AU Bank
AU Small Finance Bank
AU SMALL FINANCE BANK is an Indian private sector bank that was founded in 1996 as auto finance Company “ AU Finance” which was later on converted in AU SMALL FINANCE BANK in April 2017, Along with all its great services, it offers several exclusive credit cards in different categories, From rewards points and cashback discounts cards to shopping and travel, AU SMALL FINANCE BANK Credit Cards are issued in all categories. it might be difficult for you to choose a card that fits you the best. To help you out in choosing the right credit card, we are here with the list of all AU SMALL FINANCE Bank Credit cards in India so that you can go through all of them, their feature & benefits, fees & charges, and apply for the one that seems to be best suited for you.
- Age: To apply the credit card age is required 21 year to 60 year last
- Income: Your income should be minimum 35000 per month
- Occupation: All salaried and self employed can apply for the credit card
- Credit Score: Cibil score allowed for the credit card is 700, good cibil score enhance the chance of approval
- Valid Documents: applicant should have all valid document like income and residence address proof,also should be indian local resident
CALL ANYTIME
9818143349
6E Rewards XL IndiGo HDFC Bank Credit Card
Best suited for: Rewards
Income Eligibility:- ₹50,000/-month
Joining Fees:- ₹500/-
Annual Fees:- ₹500/-
(Waived off on spending Rs. 50,000 in a year)
HDFC Millennia Credit Card
Best suited for: Cashback & Online Shopping
Income Eligibility:- ₹35,000/-month
Joining Fees:- ₹1000/-
Annual Fees:- ₹1000/-
(Waived off on spending Rs. 1 lakh in a previous year)
HDFC Moneyback Credit Card
Best suited for: Shopping
Income Eligibility:- ₹25,000/-month
Joining Fees:- ₹500/-
Annual Fees:- ₹500/-
(Waived off on spending Rs. 50,000 in a year)
InterMiles HDFC Bank Signature Credit Card
Best suited for: Travel
Income Eligibility:- ₹50,000/-month
Joining Fees:- ₹500/-
Annual Fees:- ₹500/-
(Waived off on spending Rs. 50,000 in a year)
Choose Your Credit Card
AU BANK Lit Credit Card
Joining Fees:- ₹NIL/-
Annual Fees:- ₹NIL-
Best Suited for:- Travel| Movies
customizable Credit card,Nil Joining & Annual Fee Free Membership of Zee5, Amazon Prime and Cult.fit,lounge access,10X or 5X RP on all online and offline purchase
AU BANK Altura Credit Card
Joining Fees:- ₹/199-
Annual Fees:- ₹199-
Best Suited for:- Shopping
5% Cash back on Retail,2% cash back on groceries,1% cashback on other spends , 50 every month on achieving milestone,railway lounges access,Zero liability protection
AU BANK Xcite Ultra Credit Card
Joining Fees:- ₹/NIL-
Annual Fees:- ₹/NIL-
Best Suited for:-Travel| Shopping
500 Reward Points per month, 5,000 bonus Reward points on achieving milestone,lounge access ,concierge services
AU BANK Vetta Credit Card
Joining Fees:- ₹/2999-
Annual Fees:- ₹/2999-
Best Suited for:-Travel| Shopping
3k Voucher,Zomato Pro annual membership,lounge access,24×7 concierge service, insurance protection1% fuel surcharge waiver,10 RP per Rs.100 on utility bill payments,
AU BANK ZENIT Credit Card
Joining Fees:- ₹7999/-
Annual Fees:- ₹7999-
Best Suited for:- Travel| Dinning
Taj Epicure membership,Joining fee wavier on 1.25 lac spend,annual fee wavier on 5 lac spend,airport and IRCTC lounge access,10,000 Bonus Reward Points
How to apply for AU Small Finance Bank Credit Card?
- You can apply for a credit card, both online and offline. Post-COVID-19 pandemic, the credit card application process has been digitized, making it simpler and faster.
- Apply for an online Credit card & Get instant online approval.
- You can Compare & Apply for a Credit Card on dealstohdekho by Following 3 Simple Steps:
Get your AU Credit Card in Just 3 Simple Steps
Step 1
Inupt your Details
Enter you details on application link received on your text message and lest us know your detail and card requirement
Step 2
Complete application
Complete your VKYC (Video Call Process),Sign the application digitally to get your card.
Step 3
Best offer for you
Basis your details we fetch best offer for you.
Documents & Eligibility For AU Small Finance Bank
Documents
Documents Required For Credit Card
Self-Employed & Salaried seeking Credit Card will have to furnish below mentioned documents to start the Credit card process.
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Last year Income Tax Return above 5 lac
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 35,000
For Self Employed
- Indian national
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹6 Lakhs per annum
- HDFC Bank Regalia Credit Card
- HDFC Bank MoneyBack Credit Card
- HDFC Bank Infinia Credit Card
- HDFC Bank Diners Club Black Credit Card
- HDFC Diners Club Privilege Credit Card
- HDFC Bank Millenia Credit Card
- 6E Rewards IndiGo HDFC Bank Credit Card
- 6E Rewards XL Indigo HDFC Bank Credit Card
- HDFC Shopper Stop Credit Card
- INDUSIND Aura Edge Credit Card
- INDUSIND Eazy Dinner Credit Card
- Yes Prosperity Edge Credit Card
- Yes Prosperity Reward Credit Card
- Yes Prosperity Reward Plus Credit Card
- Yes Wellness Credit Card
- Yes Wellness Plus Credit Card
- Yes First Preferred Credit Card
- AU Small Finance Bank Lit Credit Card
- AU Small Finance Bank Altura Credit Card
- AU Small Finance Bank Altura Plus Credit Card
- AU Small Finance Bank Veeta Credit Card
- ICICI BANK Coral Credit Card
- ICICI BANK HPCL Super Saver Credit Card
- ICICI BANK Make My Trip Credit Card
- ICICI BANK Emarlde Credit Card
- SBI Cash Back Credit Card
- SBI BPCL Octane Credit Card
- SBI PLUSE Credit Card
- SBI Simply Click Credit Card
- SBI Simply Save Credit Card
Fees and Charges on the AU Small Finance Bank
Fees & Charges
Amount/Rate
Joining & Renewal Fees
Varies for all AU credit card
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Reward Redemption Fee
Rs 99 on every redemption request
Finance Charges/Cash Advance Fee
3.60% of the amount
Over Limit Fee
2.50% of the amount( subject to minimum charges of 500)
foreign Currency Markup Fee
2.00% of the foreign currency amount
Fuel Surcharge Wavier
1% fuel surcharge waiver at all fuel stations
Late Payment Charges
For Amount
- Less Than Rs 100- Nil
- Rs 100 to to Rs 500 – Rs 100
- Rs 501 to Rs 5000- Rs 500
- Rs 5001 to Rs 10000- Rs 700
- Rs 10001 to Rs 25000- Rs 800
- Rs 25001 to Rs 50000- Rs 900
- Over Rs 50000- Rs 1100
Add On Card Fee
Nil
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
Key Highlights of the AU Small Finance Bank
-
Customizable Card
This is the first card in India that allows you to customise the features whatever you like. Let's examine the four striking features that distinguish our product from competing offerings.
-
Instant approval
Apply Online and get instant decision on your credit card application
-
Great offers
With Au Bank credit card you get so many great offer on all leading brands and food chain
-
Life Time Free
You also get life time free credit card with loaded of great feature and benefit
-
Fuel Surcharge wavier
With Au bank credit card you can save your money by wavier of surcharge on fuel
-
Card Liability Cover
If the credit card is lost, users have zero liability for any fraudulent transactions made with the card after reporting the loss to the bank. You also get protection against card counterfeit/skimming and online frauds.
-
Revolving Credit Facility
Leverage revolving credit facilities at nominal interest rates on A U Bank Credit Cards
-
Rewards & Cashback
All four credit cards offered by the AU Bank come with different reward rates and provide different types of rewards, such as reward points, cashback, which give you good return on your spends
Benefit Of AU Small Finance Bank
- Welcome Benefit: AU BANK welcome benefit on activation of card to the card inform of voucher, bonus reward point, accelerated cashback gift voucher and much more.Card user can avail welcome benefit on successful payment of Joining fees.
- Reward points & Cashback: If every time you use AU credit card you get reward points or cashback or sometimes in the form of intermiles as well.Cardholder can redeem earn reward point against endless option of their choice.
- Milestone benefit: Cardholder can avail the milestone benefit on successfully achieving the spend base condition on card .Milestone benefits are similar like welcome benefits like complimentary membership, gift vouchers, reward points, air ticket and much more.
- Travel benefit: AU credit card, also offer travel benefit like complimentary airport lounges domestic and international ,complimentary air ticket, stay voucher of premium hotel and many more.
- Fuel Surcharge waiver benefit: With AU credit card you can get 1% fuel surcharge wavier across India.
Core Features
One Card with Many Possiblities
Au Credit Cards offer you a world of privileges, rewards, and complimentary benefits. You can compare and apply for an AU credit card that best matches your spending preferences.
Frequently Asked Questions
-
How to apply for AU Bank credit card?
You can apply AU credit card in just few simple steps, can apply through digital platform developed by bank
-
What are the documents required for credit card application processing?
Pan card ,Addhar Card,Valid address proof and income documents are required to apply a credit card
-
Who is eligible to avail a Credit Card?
Minimum age at the time of application should be 21 years Maximum age should be 60 years or retirement age whichever is earlier. Minimum net monthly income should be Rs.35000 Should have completed minimum 2 years in employment and minimum 1 year in the current organisation. Should have completed minimum 1 year of stay at the current residence, if rented.
-
How long does it take to get the card?
Now you can get instant online approval in just few minutes,after approval done card delivery takes 3 to 7 working days.
-
How do I pay my credit card bill?
There are various option available to make the payment of Credit Card,most perferable optoin is online payment from respective bank portal & netbanking application ,secondary is third party application like Paytm,Phone pay,Cred,aur mobikiwik..etc…
-
What is the fee applicable for Add-on Cards?
You can get upto 3 LIFETIME FREE Add on Credit Cards issued to your family members. Annual Card fee is not applicable to Add-on cards.
Get Assured Gift On Your Card With Us
SimpleTransparentSecure