DealstohdekhoYes Bank

Yes Bank

Yes Bank Credit Card

Established in 2003, Yes Bank is one of the major bank in banking sector and popular for its product and services,and hold a major share in Credit card portfolio in India.As  Yes bank offer several credit card providing  rewards & benefit in different categories, From travel and shopping to entertainment and dining cards, YES Bank has credit cards suitable for all spends categories in its portfolio. YES Bank has credit cards suiting everyone’s needs. With a lot of YES Bank Credit Cards present today , it might be difficult for you to choose a card that fits you the best. To help you out in choosing the right credit card, we are here with the list of all YES Bank Credit cards in India so that you can go through all of them, their feature & benefits, fees & charges, and apply for the one that seems to be best suited for you.



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Documents & Eligibility For Yes Bank Credit Card


Documents Required For Credit Card

Self-Employed &  Salaried  seeking Credit Card  will have to furnish below mentioned documents to start the Credit card process.


For Salaried

  • Indian National
    Age: Min 21 years & Max 60 Years,
    Net Monthly Income> Rs 25,000

For Self Employed

  • Indian national
    Age: Min 21 yrs & Max 65 Yrs
    Income: ITR > ₹5 Lakhs per annum

Fees and Charges on the Yes Bank Credit Card

Fees & Charges


Joining & Renewal Fees

Varies for all Yes Bank credit card

Interest-free period

Up to 50 days

Cash Withdrawal Limit

30 % of the card limit

Reward Redemption Fee

Rs 99 on every redemption request

Finance Charges/Cash Advance Fee

3.60% of the amount

Over Limit Fee

2.50% of the amount( subject to minimum charges of 500)

foreign Currency Markup Fee

2.00% of the foreign currency amount

Fuel Surcharge Wavier

1% fuel surcharge waiver at all fuel stations

Late Payment Charges

For Amount

  • Less Than Rs 100- Nil
  • Rs 101 to to Rs 500 – Rs 150
  • Rs 501 to  Rs 5000- Rs 500
  • Rs 5001 to Rs 20000- Rs 750
  • Over Rs 20001- Rs 1000

Add On Card Fee


Payment Return Charges ( For Chq/Auto Pay)

Rs 350 Per instance

Key Highlights of the Yes Bank Credit Card

  • Yes Bank credit cards offer rewards programs that allow you to earn points or cashback on your purchases. These rewards can be redeemed for merchandise, travel, or other perks.

  • If you need to borrow money, Yes Bank credit cards can offer low-interest rates, especially if you have a good credit score. This can make credit cards a more affordable way to borrow money than other types of loans.

  • Get exclusive benefit on successfully achieving spend base conditions

  • Convert you Card transaction into small emi for amount above Rs 2500

  • Get Low foreign currency markup on overseas purchases on select Yes Bank Bank Credit Cards.

  • Credit cards offer protection against fraudulent purchases. If your card is lost or stolen, you can report it to customer care, and you won't be held responsible for any unauthorized charges.

  • ​​​​​​​With a Yes Bank credit card, you can receive a free physical examination and fitness instruction from an established fitness provider in India. Also, you can get a large reward if you use a Yes Bank credit card to purchase medicine from a pharmacy.

  • Leverage revolving credit facilities at nominal interest rates on Yes Bank Credit Cards

Benefit Of Yes Bank Credit Card

  • Welcome Benefit: YES BANK offers welcome benefit on activation of card to the card inform of  voucher, complimentary membership of premium partners, bonus reward point, accelerated cashback gift voucher and much more.Card user can avail welcome benefit on successful payment of Joining fees.
  • Reward points & Cashback: Every time  you use YES BANK credit card you get reward points or cashback or sometimes in the form of intermiles as well. Cardholder can redeem earn reward point against endless  option of their choice.
  • Milestone benefit: Cardholder can avail the milestone benefit on successfully achieving the spend base condition on card .Milestone benefits are similar like welcome benefits like complimentary membership, gift vouchers, reward points, air ticket and much more.  
  •  Travel benefit: YES BANKcredit card, also offer travel benefit like complimentary airport lounges domestic and international ,complimentary air ticket. 
  •  Movie and Dining benefit:  With the YES BANK credit card, the cardholder can benefit from a variety of movie and dining benefits, including free movie ticket reductions, membership in a premium restaurant chain, and Prime Membership, among others.
  •  Fuel Surcharge waiver benefit: YES BANKcredit card you can get 1% fuel surcharge wavier across India.
  • Health and Fitness benefit: Yes Bank credit Card gives you chance to earn  good reward points and savings opportunities Whenever you use your card at a pharmacy, You’ll also receive a free health checkup and exercise session when you use your Yes Bank Credit card

Core Features

Get the Best Benefit with Yes Bank Credit Card

Yes Bank has credit cards suiting everyone’s needs.You can compare and apply for an Yes Bank credit card that best matches your spending preferences.

Frequently Asked Questions

  • Several credit cards are available from YES Bank for people who travel frequently, shop frequently, and other people. We advise you to identify your preferred spending style first. A travel card can be the ideal option for you if you frequently travel. A card that offers reward points or money, however, will be your best choice if you enjoy shopping.

  • The YES Bank credit card bill can be paid through NEFT/IMPS, cash, check, demand draught, net banking, and other methods.

  • Detailed instructions can be found here on how to generate your credit card PIN, log into your YES Bank net banking account, or go to the YES Bank ATM that is closest to you.

  • You can earn reward points in practically every category, depending on the YES Bank credit card. Accelerated bonus points will be awarded for some purchases. Nevertheless, few YES Bank cards offer rewards for buying gas. Also, registering for YES PayNow and using YES Bank's standing order feature will earn you reward points.

  • Now you can get instant online approval in just few minutes,after approval done card delivery takes 3 to 7 working days.

  • Call the YES Bank credit card customer service line right away at 18001031212 to have the card blocked. This will prevent additional card fraud.

  • The answer is that you can use your YES Bank credit card abroad. Keep in mind that you will be required to pay a foreign transaction fee for any purchases made abroad.

  • There are several ways to contact YES Bank Credit Card Customer Care: Call us at 1800 103 1212 (Toll-Free for mobile and landlines in India), or email us at [email protected] if you're calling from outside India: +91 22 4935 0000.

  • No, the Yes Bank does not charge any add-on card fee for any credit card issued by them.

  • You are not charged with any reward redemption fee on Yes Private credit card and Yes Private Prime credit card. You are charged a reward redemption fee of Rs. 100 per redemption on all other Yes Bank credit cards.

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