Yes Bank
Yes Bank Credit Card
Established in 2003, Yes Bank is one of the major bank in banking sector and popular for its product and services,and hold a major share in Credit card portfolio in India.As Yes bank offer several credit card providing rewards & benefit in different categories, From travel and shopping to entertainment and dining cards, YES Bank has credit cards suitable for all spends categories in its portfolio. YES Bank has credit cards suiting everyone’s needs. With a lot of YES Bank Credit Cards present today , it might be difficult for you to choose a card that fits you the best. To help you out in choosing the right credit card, we are here with the list of all YES Bank Credit cards in India so that you can go through all of them, their feature & benefits, fees & charges, and apply for the one that seems to be best suited for you.
- Age: To apply the credit card age is required 21 year to 60 year last
- Occupation: Both salaried and self-employed individuals can apply for YES Bank credit cards
- Credit Score: Cibil score allowed for the credit card is 700, good cibil score enhance the chance of approval
- Valid Documents: applicant should have all valid document like income and residence address proof,also should be indian local resident
CALL ANYTIME
9818143349
6E Rewards XL IndiGo HDFC Bank Credit Card
Best suited for: Rewards
Income Eligibility:- ₹50,000/-month
Joining Fees:- ₹500/-
Annual Fees:- ₹500/-
(Waived off on spending Rs. 50,000 in a year)
HDFC Millennia Credit Card
Best suited for: Cashback & Online Shopping
Income Eligibility:- ₹35,000/-month
Joining Fees:- ₹1000/-
Annual Fees:- ₹1000/-
(Waived off on spending Rs. 1 lakh in a previous year)
HDFC Moneyback Credit Card
Best suited for: Shopping
Income Eligibility:- ₹25,000/-month
Joining Fees:- ₹500/-
Annual Fees:- ₹500/-
(Waived off on spending Rs. 50,000 in a year)
InterMiles HDFC Bank Signature Credit Card
Best suited for: Travel
Income Eligibility:- ₹50,000/-month
Joining Fees:- ₹500/-
Annual Fees:- ₹500/-
(Waived off on spending Rs. 50,000 in a year)
Choose Your Credit Card
Yes Prosperity Reward Credit Card
Joining Fees:- ₹/399-
Annual Fees:- ₹/299-
Best Suited for:-Shopping
Spend base annual fee wavier,2 Reward Points on every Rs 200,1% surcharge waiver on fuel,Zero liability cover,10 RP=10 air miles
Yes Prosperity Reward Edge Credit Card
Joining Fees:- ₹/399-
Annual Fees:- ₹/399-
Best Suited for:-Shopping
Spend base annual fee wavier,15,000 bonus points,lounge access,4 rounds of green fees,1 golf lesson,insurance cover worth Rs 50 lac
Yes Prosperity Reward Plus Credit Card
Joining Fees:- ₹/399-
Annual Fees:- ₹/399-
Best Suited for:-Shopping
Spend base annual fee wavier,4Rp for 200 spend on retail,500Rp on yes pay registration,credit shield cover,Zero liability cover
Yes Bank Preferred Credit Card
Joining Fees:- ₹/999-
Annual Fees:- ₹/999-
Best Suited for:-Travel| Shopping
Annual fee wavier on Spend base,domestic & Iinternational lounges,4 reward points per Rs. 200 spent on utilities,25% discount on movie,1 crore air accident death cover
Yes Bank First Exclusive Card
Joining Fees:- ₹/999-
Annual Fees:- ₹/999-
Best Suited for:-Travel| Shopping
24 Reward Points on every Rs. 200,Concierge services,Golf Rounds,Movie tickets at discounted rates ,airport lounge,accident cover worth Rs. 3 crores
Yes Bank Wellness Credit Card
Joining Fees:- ₹/749-
Annual Fees:- ₹/749-
Best Suited for:-Shopping
Preventive health check-up,6 fitness sessions,unlimited health benefit ,offers and discounts on movies,1% fuel surcharge waive,Credit Shield coverage in case of accidental death
Yes Bank Wellness Plus Credit Card
Joining Fees:- ₹/1499-
Annual Fees:- ₹/1499-
Best Suited for:-Travel
1000 Rp,domestic lounge,12 fitness sessions, health checkups,1% fuel surcharge waive,insurance cover worth Rs. 1 Crore
Yes Bank Premia Credit Card
Joining Fees:- ₹/999-
Annual Fees:- ₹/999-
Best Suited for:-Travel
Annual fee wavier on Spend base,Priority Pass Membership,international & domestic lounge access,1% fuel surcharge waive,25% discount on movies
Yes Emi Credit Card
Joining Fees:- ₹/499-
Annual Fees:- ₹/499-
Best Suited for:-Shopping
Spend base annual fee wavier,3% cash back on selected purchases,Automatic conversion for emi,1% fuel surcharge waiver,Zero Liability Protection,Exciting deals on YES Cart
Yes Bank Byoc Credit Card
Joining Fees:- ₹/Based on Varient-
Annual Fees:- ₹/49-
Best Suited for:-Shopping
Customizable card, 1% cash back or 8 Reward Points on every spend of Rs. 200,airport lounge access, golf round every month,1% fuel surcharge waiver
Get your Credit Card in Just few simple step
Step 1
Inupt your Details
Enter you details on application link received on your text message and lest us know your detail and card requirement
Step 2
Complete application
Complete your VKYC (Video Call Process),Sign the application digitally to get your card.
Step 3
Best offer for you
Basis your details we fetch best offer for you.
Documents & Eligibility For Yes Bank Credit Card
Documents
Documents Required For Credit Card
Self-Employed & Salaried seeking Credit Card will have to furnish below mentioned documents to start the Credit card process.
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Last year Income Tax Return above 5 lac
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 25,000
For Self Employed
- Indian national
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹5 Lakhs per annum
- HDFC Bank Regalia Credit Card
- HDFC Bank MoneyBack Credit Card
- HDFC Bank Infinia Credit Card
- HDFC Bank Diners Club Black Credit Card
- HDFC Diners Club Privilege Credit Card
- HDFC Bank Millenia Credit Card
- 6E Rewards IndiGo HDFC Bank Credit Card
- 6E Rewards XL Indigo HDFC Bank Credit Card
- HDFC Shopper Stop Credit Card
- INDUSIND Aura Edge Credit Card
- INDUSIND Eazy Dinner Credit Card
- Yes Prosperity Edge Credit Card
- Yes Prosperity Reward Credit Card
- Yes Prosperity Reward Plus Credit Card
- Yes Wellness Credit Card
- Yes Wellness Plus Credit Card
- Yes First Preferred Credit Card
- AU Small Finance Bank Lit Credit Card
- AU Small Finance Bank Altura Credit Card
- AU Small Finance Bank Altura Plus Credit Card
- AU Small Finance Bank Veeta Credit Card
- ICICI BANK Coral Credit Card
- ICICI BANK HPCL Super Saver Credit Card
- ICICI BANK Make My Trip Credit Card
- ICICI BANK Emarlde Credit Card
- SBI Cash Back Credit Card
- SBI BPCL Octane Credit Card
- SBI PLUSE Credit Card
- SBI Simply Click Credit Card
- SBI Simply Save Credit Card
Fees and Charges on the Yes Bank Credit Card
Fees & Charges
Amount/Rate
Joining & Renewal Fees
Varies for all Yes Bank credit card
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Reward Redemption Fee
Rs 99 on every redemption request
Finance Charges/Cash Advance Fee
3.60% of the amount
Over Limit Fee
2.50% of the amount( subject to minimum charges of 500)
foreign Currency Markup Fee
2.00% of the foreign currency amount
Fuel Surcharge Wavier
1% fuel surcharge waiver at all fuel stations
Late Payment Charges
For Amount
- Less Than Rs 100- Nil
- Rs 101 to to Rs 500 – Rs 150
- Rs 501 to Rs 5000- Rs 500
- Rs 5001 to Rs 20000- Rs 750
- Over Rs 20001- Rs 1000
Add On Card Fee
Nil
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
Key Highlights of the Yes Bank Credit Card
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Good Reward Point
Yes Bank credit cards offer rewards programs that allow you to earn points or cashback on your purchases. These rewards can be redeemed for merchandise, travel, or other perks.
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Loan on Card
If you need to borrow money, Yes Bank credit cards can offer low-interest rates, especially if you have a good credit score. This can make credit cards a more affordable way to borrow money than other types of loans.
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Welcome Benefits
Get exclusive benefit on successfully achieving spend base conditions
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Emi Facility
Convert you Card transaction into small emi for amount above Rs 2500
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Foreign Currency Markup
Get Low foreign currency markup on overseas purchases on select Yes Bank Bank Credit Cards.
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Fraud protection
Credit cards offer protection against fraudulent purchases. If your card is lost or stolen, you can report it to customer care, and you won't be held responsible for any unauthorized charges.
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Health and Fitness Benefit
With a Yes Bank credit card, you can receive a free physical examination and fitness instruction from an established fitness provider in India. Also, you can get a large reward if you use a Yes Bank credit card to purchase medicine from a pharmacy.
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Revolving Credit Facility
Leverage revolving credit facilities at nominal interest rates on Yes Bank Credit Cards
Benefit Of Yes Bank Credit Card
- Welcome Benefit: YES BANK offers welcome benefit on activation of card to the card inform of voucher, complimentary membership of premium partners, bonus reward point, accelerated cashback gift voucher and much more.Card user can avail welcome benefit on successful payment of Joining fees.
- Reward points & Cashback: Every time you use YES BANK credit card you get reward points or cashback or sometimes in the form of intermiles as well. Cardholder can redeem earn reward point against endless option of their choice.
- Milestone benefit: Cardholder can avail the milestone benefit on successfully achieving the spend base condition on card .Milestone benefits are similar like welcome benefits like complimentary membership, gift vouchers, reward points, air ticket and much more.
- Travel benefit: YES BANKcredit card, also offer travel benefit like complimentary airport lounges domestic and international ,complimentary air ticket.
- Movie and Dining benefit: With the YES BANK credit card, the cardholder can benefit from a variety of movie and dining benefits, including free movie ticket reductions, membership in a premium restaurant chain, and Prime Membership, among others.
- Fuel Surcharge waiver benefit: YES BANKcredit card you can get 1% fuel surcharge wavier across India.
- Health and Fitness benefit: Yes Bank credit Card gives you chance to earn good reward points and savings opportunities Whenever you use your card at a pharmacy, You’ll also receive a free health checkup and exercise session when you use your Yes Bank Credit card
Core Features
Get the Best Benefit with Yes Bank Credit Card
Yes Bank has credit cards suiting everyone’s needs.You can compare and apply for an Yes Bank credit card that best matches your spending preferences.
Frequently Asked Questions
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I wish to apply for a credit card from YES Bank. Which one will fit me the best?
Several credit cards are available from YES Bank for people who travel frequently, shop frequently, and other people. We advise you to identify your preferred spending style first. A travel card can be the ideal option for you if you frequently travel. A card that offers reward points or money, however, will be your best choice if you enjoy shopping.
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What options are there for paying YES Bank credit card bills?
The YES Bank credit card bill can be paid through NEFT/IMPS, cash, check, demand draught, net banking, and other methods.
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How can I create a PIN for my YES Bank credit card?
Detailed instructions can be found here on how to generate your credit card PIN, log into your YES Bank net banking account, or go to the YES Bank ATM that is closest to you.
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How do YES Bank credit cards earn rewards points?
You can earn reward points in practically every category, depending on the YES Bank credit card. Accelerated bonus points will be awarded for some purchases. Nevertheless, few YES Bank cards offer rewards for buying gas. Also, registering for YES PayNow and using YES Bank's standing order feature will earn you reward points.
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How long does it take to get the card?
Now you can get instant online approval in just few minutes,after approval done card delivery takes 3 to 7 working days.
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What should I do if an unauthorised purchase is made using my YES Bank credit card?
Call the YES Bank credit card customer service line right away at 18001031212 to have the card blocked. This will prevent additional card fraud.
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Can I use my credit card from YES Bank abroad?
The answer is that you can use your YES Bank credit card abroad. Keep in mind that you will be required to pay a foreign transaction fee for any purchases made abroad.
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How can I contact the customer service team for the YES Bank credit card?
There are several ways to contact YES Bank Credit Card Customer Care: Call us at 1800 103 1212 (Toll-Free for mobile and landlines in India), or email us at [email protected] if you're calling from outside India: +91 22 4935 0000.
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Do Yes Bank credit cards have an add-on card fee?
No, the Yes Bank does not charge any add-on card fee for any credit card issued by them.
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What is the reward redemption fee on Yes bank credit card?
You are not charged with any reward redemption fee on Yes Private credit card and Yes Private Prime credit card. You are charged a reward redemption fee of Rs. 100 per redemption on all other Yes Bank credit cards.
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