About Card
SBI Prime Credit Card
The SBI Prime Credit Card is the ideal credit card because it meets all of the customer's needs, including those for dining, golfing, and lounge access. It has an annual fee of Rs 2999 and offers complimentary membership to Priority Pass, Club Vistara, and Trident Red Tier as some of the travel benefits that cardholders with Sbi Prime can take advantage of. You can also earn 10 reward points for dining, groceries, and departmental purchases for every Rs 100 spent. Continue reading our post to learn more about the Sbi Premier Credit Card.
Card
Joining Fee
Rewards
Best Suited For
₹ 2,999 (plus applicable charges)
Reward Points
Travel | Shopping
What you'll love
- Gift voucher (worth Rs. 3,000) as a welcome offer upon card issuance.
- 10 Reward Points for every spend of Rs. 100 on dining, movies, groceries, and departmental store spends.
- For other retail spends, get 2 RPs on every transaction of Rs. 100.
- E-Gift Voucher worth Rs. 7,000 from Yatra or Pantaloons on spending Rs. 5 lakh in a year.
- A Pizza Hut e-voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter.
- Renewal fee waived off on an expenditure of Rs. 3 lakhs or more in the last year.
- 4 complimentary international airport lounge access every year (max 2 per quarter).
- 8 complimentary domestic airport lounge access every year (max 2 in a quarter).
- Complimentary Club Vistara Silver Membership.
- Complimentary Trident Privilege Red Tier Membership.
- 20 Reward points for every spend of Rs. 100 on birthday (max cap of 2,000 Reward Points on birthday spends).
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility For EMI Card
For Salaried
Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 25,000For Self Employed
Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹5.0 Lakhs per annum
You'll also love
Rewards Benefit
- Earn 5x Reward on Dinning and movie spends
- 10 Reward Point for every 100 Rs at departmental store,movie, dinning,2 reward points for every rs 100 spent on all other retail.
Rewards Redemptions:
- Reward Point can be redeemed on Sbicard.com for gift voucher, 1 Reward point is equal to 0.25 paisa.
Travel Benefit
- Complimentary membership of Trident Privilege Red Tier , Club Vistara Silver.
Lounges access benefit
- 8 Complimentary access to domestic airport lounges (2 per quarter), 4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter)
Lounges access benefit
- 1 Complimentary golf lesson every month and also upto 50% on golf games, 4 complimentary round of Golf lesson
Insurance cover benefit
- Air accident cover worth Rs 50 lakh, and fraud liability cover worth Rs 1 lakh, applicable from 48 hours prior to 7 days post reporting about the loss of the card to the bank
Zero Liability Protection
- Fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting the loss of card to the bank.
Fuel Surcharge waiver
- 1% fuel surcharge waiver applicable on every fuel transaction between Rs. 500 to Rs. 4,000 (maximum waiver of Rs. 250 in a month).
Renewal fee waiver benefit
- Renewal fee is waived off if a minimum of Rs. 3 lakhs were spent in the previous year
Why Should You Choose This Card?
If you want to hold a card with premium advantages across several categories but do not want to pay a heavy annual fee, the SBI Prime Credit Card is one of the finest options for you. The advantages provided by this credit card are extremely excellent for a cost of Rs. 2,999. You can get free domestic and international lounge access, exclusive memberships, e-gift cards, milestone benefits, up to 10X reward points on specific categories, and many other benefits with this credit card. The joining cost for this card is Rs. 2,999, which is reasonable given the Rs. 3,000 in welcome perks it gives. Generally speaking, if you travel regularly and require access to airport lounges or want to take advantage of premium services like car rentals, hotel stays, airport transfer services, etc., then this card may be a smart choice for you. The best credit cards on the market, however, can be found if you’re searching for a credit card that gives advantages in a particular sector.
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 25,000
For Self Employed
- Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹5 Lakhs per annum
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Fees and Charges on the SBI Prime Credit Card
Fees & Charges
Amount/Rate
Renewal Fees
2999+ Taxes Renewal fees waived, on the spending of 200000 in 12 months from the date of activation
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Foreign Exchange Markup
3.50% of the international transaction
Finance Charges/Cash Advance Fee
3.50% of the amount ( Subject to a minimum amount of Rs 500)
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Up to Rs. 500: Nil
- Rs. 500 up to Rs. 1,000: Rs. 400
- Rs. 1,000 up to Rs. 10,000: Rs. 750
- Rs. 10,000 up to Rs. 25,000: Rs. 950
- Rs. 25,000 up to Rs. 50,000: Rs. 1,100
- Above Rs. 50,000: Rs. 1,300
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
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FAQs on SBI Prime Credit Card
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Can I apply offline for SBI Prime Credit Card?
Yes, you can apply online as well as offline for this credit card. To apply offline, you can visit any of the nearest SBI Bank branches and contact an executive. If you want to apply online, you can visit the official website of SBI Card and fill out an application form..
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How can I activate my SBI Prime Credit Card?
By going into your SBI Card account and selecting the "Card Activation" option under the "Requests" menu, you can activate your credit card. After that, you must choose your credit card and press the "activate" button to start using your card. You can also activate your SBI Credit Card via a mobile app in addition to this.
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What is the SBI Credit Card customer care number?
SBI Credit Card users can contact the customer service by calling on the toll-free number on 1800-11-2211 or 1800-425-3800. You can also call on the other SBI Credit Card customer care number– (STD Code) 39020202. However, normal call charges may apply on this number.
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Can I earn a fuel surcharge waiver on every transaction via SBI Prime Credit Card?
No, on transactions between Rs. 500 and Rs. 4,000, you can receive a 1% fuel cost waiver. Unfortunately, you are only eligible for a maximum monthly fuel surcharge remission of Rs. 250. This is applicable to all of your transactions at Indian petrol stations.