About Card
Yes Premia Credit Card
Yes Premia Credit Card is a premium card offering benefits such as lounge access,
accelerated reward points, 25% discount on movies on BookMyShow. As suggested by its name YES Premia Credit Card is a premium credit card, issued at a joining fee of Rs. 999, on which you can get a waiver if you reach the total eligible spending conditions within ninety days of card activation. you earn 6 Reward Points per Rs. 200 spent and 3 Reward Points per Rs. 200.
Card
1st Year Fee
Rewards
Best Suited For
What you'll love
- Earn 6 Reward Points per Rs. 200 you spend.
- Earn 3 Reward Points per Rs. 200 spent on tax payments, utilities,
government services, transportation, etc. - Avail of a discount of 25% on movies through BookMyShow.
- Get Complimentary Priority Pass Membership.
- Get 3 Complimentary international lounge access with Mastercard Variant.
- Get1 complimentary domestic lounge access each quarter.
- Get1 complimentary golf lessons each month.
- Get your joining & annual fee waived on meeting the spending targets.
- Low foreign currency markup fee of 2.75%.
Documents
Photo id: Pan Card, Addhar card, Passport, Voter id, Job Card issued by Nerega
Valid address Proof- Addhar card, Passport, Voter id card, House Registry documents,Utility bill not more than 2 months old
Income proof: Latest 2 month’s salary slip, latest form 16, and latest bank statement
Eligibility For Premia Card
For Salaried
Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 120000For Self Employed
Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹14.4 Lakhs per annum
You'll also love
Reward Benefit
- Eearn6 Reward Points per Rs. 200 spent on all retail purchases except select categories
- Earn3 Reward Points per Rs. 200 spent on select categories
- Earn 5X Reward Points on the first 3 transactions of the first 5 billers registered on YES PayNow Reward redemption
- Reward points earned can be redeemed for flight/movie/hotel ticket booking or against Air Miles where 10 reward points = 1 InterMile/Club Vistara Point.
Reward redemption
- The reward points obtained can be used to book tickets for flights, movies, hotels, or against Air Miles, with 10 reward points equaling 1 InterMile or Club Vistara point.
Entertainment Benefit
- Avail 25% discount on movie tickets booked on BookMyShow Website or Mobile App with
Premia credit card
Lounges Benefit
- 2 complimentary Domestic Airport Lounge visit in India per calendar quarter for Primary Cardholder
- 3 complimentary access to international lounges through the Priority Pass for the primary cardholder
Insurance cover Benefit
- Life Insurance covers Rs. 1 Crore in case of Air Accidental Death, and Medical Insurance cover Rs. 30 Lakhs for overseas emergency hospitalization,
Golf Benefit
- 4 Green Fee waivers and 1 complimentary golf lesson every month at selected golf courses in India
Fuel Surcharge wavier Benefit
- 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000.
Why Should You Choose This Card?
YES Premia Credit Card is a good option for people who are frequently love travel, with an
annual fee of 999, it offers 1 domestic and 2 international lounge visits, which is a useful feature for people who travel internationally & for movie lovers, it also offers 25% flat discounts on movies from Bookmyshow. Overall you can say Premia return the full worth of your annual fee.
Eligibility
For Salaried
- Indian National
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 120000
For Self Employed
- Indian National
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹14.4 Lakhs per annum
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Fees and Charges on the Yes Premia Credit Card
Fees & Charges
Amount/Rate
Joining & Renewal Fees
999+ Taxes The joining fee can be waived if you spend Rs. 20,000 within ninety days after card activation
Interest-free period
Up to 50 days
Cash Withdrawal Limit
30 % of the card limit
Foreign Exchange Markup
3.50%
Finance Charges/Cash Advance Fee
2.50% of the amount ( Subject to a minimum amount of Rs 500)
Over Limit Fee
2.50% of the amount
Late Payment Charges
For Amount
- Below or equal to Rs. 100- Nil
- From Rs. 101 to Rs. 500- Rs. 150
- From Rs. 501 to Rs. 5,000- Rs. 500
- From Rs. 5,001 to Rs. 20,000- Rs. 750
- Above Rs. 20,000- Rs. 1,000
Payment Return Charges ( For Chq/Auto Pay)
Rs 350 Per instance
Get Assured Gift On Your Card With Us
FAQs on Yes Premia Credit Card
-
How can I get waiver on renwal fees?
Renwal fee can be waived off on spending Rs. 1,50,000 on retail 12 months prior to card renewal date
-
Who can apply for YES Premia Credit Card?
Any Indian resident, who earn Rs. 1,20,000 per month or have ITR acknowledgement over Rs. 8 lakh may apply,having age of 21 years but below 60 years.
-
Does the card offer lounge access?
Yes, customers get 1 domestic and 2 international lounge visits in a year. Does the Card offer discount on moive? Yes ,25% flat discounts on Book my show for movie ticket.