About Card
Yes Bank First Exclusive Credit Card
The First Exclusive credit card is a high-end offering by Yes bank and is quite similar & competitor to HDFC’s most premium Infinia credit card. This card gives you complimentary access to both international as well as Domestic airport lounges. The card launched with an annual fee of Rs. 999 and is best suited for those who love travel too much. With Yes First exclusive you get many other benefits like 24×7 concierge service, complimentary rounds of golf, Priority Pass membership, and movie ticket bookings at a discounted rate, to know more about this card read given below articles.
Card
1st Year Fee
Rewards
Best Suited For
₹ 999+ taxes as applicable
Reward Points
Travel | Shopping
What you'll love
- Earn 24 Reward Points for every Rs. 200 on Travel and Dining spending.
- Earn 12 Reward Points for every Rs. 200 spent on all transactions except for transactions under the Select category (details of the Select category described later).
- Earn 6 Reward Points on every spend of Rs. 200 on all transactions under the Select category.
- Earn 1,000 Reward Points on each Yes PayNow registration.
- 24*7 Concierge services are accessible
- Complimentary rounds of golf under the MasterCardWorld Golf program.
- Movie tickets at discounted rates on BookMyShow.
- 3 free domestic airport lounge visits per quarter.
- 6 complimentary lounge visits outside India with a Priority Pass membership.
- Low foreign currency markup (1.75%).
- Personal accident cover worth Rs. 3 crores in case of accidental air death.
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility For First Exclusive Card
For Salaried
Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 4.00,000For Self Employed
Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹36 Lakhs per annum
You'll also love
Reward Benefit
- 6 Reward points per Rs 200 spent on selected categories
- 12 Reward points per Rs 200 spent on other categories
- 5X reward points on the first three transactions of the biller registered on YES PayNow
Reward Redemption:
- Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point
- These reward points can also be redeemed on the dedicated website. Yes rewards.
Travel & Lounges Benefit
- 1 complimentary Golf Lesson every calendar month at select golf courses in India for the primary cardholder
- 4 complimentary rounds of green fees per calendar year at select Golf courses in India for the primary cardholders
Insurance Benefit
- Coverage of insurance cover worth Rs 3 Crore in case of death of Primary card holder in an Air accident.
- Coverage of medical insurance covers worth Rs 50 lakh in case of emergency hospitalization while traveling abroad.
Fuel Surcharge Waiver
- Get a 1% Fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000
Contactless Card Technology
- Experience the Contactless transaction on the Card enabled with NFC Technology
- Yes bank preferred Credit Card is enabled with contactless technology, facilitating fast, convenient, and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards.
Why Should You Choose This Card?
In terms of benefits and rewards, we can safely conclude that Yes bank’s First Exclusive credit card is one of the best offerings in the premium categories, especially because of its low foreign currency markup fees, and also it’s a good card for those who are a frequent flyer, can take the maximum benefit of 6 international lounge access at airport lounges outside India with the Priority Pass program.
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 4.00,000
For Self Employed
- Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹36 Lakhs per annum
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Fees and Charges on the Yes Bank First Exclusive Credit Card
Fees & Charges
Amount/Rate
Joining & Renewal Fees
999+ Taxes Renewal fees waived, on the spending of 400000 in 12 months from the date of activation
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Foreign Exchange Markup
1.75%
Finance Charges/Cash Advance Fee
2.50% of the amount ( Subject to a minimum amount of Rs 500)
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Below or equal to Rs. 100- Nil
- From Rs. 101 to Rs. 500- Rs. 150
- From Rs. 501 to Rs. 5,000- Rs. 500
- From Rs. 5,001 to Rs. 20,000- Rs. 750
- Above Rs. 20,000- Rs. 1,000
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
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FAQs on Yes Bank First Exclusive Credit Card
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How can I apply for YES FIRST Exclusive Credit Card?
You can apply for this credit card through both online and offline modes. If you want to apply online, you can visit the official website of the bank to fill out the application form. However, if you want to apply offline, then you need to visit the nearest branch of the bank.
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Can I pay my YES FIRST Exclusive Credit Card bill online?
Indian resident age 21 to 60, with having income of 4 lac per month if salaried,and 40 lakh ITR annually if selfemployed.
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What is the minimum credit score required to apply for YES FIRST Exclusive Credit Card?
Yes Rewardz is Yes Bank’s reward redemption portal where you can redeem your reward points for exclusive products, shopping vouchers and hotel/fllights/movie tickets bookings.
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Can I earn 12 reward points on every purchase made via YES FIRST Exclusive Credit Card?
No, you can earn 12 reward points for every Rs. 200 spent on your retail purchases. However, you cannot earn these reward points on fuel transactions, cash advance fees, Priority Pass & Lounge Key charges, EMI on call & instant EMI transactions.
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Does YES FIRST Exclusive Credit Card offer welcome benefits?
No, YES FIRST Exclusive Credit Card does not offer any welcome benefit. However, by spending Rs. 75,000 within 90 days of the card setup, you can avail joining fee waiver. This credit card also gives an annual fee waiver on spending Rs. 4 lakh in a year.