About Card
Yes Prosperity Edge Credit Card
The card offers exclusive rewards to its customers with a prosperous life as suggested by its name. With the lowest joining fee of Rs. 399, it has some really great key features, such as exciting reward points, spend-based bonus offers, and Joining & renewal fee waivers with spending conditions, complimentary travel benefits, fuel surcharge waivers, etc. the renewal the fee will be waived on spending Rs. 75,000 or more in the previous for the cardholder. This was just a glimpse of the YES Bank Prosperity Edge credit card & its benefits; to know more, refer to the information given below:
Card
1st Year Fee
Rewards
Best Suited For
Yes Prosperity Edge Credit Card
₹ 399+ taxes as applicable
Reward Point
Shopping
What you'll love
- 4 Reward points for every 200 rs spent on retail shopping
- 2 Reward points on every 200 rs spent on other categories like utility bill payment and grocery.
- 399 Joining fees, with a waiver of spending 75000 in 12 months from the date of card issuance
- 15,000 bonus points on spending Rs. 6 lakhs or more in an anniversary year
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility For Prosperity Edge Card
For Salaried
Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 50,000For Self Employed
Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹7.5 Lakhs per annum
You'll also love
Rewards Benefits
Milestone Benefit
Get 15000 bonus reward points on spending 6 lac in 12 months
Renewal Fee Waiver
Get a waiver of the renewal fee of 399, on spending 75k in 12 months
Prefered Reward Point
Get 4 Reward Points on every Rs. 200 spent on all categories except select categories, 2 Reward Points on every Rs. 200 spent on select categories, and 500 Reward Points on each Yes PayNow registration.
Multiple Redemption Offer
Yes bank gives you multiple ways to redeem your reward point
- Shope on Yes bank’s exclusive reward catalog
- You can convert your reward point into intermingles and Club Vistara points ( 10 Point=1 intermingles/1Club Vistara point)
- Book hotel, flight ticket & movie ticket with your reward point
Lounges & Golf Access
- Get 1 Complimentary lounges access every quarter on a card
- Get Complimentary Priority Pass Membership (available on request) for Primary Cardholders only. US $27+GST lounge access charges apply on lounge access at airports for Cardmember(s) and for each guest visit with a Yes Bank Credit card
- Get 4 complimentary rounds of green fees per calendar year at select golf courses in India
- Get 1 complimentary golf lesson every calendar month at select golf courses in India.
Insurance Benefit
- Get Flight Accident Insurance Cover of up to Rs. 50 lakh
- Get Emergency overseas hospitalization cover Rs. 15 lakh
- Get Credit Shield cover in case of accidental death of the primary cardholder
Fuel Surcharge Wavier
- Avail 1% fuel surcharge waiver at all fuel stations in across India for Transactions between 400 to 5000.
Why Should You Choose This Card?
Yes, the bank Prosperity edge card is good for you, if you do not want to pay a big amount on joining fees, You get amazing deals and offer rewards points, also get benefits on travel, lounges, golf, and a good amount of insurance cover with this card. The best part of this card is, you can get 15000 bonus points if you spend 6 lac in 12 months.
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 50,000
For Self Employed
- Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹7.50 Lakhs per annum
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Fees and Charges on the Yes Prosperity Edge Credit Card
Fees & Charges
Amount/Rate
Joining & Renewal Fees
399+ Taxes Renewal fees waived, on spending of 75000 in 12 months from the date of issuance
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Finance Charges/Cash Advance Fee
3.60% of the amount
Foreign Exchange Markup
3%
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Below or equal to Rs. 100- Nil
- From Rs. 101 to Rs. 500- Rs. 150
- From Rs. 501 to Rs. 5,000- Rs. 500
- From Rs. 5,001 to Rs. 20,000- Rs. 750
- Above Rs. 20,000- Rs. 1,000
Add On Card Fee
Nil ( Upto 3 cards can be issued)
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
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FAQs on Yes Prosperity Edge Credit Card
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How can I contact to Yes bank Credit card customer Care?
You can contact to Yes bank customer care via different platform like, custmore care no 1800 103 1212 (Toll-Free for Mobile & Landlines in India) +91 22 4935 0000 (When Calling from Outside India) Email us at [email protected]
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Is there a renewal fee on YES Prosperity Edge Credit Card?
Yes there is renewal fee of Rs 399+taxes,but if you spend 75000 in a year your renewel fee waiver will be applicable on your card.
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Where can I make the payment for Yes bank credit card?
You can make YES Bank Credit Card bill payment through the following medimum, if you are account holder you make payment through you netbanking and mobile banking, and even for other customer,payment can be done through Neft/bill desk,aur third party app like cred,phone pay , paytm. Alternatively, requests can also be made through net banking. The cash redemption option is available under 'Cards > Enquire > Redeem Reward Points > Cash Redemption' in the net banking account.
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Does this Card provide welcome benefit?
No, the YES Prosperity Edge credit card doesn’t provide any welcome benefits.
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What are the Golf benefit provided by the Yes Prosperity Edge Card?
It provides you 4 complimentary rounds of green fees every year at selected golf courses in India and 1 complimentary golf lesson each month.
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What is the reward rate of Yes Prosperity Edge Card
You get 4 Reward points on every spend of Rs. 200 on retail purchases, and 2 Reward points on every other spend, such as tax payments, postal services, groceries, supermarkets, etc.