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About Card

Yes Prosperity Edge Credit Card

The card offers exclusive rewards to its customers with a prosperous life as suggested by its name.  With the lowest joining fee of Rs. 399, it has some really great key features, such as exciting reward points, spend-based bonus offers, and Joining & renewal fee waivers with spending conditions, complimentary travel benefits, fuel surcharge waivers, etc. the renewal the fee will be waived on spending Rs. 75,000 or more in the previous for the cardholder. This was just a glimpse of the YES Bank Prosperity Edge credit card & its benefits; to know more, refer to the information given below:


1st Year Fee


Best Suited For

Yes Prosperity Edge Credit Card


₹ 399+ taxes as applicable

Reward Point


What you'll love

  • 4 Reward points for every 200 rs spent on retail shopping
  •  2 Reward points on every 200 rs spent on other categories like utility bill payment and grocery.
  • 399 Joining fees, with a waiver of  spending 75000   in 12 months from the date of card issuance
  • 15,000 bonus points on spending Rs. 6 lakhs or more in an anniversary year


  • Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega

  • Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old

  • Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement

Eligibility For Prosperity Edge Card

  • For Salaried

    Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 50,000

  • For Self Employed

    Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹7.5 Lakhs per annum

You'll also love

Rewards Benefits

Milestone Benefit

Get 15000 bonus reward points on spending 6 lac in 12 months

Renewal Fee Waiver

Get a waiver of the renewal fee of 399, on spending 75k in 12 months

Prefered Reward Point

 Get 4 Reward Points on every Rs. 200 spent on all categories except select categories, 2 Reward Points on every Rs. 200 spent on select categories, and 500 Reward Points on each Yes PayNow registration.

Multiple Redemption Offer

Yes bank gives you multiple ways to redeem your reward point

  •  Shope on Yes bank’s exclusive  reward catalog
  • You can convert your reward point into intermingles and Club Vistara points ( 10 Point=1 intermingles/1Club Vistara point)
  • Book hotel, flight ticket & movie ticket with your reward point

Lounges & Golf Access

  •  Get 1 Complimentary lounges access every quarter on a card 
  • Get Complimentary Priority Pass Membership (available on request) for Primary Cardholders only. US $27+GST lounge access charges apply on lounge access at airports for Cardmember(s) and for each guest visit with a Yes Bank Credit card
  • Get 4 complimentary rounds of green fees per calendar year at select golf courses in India
  • Get 1 complimentary golf lesson every calendar month at select golf courses in India.

Insurance Benefit

  • Get Flight Accident Insurance Cover of up to Rs. 50 lakh
  • Get Emergency overseas hospitalization cover Rs. 15 lakh
  • Get Credit Shield cover in case of accidental death of the primary cardholder

Fuel Surcharge Wavier

  • Avail 1% fuel surcharge waiver at all fuel stations in across India for Transactions between 400 to 5000.

Why Should You Choose This Card?

Yes, the bank Prosperity edge card is good for you, if you do not want to pay a big amount on joining fees, You get amazing deals and offer rewards points, also get benefits on travel, lounges, golf, and a good amount of insurance cover with this card. The best part of this card is, you can get 15000 bonus points if you spend 6 lac in 12 months.


For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 50,000

For Self Employed

  • Indian National
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹7.50 Lakhs per annum

Fees and Charges on the Yes Prosperity Edge Credit Card

Fees & Charges


Joining & Renewal Fees

399+ Taxes Renewal fees waived, on spending of 75000 in 12 months from the date of issuance

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Finance Charges/Cash Advance Fee

3.60% of the amount

Foreign Exchange Markup


Over Limit Fee

2.50% of the amount

Late Payment Charges

For Amount

  • Below  or equal to Rs. 100- Nil
  • From Rs. 101 to Rs. 500- Rs. 150
  • From Rs. 501 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 20,000- Rs. 750
  • Above Rs. 20,000- Rs. 1,000

Add On Card Fee

Nil ( Upto 3 cards can be issued)

Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

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FAQs on Yes Prosperity Edge Credit Card

  • You can contact to Yes bank customer care via different platform like, custmore care no 1800 103 1212 (Toll-Free for Mobile & Landlines in India) +91 22 4935 0000 (When Calling from Outside India) Email us at [email protected]

  • Yes there is renewal fee of Rs 399+taxes,but if you spend 75000 in a year your renewel fee waiver will be applicable on your card.

  • You can make YES Bank Credit Card bill payment through the following medimum, if you are account holder you make payment through you netbanking and mobile banking, and even for other customer,payment can be done through Neft/bill desk,aur third party app like cred,phone pay , paytm. Alternatively, requests can also be made through net banking. The cash redemption option is available under 'Cards > Enquire > Redeem Reward Points > Cash Redemption' in the net banking account.

  • No, the YES Prosperity Edge credit card doesn’t provide any welcome benefits.

  • It provides you 4 complimentary rounds of green fees every year at selected golf courses in India and 1 complimentary golf lesson each month.

  • You get 4 Reward points on every spend of Rs. 200 on retail purchases, and 2 Reward points on every other spend, such as tax payments, postal services, groceries, supermarkets, etc.