 

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

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