About Card
SBI BPCL Credit Card
SBI BPCL Credit Card, launched by SBI in collaboration with Bharat Petroleum, gives 4.25% value-back on fuel purchases at BPCL petrol pumps, apart from fuel benefits, you also get accelerated 5X Reward Points on spends on departmental stores, dining, movies, and grocery categories. Keep reading the article to know more about this SBI BPCL card
Card
Joining Fee
Rewards
Best Suited For
What you'll love
- Get 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of the joining fee.
- Get 1 Reward Point per Rs. 100 spent with the card.
- Earn 5X Reward Points on departmental stores, groceries, dining, and movie spending.(Up to 5000 Reward Points per month)
- Earn 13X Reward Points on fuel spending at BPCL filling stations. (Maximum 1300 Reward Points per billing cycle)
- Avail1% fuel surcharge waived off at all filling stations across India for transactions up to Rs. 4,000(max waiver capped at Rs. 100 per month).
- Annual renewal fee waived off on an expenditure of Rs. 50,000 in the preceding year.
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
You'll also love
Rewards Benefit
- 13X reward points equivalent to 3.25% + 1% fuel surcharge waiver on every transaction of up to Rs. 4,000) at any BPCL petrol pump
- 5X reward points on every Rs. 100 spent at groceries, departmental stores, movie tickets, and dining
- 1 reward point for every Rs. 100 spent on non-fuel retail purchases
- 2,000 bonus reward points worth Rs. 500 on the payment of the joining fee
Reward redemption
Reward points can be redeemed against gift vouchers on sbicard.com or on SBI mobile app, for purchases at BPCL petrol stations, and against cash (card’s statement balance). 4 Reward Points = Re. 1.
Fuel Surcharge Waiver Benefit
- Get a 1 % surcharge waiver on fuel at all station in India for transaction amount up to 5000. ( max capping Rs 100)
Fee Waiver Benefit
- Get a Renewal fee waiver of 50000 in 365 days from the date of card issuance
Movie Dinning Benefit
- Get 5x Reward Points on movie and Dinning spends.
Domestic & International lounge Benefit
- N/A
Domestic & International lounge Benefit
- N/A
Travel Benefit
- N/A
Golf Benefit
- N/A
Zero liability Protection benefit
- Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank
Why Should You Choose This Card?
BPCL SBI Credit Card is an entry-level card with a low joining fee of Rs 499, offers a good value back of 4.25% (including the surcharge waiver of 1%) on fuel purchases also a reward rate of 1.25% on the movie, dining, grocery, and departmental store spends. you should get this card if your fuel expenditure makes for a considerable portion of your overall monthly budget, So the more you spend on fuel, the more value back you will get.
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Fees and Charges on the SBI BPCL Credit Card
Fees & Charges
Amount/Rate
Renewal Fees
499+ Taxes Renewl fees waived, on spending of 50000 in 3 anniversary year
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Foreign Exchange Markup
3.50% of the international transaction
Finance Charges/Cash Advance Fee
2.50% of the amount
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Less than Rs. 500: Nil
- Rs. 500 up to Rs. 1,000: Rs. 400
- Rs. 1,000 up to Rs. 10,000: Rs. 750
- Rs. 10,000 up to Rs. 25,000: Rs. 950
- Rs. 25,000 up to Rs. 50,000: Rs. 1,100
- Amount over Rs. 50,000: Rs. 1,300
Add On Card Fee
Nil
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
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FAQs on SBI BPCL Credit Card
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How can I apply online for SBI BPCL Credit Card?
You can apply for this credit card online through the official website of SBI Card and fill out an application form. However, if you want to apply offline, then you can visit any of the nearest branches of SBI Bank
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Can I transfer my outstanding balance facility from any other bank’s credit card to SBI BPCL Credit Card?
Yes, BPCL SBI Card offers a ‘Balance Transfer’ facility through which you can transfer your outstanding balance from any other bank’s credit card to your SBI Card. For this, you can contact the bank and ask the representative about your query.
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What is the maximum fuel surcharge waiver offered by SBI BPCL Credit Card?
You can avail a fuel surcharge waiver of 1% of your transactions of up to Rs. 4,000 at any BPCL petrol pumps across India’
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Can I I get annual fee waiver?
Yes, Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year.