DealstohdekhoAU Small Finance Bank

AU Bank

AU Small Finance Bank

AU SMALL FINANCE BANK is an Indian private sector bank that was founded in 1996 as auto finance Company “ AU Finance” which was later on converted in AU SMALL FINANCE BANK in April 2017, Along with all its great services, it offers several exclusive credit cards in different categories, From rewards points and cashback discounts cards to shopping and travel, AU SMALL FINANCE BANK Credit Cards are issued in all categories.  it might be difficult for you to choose a card that fits you the best. To help you out in choosing the right credit card, we are here with the list of all AU SMALL FINANCE Bank Credit cards in India so that you can go through all of them, their feature & benefits, fees & charges, and apply for the one that seems to be best suited for you.



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Choose Your Credit Card

How to apply for AU Small Finance Bank Credit Card?

  • You can apply for a credit card, both online and offline. Post-COVID-19 pandemic, the credit card application process has been digitized, making it simpler and faster.
  • Apply for an online Credit card & Get instant online approval.
  • You can Compare & Apply for a Credit Card on dealstohdekho by Following 3 Simple Steps:

Get your AU Credit Card in Just 3 Simple Steps

Step 1

Inupt your Details

Enter you details on application link received on your text message and lest us know your detail and card requirement

lifetime free credit card

Step 2

Complete application

Complete your VKYC (Video Call Process),Sign the application digitally to get your card.

Step 3

Best offer for you

Basis your details we fetch best offer for you.

Documents & Eligibility For AU Small Finance Bank


Documents Required For Credit Card

Self-Employed &  Salaried  seeking Credit Card  will have to furnish below mentioned documents to start the Credit card process.


For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 35,000

For Self Employed

  • Indian national
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹6 Lakhs per annum

Fees and Charges on the AU Small Finance Bank

Fees & Charges


Joining & Renewal Fees

Varies for all AU credit card

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Reward Redemption Fee

Rs 99 on every redemption request

Finance Charges/Cash Advance Fee

3.60% of the amount

Over Limit Fee

2.50% of the amount( subject to minimum charges of 500)

foreign Currency Markup Fee

2.00% of the foreign currency amount

Fuel Surcharge Wavier

1% fuel surcharge waiver at all fuel stations

Late Payment Charges

For Amount

  • Less Than Rs 100- Nil
  • Rs 100 to to Rs 500 – Rs 100
  • Rs 501 to  Rs 5000- Rs 500
  • Rs 5001 to Rs 10000- Rs 700
  • Rs 10001 to Rs 25000- Rs 800
  • Rs 25001 to  Rs 50000- Rs  900
  • Over Rs 50000- Rs 1100

Add On Card Fee


Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

Key Highlights of the AU Small Finance Bank

  • This is the first card in India that allows you to customise the features whatever you like. Let's examine the four striking features that distinguish our product from competing offerings.

  • Apply Online and get instant decision on your credit card application

  • With Au Bank credit card you get so many great offer on all leading brands and food chain

  • You also get life time free credit card with loaded of great feature and benefit

  • With Au bank credit card you can save your money by wavier of surcharge on fuel

  • If the credit card is lost, users have zero liability for any fraudulent transactions made with the card after reporting the loss to the bank. You also get protection against card counterfeit/skimming and online frauds.

  • Leverage revolving credit facilities at nominal interest rates on A U Bank Credit Cards

  • All four credit cards offered by the AU Bank come with different reward rates and provide different types of rewards, such as reward points, cashback, which give you good return on your spends

Benefit Of AU Small Finance Bank

  • Welcome Benefit:  AU  BANK welcome benefit on activation of card to the card inform of  voucher,  bonus reward point, accelerated cashback gift voucher and much more.Card user can avail welcome benefit on successful payment of Joining fees.
  • Reward points & Cashback:  If every time  you use AU credit card you get reward points or cashback or sometimes in the form of intermiles as well.Cardholder can redeem earn reward point against endless  option of their choice.
  • Milestone benefit: Cardholder can avail the milestone benefit on successfully achieving the spend base condition on card .Milestone benefits are similar like welcome benefits like complimentary membership, gift vouchers, reward points, air ticket and much more.  
  •  Travel benefit:  AU credit card, also offer travel benefit like complimentary airport lounges domestic and international ,complimentary air ticket, stay voucher of premium hotel and many more.
  • Fuel Surcharge waiver benefit: With AU credit card you can get 1% fuel surcharge wavier across India.

Core Features

One Card with Many Possiblities

Au Credit Cards offer you a world of privileges, rewards, and complimentary benefits. You can compare and apply for an AU credit card that best matches your spending preferences.

Frequently Asked Questions

  • You can apply AU credit card in just few simple steps, can apply through digital platform developed by bank

  • Pan card ,Addhar Card,Valid address proof and income documents are required to apply a credit card

  • Minimum age at the time of application should be 21 years Maximum age should be 60 years or retirement age whichever is earlier. Minimum net monthly income should be Rs.35000 Should have completed minimum 2 years in employment and minimum 1 year in the current organisation. Should have completed minimum 1 year of stay at the current residence, if rented.

  • Now you can get instant online approval in just few minutes,after approval done card delivery takes 3 to 7 working days.

  • There are various option available to make the payment of Credit Card,most perferable optoin is online payment from respective bank portal & netbanking application ,secondary is third party application like Paytm,Phone pay,Cred,aur mobikiwik..etc…

  • You can get upto 3 LIFETIME FREE Add on Credit Cards issued to your family members. Annual Card fee is not applicable to Add-on cards.

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Get your AU Small Finance Bank Card today