About Card
SBI SimplySAVE Credit Card
SBi simply save card is a great choice for the user who wants are new to credit and don’t want to use high charges cards, With an annual fee of Rs. 499, the cardholder gets 2,000 Bonus Reward points as a welcome benefit which is similar to Rs 500, means you get your 499 rs back You also earn reward point on online shopping, Dinning, movie, departmental and grocery.With spending of Rs 1 lakh in a year option of Renewal fee waiver is also available. To know more about the card keep reading the below articles
Card
Joining Fee
Rewards
Best Suited For
SBI SimplySAVE Credit Card
₹ 499 (plus applicable taxes)
Reward Points
Shopping
What you'll love
- On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.
- 1 Reward Point for every spends of Rs. 100.
- 10X Reward Points on spending movies, dining, grocery categories, and departmental stores.
- Annual renewal fee reversed on the expenditure of a minimum of Rs. 1 lakh in the preceding year.
- 1% fuel surcharge wavier.
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
You'll also love
Rewards Benefit
- Get 10 Rewards points per 150 Rs spent on movies, dining, grocery categories, and departmental stores.
- Get 1 Rewards point per 150 Rs spent on other categories
Reward redemption:
- Reward points can be on Sbi Rewardz portal,,,, 4 Reward point is equal Rs 1
Welcome Benefit
- 2,000 bonus reward points on spending Rs. 2,000 within 60 days of card issuance
Fee Waiver
- Get a Renewal fee waiver on spending 1 lakh or more in the previous year
Fuel surchager wavier
Get a 1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 3,000.
Insurance benefit
- Na
Why Should You Choose This Card?
If you are a first-time credit card user you can start your journey with Sbi simply save the nominal annual fee of just Rs. 499, and you get reward points, on movies and dining spends,if you shop frequently online this card would be more suitable pick for you & No doubt if you are a new user and looking for a basic credit card with reward benefits, you should undoubtedly apply for this one
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 20,000
For Self Employed
- Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹20,000 per month
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Fees and Charges on the SBI SimplySAVE Credit Card
Fees & Charges
Amount/Rate
Joining Fees
499+ taxes
Renewal Fees
499+ Taxes, Renewal fee waiver on spending 1 lakh or more in the previous year
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Foreign Exchange Markup
3.50%
Finance Charges/Cash Advance Fee
2.50% of the amount
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Rs.500 – Nil
- Rs. 500 – Rs. 1000 – Rs. 400
- Rs. 1000 – Rs. 10,000 –Rs. 750
- Rs. 10,000 – Rs. 25,000 – Rs. 950
- Rs. 25,000 – Rs. 50,000 – Rs. 1100
- Rs. 50,000 – Rs. 1300
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
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FAQs on SBI SimplySAVE Credit Card
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Does this card offer lounges access?
No , you don’t get anyt lounges access with this card
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Can I use this card on utiiltiy bill payment?
Yes, you can pay electricity, mobile, telephone, and other bills using the EasyPay facility provided by SBI Card.
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Can I get waiver on annual fee?
Renewal fee can be waived off on incurring Rs. 1 lakh in the previous year
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How can I make payment for my card?
You can make payment by using net banking or can pay by loging into official website of the card. the online payment options include NEFT, electronic bill payment, National Automated Clearing House (NACH), Visa credit card pay, pay via debit card etc. You can pay the credit card bill offline by cash, cheque, demand draft and SBI ATM.
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Can I increase my credit card limit?
Enhancemnet in credit card limit is depend on your repayment behaviour with bank, if you maintain good record bank enhance your credit limit